XNASEQBK
Market cap731mUSD
Dec 24, Last price
42.81USD
1D
1.11%
1Q
5.18%
Jan 2017
27.26%
IPO
77.27%
Name
Equity Bancshares Inc
Chart & Performance
Profile
Equity Bancshares, Inc. operates as the bank holding company for Equity Bank that provides a range of banking, mortgage banking, and financial services to individual and corporate customers. The company accepts various demand, savings, money market, and time deposits. Its loan products include commercial and industrial, commercial real estate-backed, commercial lines of credit, working capital, term, equipment financing, acquisition, expansion and development, borrowing base, real estate construction, homebuilder, agricultural, government guaranteed, and other loan products to national and regional companies, restaurant franchisees, hoteliers, real estate developers, manufacturing and industrial companies, agribusiness companies, and other businesses. The company's loan products also comprise various consumer loans to individuals and professionals, including residential real estate loans, home equity loans and lines of credit, installment loans, unsecured and secured personal lines of credit, overdraft protection, and letters of credit. It also provides debit cards; online banking solutions, such as access to account balances, online transfers, online bill payment, and electronic delivery of customer statements; mobile banking solutions comprising remote check deposits with mobile bill pay; ATMs; and treasury management, wire transfer, automated clearing house, and stop payment services. In addition, the company offers cash management deposit products, such as lockbox, remote deposit capture, positive pay, reverse positive pay, account reconciliation services, zero balance accounts, and sweep accounts, as well as banking services through telephone, mail, and personal appointments. As of December 31, 2021, it operated a network of 69 branches in Arkansas, Kansas, Missouri, and Oklahoma. The company was founded in 2002 and is headquartered in Wichita, Kansas.
Valuation
Title USD in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY | FY | FY |
---|---|---|---|---|---|---|---|---|---|---|
2023‑12 | 2022‑12 | 2021‑12 | 2020‑12 | 2019‑12 | 2018‑12 | 2017‑12 | 2016‑12 | 2015‑12 | 2014‑12 | |
Income | ||||||||||
Revenues | 136,981 -29.72% | 194,894 13.39% | 171,883 11.52% | |||||||
Cost of revenue | 72,004 | 263,055 | 75,889 | |||||||
Unusual Expense (Income) | ||||||||||
NOPBT | 64,977 | (68,161) | 95,994 | |||||||
NOPBT Margin | 47.44% | 55.85% | ||||||||
Operating Taxes | (5,406) | 12,594 | 11,956 | |||||||
Tax Rate | 12.45% | |||||||||
NOPAT | 70,383 | (80,755) | 84,038 | |||||||
Net income | 7,821 -86.44% | 57,688 9.92% | 52,480 -170.00% | |||||||
Dividends | (6,614) | (5,564) | (1,149) | |||||||
Dividend yield | 1.25% | 1.04% | 0.22% | |||||||
Proceeds from repurchase of equity | (17,900) | (30,383) | 523,981 | |||||||
BB yield | 3.37% | 5.66% | -100.89% | |||||||
Debt | ||||||||||
Debt current | 47,173 | 56,763 | ||||||||
Long-term debt | 342,795 | 239,855 | 101,056 | |||||||
Deferred revenue | ||||||||||
Other long-term liabilities | 1,374,298 | (202,422) | (95,885) | |||||||
Net debt | (992,524) | (2,187,713) | (2,756,196) | |||||||
Cash flow | ||||||||||
Cash from operating activities | 76,527 | 74,073 | 102,698 | |||||||
CAPEX | (15,575) | (3,491) | (5,101) | |||||||
Cash from investing activities | 232,170 | (214,184) | (315,339) | |||||||
Cash from financing activities | (34,026) | (15,415) | 191,897 | |||||||
FCF | 99,547 | (87,924) | 83,201 | |||||||
Balance | ||||||||||
Cash | 1,282,937 | 1,288,403 | 1,586,573 | |||||||
Long term investments | 52,382 | 1,186,338 | 1,327,442 | |||||||
Excess cash | 1,328,470 | 2,464,996 | 2,905,421 | |||||||
Stockholders' equity | 83,293 | 26,789 | 90,303 | |||||||
Invested Capital | 4,942,119 | 4,898,919 | 5,056,678 | |||||||
ROIC | 1.43% | 1.86% | ||||||||
ROCE | 1.29% | 1.87% | ||||||||
EV | ||||||||||
Common stock shares outstanding | 15,649 | 16,438 | 15,306 | |||||||
Price | 33.90 3.76% | 32.67 -3.71% | 33.93 57.16% | |||||||
Market cap | 530,496 -1.22% | 537,026 3.40% | 519,347 59.32% | |||||||
EV | (462,028) | (1,650,687) | (2,236,849) | |||||||
EBITDA | 73,615 | (58,795) | 104,902 | |||||||
EV/EBITDA | 28.08 | |||||||||
Interest | 87,694 | 25,418 | 14,789 | |||||||
Interest/NOPBT | 134.96% | 15.41% |