Loading...
XNAS
CPSS
Market cap204mUSD
Oct 08, Last price  
9.42USD
1D
-0.42%
1Q
1.73%
Jan 2017
83.98%
Name

Consumer Portfolio Services Inc

Chart & performance

D1W1MN
XNAS:CPSS chart
P/E
10.58
P/S
0.48
EPS
0.89
Div yield, %
—
Shrs. gr., 5y
0.06%
Rev. gr., 5y
9.56%
Revenues
428m
+8.76%
278,863,000394,550,000368,411,000223,895,000155,185,000143,131,000187,208,000244,828,000300,256,000363,650,000422,282,000434,383,000389,775,000345,800,000271,161,000267,811,000329,709,000352,014,000393,506,000427,970,000
Net income
19m
+0.64%
39,555,00013,858,000-26,091,000-57,207,000-33,177,000-14,460,00069,408,00021,005,00029,516,00034,681,00029,300,0003,765,00014,862,0005,406,00021,677,00047,524,00085,983,00045,343,00019,203,00019,325,000
CFO
289m
+23.63%
57,111,000153,415,000124,974,00079,500,00038,141,00010,797,00034,989,00099,372,000135,827,000187,555,000196,333,000215,648,000216,205,000216,784,000238,767,000198,194,000215,932,000237,980,000233,755,000289,001,000

Notes

No notes on this company yet
Write a private note on this company, for your eyes only

Profile

Consumer Portfolio Services, Inc. operates as a specialty finance company in the United States. It is involved in the purchase and service of retail automobile contracts originated by franchised automobile dealers and select independent dealers in the sale of new and used automobiles, light trucks, and passenger vans. The company, through its automobile contract purchases, offers indirect financing to the customers of dealers with limited credit histories or past credit problems. It also serves as an alternative source of financing for dealers, facilitating sales to customers who are not able to obtain financing from commercial banks, credit unions, and the captive finance companies. In addition, the company acquires installment purchase contracts in merger and acquisition transactions; and purchases immaterial amounts of vehicle purchase money loans from non-affiliated lenders. The company services its automobile contracts through its branches in California, Nevada, Virginia, Florida, and Illinois. Consumer Portfolio Services, Inc. was incorporated in 1991 and is based in Las Vegas, Nevada.

Key people

Charles E. Bradley
Chairman of the Board, President, Chief Executive Officer · since 2001
Michael T. Lavin
Chief Operating Officer, Executive Vice President, Chief Legal Officer · since 2019
Jeffrey P. Fritz
Chief Financial Officer, Executive Vice President · since 2013
Mark A. Creatura
Senior Vice President, General Counsel · since 1996
John P. Harton
Senior Vice President- Marketing · since 2014
Curtis K. Powell
Senior Vice President - Project Development · since 2010
Teri L. Robinson
Senior Vice President - Originations · since 2007
Laurie A. Straten
Senior Vice President - Servicing · since 2013
Christopher Terry
Senior Vice President - Risk Management s · since 2017
Chris A. Adams
Independent Director · since 2007
Brian J. Rayhill
Independent Director · since 2006
William B. Roberts
Independent Director · since 1991
Gregory S. Washer
Independent Director · since 2007
Daniel S. Wood
Independent Director · since 2001
IPO date
Oct 22, 1992
Employees
803
Domiciled in
US
Incorporated in
US

Valuation

Title
USD in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFYFY
2025‑122024‑122023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑12
Income
Revenues
Cost of revenue
Unusual Expense (Income)
NOPBT
NOPBT Margin
Operating Taxes
Tax Rate
NOPAT
Net income
Dividends
Dividend yield
Proceeds from repurchase of equity
BB yield
Debt
Debt current
Long-term debt
Deferred revenue
Other long-term liabilities
Net debt
Cash flow
Cash from operating activities
CAPEX
Cash from investing activities
Cash from financing activities
FCF
Balance
Cash
Long term investments
Excess cash
Stockholders' equity
Invested Capital
ROIC
ROCE
EV
Common stock shares outstanding
Price
Market cap
EV
EBITDA
EV/EBITDA
Interest
Interest/NOPBT