Loading...
XNASCIVB
Market cap321mUSD
Jan 15, Last price  
20.45USD
1D
1.94%
1Q
10.48%
Jan 2017
5.25%
Name

Civista Bancshares Inc

Chart & Performance

D1W1MN
XNAS:CIVB chart
P/E
7.49
P/S
2.01
EPS
2.73
Div Yield, %
2.98%
Shrs. gr., 5y
1.81%
Rev. gr., 5y
13.72%
Revenues
160m
+16.94%
31,874,00038,685,00036,931,00037,081,00050,143,00050,406,00051,517,00051,803,00051,148,00052,036,00055,740,00061,670,00066,391,00070,836,00084,238,000107,543,000116,041,000124,563,000137,032,000160,239,000
Net income
43m
+8.97%
4,813,0006,659,0006,160,0006,885,000-38,978,0001,655,000-1,268,0003,958,0005,579,0006,179,0009,528,00012,745,00017,217,00015,872,00014,139,00033,878,00032,192,00040,546,00039,427,00042,964,000
CFO
63m
+148.97%
6,036,0008,597,0009,262,0003,600,00019,812,0007,305,00019,079,00020,845,00016,893,00012,466,00014,886,00015,073,00017,709,00020,819,00019,957,00039,526,00032,207,00040,761,00025,183,00062,698,000
Dividend
Aug 06, 20240.16 USD/sh
Earnings
Feb 06, 2025

Profile

Civista Bancshares, Inc. operates as the financial holding company for Civista Bank that provides community banking services. It collects a range of customer deposits; and offers commercial and agriculture, commercial and residential real estate, farm real estate, real estate construction, consumer, and other loans, as well as letters of credit. The company also purchases securities; and provides trust and third-party insurance services. It operates approximately 42 locations in Northern, Central, Southwestern, and Northwestern Ohio, as well as Southeastern Indiana and Northern Kentucky. The company was formerly known as First Citizens Banc Corp and changed its name to Civista Bancshares, Inc. in May 2015. Civista Bancshares, Inc. was founded in 1884 and is headquartered in Sandusky, Ohio.
URL
https://civb.com/
IPO date
Oct 27, 1993
Employees
532
Domiciled in
US
Incorporated in
US

Valuation

Title
USD in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFY
2023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑12
Income
Revenues
160,239
16.94%
137,032
10.01%
Cost of revenue
61,280
52,574
Unusual Expense (Income)
NOPBT
98,959
84,458
NOPBT Margin
61.76%
61.63%
Operating Taxes
7,649
7,608
Tax Rate
7.73%
9.01%
NOPAT
91,310
76,850
Net income
42,964
8.97%
39,427
-2.76%
Dividends
(9,599)
(8,493)
Dividend yield
3.43%
2.58%
Proceeds from repurchase of equity
(1,628)
(16,887)
BB yield
0.58%
5.12%
Debt
Debt current
393,700
Long-term debt
117,248
124,507
Deferred revenue
Other long-term liabilities
1,812,442
270,529
Net debt
48,366
(793,210)
Cash flow
Cash from operating activities
62,698
25,183
CAPEX
(3,429)
(6,508)
Cash from investing activities
(311,784)
(410,364)
Cash from financing activities
266,131
164,303
FCF
464,152
(899,586)
Balance
Cash
8,331
660,240
Long term investments
60,551
651,177
Excess cash
60,870
1,304,565
Stockholders' equity
447,424
408,630
Invested Capital
3,800,548
3,522,344
ROIC
2.49%
3.20%
ROCE
2.56%
2.15%
EV
Common stock shares outstanding
15,155
14,971
Price
18.44
-16.22%
22.01
-9.80%
Market cap
279,454
-15.19%
329,504
-11.99%
EV
327,820
(463,706)
EBITDA
111,298
90,210
EV/EBITDA
2.95
Interest
57,238
11,049
Interest/NOPBT
57.84%
13.08%