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XNASESQ
Market cap667mUSD
Jan 14, Last price  
80.24USD
1D
1.74%
1Q
19.28%
IPO
429.64%
Name

Esquire Financial Holdings Inc

Chart & Performance

D1W1MN
XNAS:ESQ chart
P/E
16.28
P/S
7.27
EPS
4.93
Div Yield, %
0.56%
Shrs. gr., 5y
1.54%
Rev. gr., 5y
20.89%
Revenues
92m
+9.04%
11,713,08414,937,00019,782,00025,372,00035,594,00045,922,00052,087,00064,727,00084,271,00091,888,000
Net income
41m
+43.81%
40,8051,172,0002,822,0003,644,0008,734,00014,143,00012,618,00017,925,00028,518,00041,011,000
CFO
42m
+9.29%
442,4941,569,0006,319,0003,979,0009,428,00014,895,00015,590,00030,079,00038,797,00042,401,000
Dividend
Aug 15, 20240.15 USD/sh
Earnings
Jan 23, 2025

Profile

Esquire Financial Holdings, Inc. operates as the bank holding company for Esquire Bank, National Association that provides commercial banking products and services to legal industry and small businesses, and commercial and retail customers in the United States. The company offers checking, savings, money market, and time deposits, as well as certificates of deposit. It also provides commercial loans, including short-term financing for inventory, receivables, the purchase of supplies, or other operating needs arising during the normal course of business, as well as loans to its qualified merchant customers; commercial lines of credit; consumer loans consisting of post-settlement consumer and structured settlement loans to plaintiffs and claimants, as well as loans to individuals for debt consolidation, medical expenses, living expenses, payment of outstanding bills, or other consumer needs; and real estate loans, such as multifamily, 1-4 family residential, commercial real estate, and construction loans, as well as merchant services. As of January 25, 2022, the company operated a full-service branch in Jericho, New York; and an administrative office in Boca Raton, Florida. Esquire Financial Holdings, Inc. was founded in 2006 and is headquartered in Jericho, New York.
IPO date
Jun 27, 2017
Employees
116
Domiciled in
US
Incorporated in
US

Valuation

Title
USD in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFY
2023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑12
Income
Revenues
91,888
9.04%
84,271
30.19%
Cost of revenue
38,157
30,022
Unusual Expense (Income)
NOPBT
53,731
54,249
NOPBT Margin
58.47%
64.37%
Operating Taxes
14,871
10,283
Tax Rate
27.68%
18.96%
NOPAT
38,860
43,966
Net income
41,011
43.81%
28,518
59.10%
Dividends
(3,719)
(2,149)
Dividend yield
0.89%
0.60%
Proceeds from repurchase of equity
(286)
(6)
BB yield
0.07%
0.00%
Debt
Debt current
712
Long-term debt
1,399
2,098
Deferred revenue
Other long-term liabilities
1,418,321
1,196,992
Net debt
(485,025)
(536,604)
Cash flow
Cash from operating activities
42,401
38,797
CAPEX
(1,236)
Cash from investing activities
(215,404)
(221,501)
Cash from financing activities
174,090
197,670
FCF
28,108
(63,017)
Balance
Cash
287,316
351,768
Long term investments
199,108
187,646
Excess cash
481,830
535,200
Stockholders' equity
101,110
62,677
Invested Capital
1,515,766
1,254,384
ROIC
2.81%
4.46%
ROCE
3.32%
4.11%
EV
Common stock shares outstanding
8,346
8,214
Price
49.96
15.49%
43.26
37.33%
Market cap
416,945
17.34%
355,324
41.94%
EV
(68,080)
(181,280)
EBITDA
56,268
56,798
EV/EBITDA
Interest
8,115
1,647
Interest/NOPBT
15.10%
3.04%