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XNAS
DAVEW
Market cap2.59bUSD
Jul 22, Last price  
1.24USD
1D
-0.80%
1Q
651.97%
IPO
24.00%
Name

Dave Inc

Chart & Performance

D1W1MN
P/E
0.29
P/S
0.05
EPS
4.34
Div Yield, %
Shrs. gr., 5y
3.52%
Rev. gr., 5y
32.51%
Revenues
311m
+20.20%
76,227,000121,796,000153,000,000204,800,000259,093,000311,426,000
Net income
58m
P
787,000-6,957,000-20,000,000-128,900,000-48,517,00057,873,000
CFO
125m
+270.73%
-10,928,000-9,146,000-40,700,000-44,883,00033,754,000125,137,000
Earnings
Aug 04, 2025

Profile

Dave Inc. provides a suite of financial products and services through its financial service online platform. The company offers Insights, a personal financial management tool to manage income and expenses between paychecks for members; ExtraCash, a free overdraft and short-term credit alternative, which allows members to advance funds to their account and avoid a fee; and Side Hustle, a job application portal. It also provides Dave Banking, a digital checking and demand deposit account. The company was founded in 2015 and is based in West Hollywood, California.
IPO date
Mar 05, 2021
Employees
320
Domiciled in
US
Incorporated in
US

Valuation

Title
USD in thousands, except ratios and share amounts
FYFYFYFYFYFY
2024‑122023‑122022‑122021‑122020‑122019‑12
Income
Revenues
311,426
20.20%
259,093
26.51%
204,800
33.86%
Cost of revenue
258,960
267,138
204,300
Unusual Expense (Income)
NOPBT
52,466
(8,045)
500
NOPBT Margin
16.85%
0.24%
Operating Taxes
2,481
120
(100)
Tax Rate
4.73%
NOPAT
49,985
(8,165)
600
Net income
57,873
-219.28%
(48,517)
-62.36%
(128,900)
544.50%
Dividends
Dividend yield
Proceeds from repurchase of equity
(12)
194,464
BB yield
0.01%
-180.84%
Debt
Debt current
700
596
273
Long-term debt
962
181,835
178,698
Deferred revenue
Other long-term liabilities
80,757
362
640
Net debt
(48,153)
26,494
(13,780)
Cash flow
Cash from operating activities
125,137
33,754
(44,883)
CAPEX
(262)
(688)
(9,312)
Cash from investing activities
(45,843)
(14,375)
(285,579)
Cash from financing activities
(70,995)
22
321,767
FCF
(52,545)
(25,217)
(41,000)
Balance
Cash
49,815
155,937
191,963
Long term investments
788
Excess cash
34,244
142,982
182,511
Stockholders' equity
(152,446)
(209,670)
(163,477)
Invested Capital
417,412
478,685
447,468
ROIC
11.16%
0.23%
ROCE
19.80%
0.18%
EV
Common stock shares outstanding
13,823
11,935
11,588
Price
86.92
936.61%
8.39
-9.64%
9.28
-97.17%
Market cap
1,201,459
1,100.59%
100,072
-6.94%
107,536
-96.96%
EV
1,153,306
126,566
93,756
EBITDA
60,147
(2,501)
7,633
EV/EBITDA
19.17
12.28
Interest
7,989
11,774
6,200
Interest/NOPBT
15.23%
1,240.00%