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XNASEZPW
Market cap660mUSD
Jan 14, Last price  
12.13USD
1D
-0.33%
1Q
4.12%
Jan 2017
13.90%
Name

EZCORP Inc

Chart & Performance

D1W1MN
XNAS:EZPW chart
P/E
7.95
P/S
0.57
EPS
1.53
Div Yield, %
0.00%
Shrs. gr., 5y
8.57%
Rev. gr., 5y
6.52%
Revenues
1.16b
+10.73%
254,159,000315,852,000372,215,000457,403,000597,456,000733,045,000869,317,000992,467,0001,010,307,000989,640,000788,369,000730,505,000747,954,000813,515,000847,229,000822,811,000729,551,000886,225,0001,049,040,9991,161,602,000
Net income
83m
+116.04%
14,752,00029,259,00037,874,00052,429,00068,472,00097,294,000122,159,000143,708,00034,077,000-46,591,000-86,449,000-80,744,00031,858,00039,059,0001,768,000-68,463,0008,612,00050,160,00038,463,00083,095,000
CFO
114m
+11.55%
31,724,00043,238,00053,409,00062,344,00080,617,000124,725,000148,441,000150,448,000126,473,00089,244,00079,398,00064,403,00051,836,00088,724,000103,517,00049,078,00046,438,00066,535,000101,834,000113,600,000
Dividend
Feb 04, 20000.0125 USD/sh
Earnings
Jan 29, 2025

Profile

EZCORP, Inc. provides pawn loans in the United States and Latin America. It offers pawn loans collateralized by tangible personal property, jewelry, consumer electronics, tools, sporting goods, and musical instruments. The company also sells merchandise, primarily collateral forfeited from pawn lending operations and pre-owned merchandise purchased from customers. In addition, it offers Lana and EZ+ web-based engagement platforms to manage pawn loans. As of September 30, 2021, the company owned and operated 516 pawn stores in the United States; 508 pawn stores in Mexico; and 124 pawn stores in Guatemala, El Salvador, and Honduras. EZCORP, Inc. was founded in 1989 and is headquartered in Austin, Texas.
IPO date
Aug 27, 1991
Employees
7,000
Domiciled in
US
Incorporated in
US

Valuation

Title
USD in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFYFY
2024‑092023‑092022‑092021‑092020‑092019‑092018‑092017‑092016‑092015‑09
Income
Revenues
1,161,602
10.73%
1,049,041
18.37%
886,225
21.48%
Cost of revenue
554,886
506,732
422,420
Unusual Expense (Income)
NOPBT
606,716
542,309
463,805
NOPBT Margin
52.23%
51.70%
52.33%
Operating Taxes
32,513
13,170
17,553
Tax Rate
5.36%
2.43%
3.78%
NOPAT
574,203
529,139
446,252
Net income
83,095
116.04%
38,463
-23.32%
50,160
482.44%
Dividends
(3,366)
Dividend yield
0.53%
Proceeds from repurchase of equity
(12,008)
(16,988)
(2,040)
BB yield
1.27%
2.55%
0.32%
Debt
Debt current
162,070
91,977
52,334
Long-term debt
644,486
771,118
726,749
Deferred revenue
(2,661)
Other long-term liabilities
12,337
6,561
8,749
Net debt
622,714
595,293
511,102
Cash flow
Cash from operating activities
113,600
101,834
66,535
CAPEX
(40,446)
(31,895)
Cash from investing activities
(111,853)
(110,886)
(113,283)
Cash from financing activities
(50,183)
23,692
(2,832)
FCF
530,368
426,812
347,943
Balance
Cash
170,513
220,595
206,028
Long term investments
13,329
47,207
61,953
Excess cash
125,762
215,350
223,670
Stockholders' equity
456,205
399,587
346,901
Invested Capital
1,258,088
1,149,705
1,013,361
ROIC
47.70%
48.92%
46.78%
ROCE
43.78%
39.65%
37.48%
EV
Common stock shares outstanding
84,448
80,865
82,400
Price
11.21
35.88%
8.25
7.00%
7.71
1.85%
Market cap
946,662
41.90%
667,136
5.01%
635,304
50.00%
EV
1,569,376
1,262,429
1,146,406
EBITDA
639,785
631,377
548,146
EV/EBITDA
2.45
2.00
2.09
Interest
13,585
16,456
9,972
Interest/NOPBT
2.24%
3.03%
2.15%