XNAS
DAVEW
Market cap2.59bUSD
Jul 22, Last price
1.24USD
1D
-0.80%
1Q
651.97%
IPO
24.00%
Name
Dave Inc
Chart & Performance
Profile
Dave Inc. provides a suite of financial products and services through its financial service online platform. The company offers Insights, a personal financial management tool to manage income and expenses between paychecks for members; ExtraCash, a free overdraft and short-term credit alternative, which allows members to advance funds to their account and avoid a fee; and Side Hustle, a job application portal. It also provides Dave Banking, a digital checking and demand deposit account. The company was founded in 2015 and is based in West Hollywood, California.
Valuation
Title USD in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY |
---|---|---|---|---|---|---|
2024‑12 | 2023‑12 | 2022‑12 | 2021‑12 | 2020‑12 | 2019‑12 | |
Income | ||||||
Revenues | 311,426 20.20% | 259,093 26.51% | 204,800 33.86% | |||
Cost of revenue | 258,960 | 267,138 | 204,300 | |||
Unusual Expense (Income) | ||||||
NOPBT | 52,466 | (8,045) | 500 | |||
NOPBT Margin | 16.85% | 0.24% | ||||
Operating Taxes | 2,481 | 120 | (100) | |||
Tax Rate | 4.73% | |||||
NOPAT | 49,985 | (8,165) | 600 | |||
Net income | 57,873 -219.28% | (48,517) -62.36% | (128,900) 544.50% | |||
Dividends | ||||||
Dividend yield | ||||||
Proceeds from repurchase of equity | (12) | 194,464 | ||||
BB yield | 0.01% | -180.84% | ||||
Debt | ||||||
Debt current | 700 | 596 | 273 | |||
Long-term debt | 962 | 181,835 | 178,698 | |||
Deferred revenue | ||||||
Other long-term liabilities | 80,757 | 362 | 640 | |||
Net debt | (48,153) | 26,494 | (13,780) | |||
Cash flow | ||||||
Cash from operating activities | 125,137 | 33,754 | (44,883) | |||
CAPEX | (262) | (688) | (9,312) | |||
Cash from investing activities | (45,843) | (14,375) | (285,579) | |||
Cash from financing activities | (70,995) | 22 | 321,767 | |||
FCF | (52,545) | (25,217) | (41,000) | |||
Balance | ||||||
Cash | 49,815 | 155,937 | 191,963 | |||
Long term investments | 788 | |||||
Excess cash | 34,244 | 142,982 | 182,511 | |||
Stockholders' equity | (152,446) | (209,670) | (163,477) | |||
Invested Capital | 417,412 | 478,685 | 447,468 | |||
ROIC | 11.16% | 0.23% | ||||
ROCE | 19.80% | 0.18% | ||||
EV | ||||||
Common stock shares outstanding | 13,823 | 11,935 | 11,588 | |||
Price | 86.92 936.61% | 8.39 -9.64% | 9.28 -97.17% | |||
Market cap | 1,201,459 1,100.59% | 100,072 -6.94% | 107,536 -96.96% | |||
EV | 1,153,306 | 126,566 | 93,756 | |||
EBITDA | 60,147 | (2,501) | 7,633 | |||
EV/EBITDA | 19.17 | 12.28 | ||||
Interest | 7,989 | 11,774 | 6,200 | |||
Interest/NOPBT | 15.23% | 1,240.00% |