XNASCLST
Market cap50mUSD
Jan 07, Last price
11.70USD
1D
-0.17%
1Q
1.47%
IPO
-14.60%
Name
Catalyst Bancorp Inc
Chart & Performance
P/E
84.40
P/S
5.49
EPS
0.14
Div Yield, %
0.00%
Shrs. gr., 5y
—
Rev. gr., 5y
%
Revenues
9m
+11.11%
Net income
602k
+234.44%
CFO
2m
+160.10%
Profile
Catalyst Bancorp, Inc. operates as a holding company for St. Landry Homestead Federal Savings Bank that provides banking products and services in the Acadiana region of south-central Louisiana. The company accepts various deposit products, including savings accounts, demand and NOW accounts, money market accounts, and certificates of deposit. It also offers one- to four-family residential mortgage, commercial real estate loans and multi-family residential, construction and land, commercial and industrial, and consumer loans. In addition, the company invests in various types of securities comprising mortgage-backed securities, the U.S. treasury obligations, securities of various federal agencies and of state and municipal governments, certificates of deposit at federally insured banks and savings institutions, and federal funds. It operates through six full-service branches located in Carencro, Eunice, Lafayette, Opelousas, and Port Barre. The company was founded in 1922 and is headquartered in Opelousas, Louisiana.
Valuation
Title USD in thousands, except ratios and share amounts | FY | FY | FY | FY | FY |
|---|---|---|---|---|---|
| 2023‑12 | 2022‑12 | 2021‑12 | 2020‑12 | 2019‑12 | |
| Income | |||||
Revenues | 9,262 11.11% | 8,336 -10.41% | |||
Cost of revenue | 5,485 | 5,364 | |||
Unusual Expense (Income) | |||||
NOPBT | 3,777 | 2,972 | |||
NOPBT Margin | 40.78% | 35.65% | |||
Operating Taxes | 81 | (21) | |||
Tax Rate | 2.14% | ||||
NOPAT | 3,696 | 2,993 | |||
Net income | 602 234.44% | 180 -90.60% | |||
Dividends | (15) | ||||
Dividend yield | 0.02% | ||||
Proceeds from repurchase of equity | (6,315) | ||||
BB yield | 13.28% | ||||
| Debt | |||||
Debt current | |||||
Long-term debt | 19,378 | 9,198 | |||
Deferred revenue | |||||
Other long-term liabilities | 166,899 | 39,134 | |||
Net debt | (138,817) | (176,953) | |||
| Cash flow | |||||
Cash from operating activities | 2,008 | 772 | |||
CAPEX | (172) | (252) | |||
Cash from investing activities | (267) | (14,143) | |||
Cash from financing activities | 3,798 | (14,041) | |||
FCF | 10,783 | (4,495) | |||
| Balance | |||||
Cash | 74,194 | 93,074 | |||
Long term investments | 84,001 | 93,077 | |||
Excess cash | 157,732 | 185,734 | |||
Stockholders' equity | 39,635 | 43,719 | |||
Invested Capital | 231,297 | 93,087 | |||
ROIC | 2.28% | 2.46% | |||
ROCE | 1.39% | 2.17% | |||
| EV | |||||
Common stock shares outstanding | 4,387 | 4,857 | |||
Price | 10.84 -14.65% | 12.70 -7.10% | |||
Market cap | 47,555 -22.91% | 61,684 -7.32% | |||
EV | (91,262) | (115,269) | |||
EBITDA | 4,180 | 3,420 | |||
EV/EBITDA | |||||
Interest | 1,860 | 683 | |||
Interest/NOPBT | 49.25% | 22.98% | |||