XNASESQ
Market cap667mUSD
Jan 14, Last price
80.24USD
1D
1.74%
1Q
19.28%
IPO
429.64%
Name
Esquire Financial Holdings Inc
Chart & Performance
Profile
Esquire Financial Holdings, Inc. operates as the bank holding company for Esquire Bank, National Association that provides commercial banking products and services to legal industry and small businesses, and commercial and retail customers in the United States. The company offers checking, savings, money market, and time deposits, as well as certificates of deposit. It also provides commercial loans, including short-term financing for inventory, receivables, the purchase of supplies, or other operating needs arising during the normal course of business, as well as loans to its qualified merchant customers; commercial lines of credit; consumer loans consisting of post-settlement consumer and structured settlement loans to plaintiffs and claimants, as well as loans to individuals for debt consolidation, medical expenses, living expenses, payment of outstanding bills, or other consumer needs; and real estate loans, such as multifamily, 1-4 family residential, commercial real estate, and construction loans, as well as merchant services. As of January 25, 2022, the company operated a full-service branch in Jericho, New York; and an administrative office in Boca Raton, Florida. Esquire Financial Holdings, Inc. was founded in 2006 and is headquartered in Jericho, New York.
IPO date
Jun 27, 2017
Employees
116
Domiciled in
US
Incorporated in
US
Valuation
Title USD in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY | FY |
---|---|---|---|---|---|---|---|---|---|
2023‑12 | 2022‑12 | 2021‑12 | 2020‑12 | 2019‑12 | 2018‑12 | 2017‑12 | 2016‑12 | 2015‑12 | |
Income | |||||||||
Revenues | 91,888 9.04% | 84,271 30.19% | |||||||
Cost of revenue | 38,157 | 30,022 | |||||||
Unusual Expense (Income) | |||||||||
NOPBT | 53,731 | 54,249 | |||||||
NOPBT Margin | 58.47% | 64.37% | |||||||
Operating Taxes | 14,871 | 10,283 | |||||||
Tax Rate | 27.68% | 18.96% | |||||||
NOPAT | 38,860 | 43,966 | |||||||
Net income | 41,011 43.81% | 28,518 59.10% | |||||||
Dividends | (3,719) | (2,149) | |||||||
Dividend yield | 0.89% | 0.60% | |||||||
Proceeds from repurchase of equity | (286) | (6) | |||||||
BB yield | 0.07% | 0.00% | |||||||
Debt | |||||||||
Debt current | 712 | ||||||||
Long-term debt | 1,399 | 2,098 | |||||||
Deferred revenue | |||||||||
Other long-term liabilities | 1,418,321 | 1,196,992 | |||||||
Net debt | (485,025) | (536,604) | |||||||
Cash flow | |||||||||
Cash from operating activities | 42,401 | 38,797 | |||||||
CAPEX | (1,236) | ||||||||
Cash from investing activities | (215,404) | (221,501) | |||||||
Cash from financing activities | 174,090 | 197,670 | |||||||
FCF | 28,108 | (63,017) | |||||||
Balance | |||||||||
Cash | 287,316 | 351,768 | |||||||
Long term investments | 199,108 | 187,646 | |||||||
Excess cash | 481,830 | 535,200 | |||||||
Stockholders' equity | 101,110 | 62,677 | |||||||
Invested Capital | 1,515,766 | 1,254,384 | |||||||
ROIC | 2.81% | 4.46% | |||||||
ROCE | 3.32% | 4.11% | |||||||
EV | |||||||||
Common stock shares outstanding | 8,346 | 8,214 | |||||||
Price | 49.96 15.49% | 43.26 37.33% | |||||||
Market cap | 416,945 17.34% | 355,324 41.94% | |||||||
EV | (68,080) | (181,280) | |||||||
EBITDA | 56,268 | 56,798 | |||||||
EV/EBITDA | |||||||||
Interest | 8,115 | 1,647 | |||||||
Interest/NOPBT | 15.10% | 3.04% |