XNASDAVEW
Market cap1mUSD
Jan 08, Last price
0.15USD
1D
1.69%
1Q
159.07%
IPO
-85.00%
Name
Dave Inc
Chart & Performance
P/E
—
P/S
0.01
EPS
—
Div Yield, %
0.00%
Shrs. gr., 5y
—
Rev. gr., 5y
%
Revenues
259m
+26.51%
Net income
-49m
L-62.36%
CFO
34m
P
Earnings
Mar 03, 2025
Profile
Dave Inc. provides a suite of financial products and services through its financial service online platform. The company offers Insights, a personal financial management tool to manage income and expenses between paychecks for members; ExtraCash, a free overdraft and short-term credit alternative, which allows members to advance funds to their account and avoid a fee; and Side Hustle, a job application portal. It also provides Dave Banking, a digital checking and demand deposit account. The company was founded in 2015 and is based in West Hollywood, California.
Valuation
Title USD in thousands, except ratios and share amounts | FY | FY | FY | FY | FY |
|---|---|---|---|---|---|
| 2023‑12 | 2022‑12 | 2021‑12 | 2020‑12 | 2019‑12 | |
| Income | |||||
Revenues | 259,093 26.51% | 204,800 33.86% | |||
Cost of revenue | 267,138 | 204,300 | |||
Unusual Expense (Income) | |||||
NOPBT | (8,045) | 500 | |||
NOPBT Margin | 0.24% | ||||
Operating Taxes | 120 | (100) | |||
Tax Rate | |||||
NOPAT | (8,165) | 600 | |||
Net income | (48,517) -62.36% | (128,900) 544.50% | |||
Dividends | |||||
Dividend yield | |||||
Proceeds from repurchase of equity | (12) | 194,464 | |||
BB yield | 6.57% | -50,853.46% | |||
| Debt | |||||
Debt current | 596 | 273 | |||
Long-term debt | 181,835 | 178,698 | |||
Deferred revenue | |||||
Other long-term liabilities | 362 | 640 | |||
Net debt | 26,494 | (13,780) | |||
| Cash flow | |||||
Cash from operating activities | 33,754 | (44,883) | |||
CAPEX | (688) | (9,312) | |||
Cash from investing activities | (14,375) | (285,579) | |||
Cash from financing activities | 22 | 321,767 | |||
FCF | (25,217) | (41,000) | |||
| Balance | |||||
Cash | 155,937 | 191,963 | |||
Long term investments | 788 | ||||
Excess cash | 142,982 | 182,511 | |||
Stockholders' equity | (209,670) | (163,477) | |||
Invested Capital | 478,685 | 447,468 | |||
ROIC | 0.23% | ||||
ROCE | 0.18% | ||||
| EV | |||||
Common stock shares outstanding | 11,935 | 11,588 | |||
Price | 0.02 -53.64% | 0.03 -96.90% | |||
Market cap | 183 -52.25% | 382 -96.67% | |||
EV | 26,677 | (13,398) | |||
EBITDA | (2,501) | 7,633 | |||
EV/EBITDA | |||||
Interest | 11,774 | 6,200 | |||
Interest/NOPBT | 1,240.00% | ||||