Loading...
XNASCHMG
Market cap235mUSD
Dec 23, Last price  
49.59USD
1D
-0.92%
1Q
3.36%
Jan 2017
36.42%
Name

Chemung Financial Corp

Chart & Performance

D1W1MN
XNAS:CHMG chart
P/E
9.44
P/S
2.46
EPS
5.25
Div Yield, %
2.47%
Shrs. gr., 5y
-0.42%
Rev. gr., 5y
2.97%
Revenues
96m
+1.19%
39,525,11837,751,19638,858,06442,564,84948,609,67451,107,27854,567,80061,380,86163,283,00063,457,00075,513,00070,396,00072,809,00076,784,00082,691,00079,897,00082,870,00088,422,00094,614,00095,744,000
Net income
25m
-13.14%
8,732,6546,589,5416,588,5667,259,3838,353,8445,232,83510,101,87310,537,75511,022,0008,731,0008,559,0009,433,00010,027,00010,367,00019,626,00015,609,00019,262,00026,425,00028,783,00025,000,000
CFO
31m
-11.89%
19,401,03618,532,14710,306,82315,238,43618,358,9888,679,85817,850,2419,142,07224,562,14922,972,31718,443,00014,123,00022,141,00023,645,00027,772,00026,405,00028,659,00035,461,00035,047,00030,881,000
Dividend
Sep 19, 20240.31 USD/sh
Earnings
Jan 23, 2025

Profile

Chemung Financial Corporation operates as the holding company for Chemung Canal Trust Company that provides a range of banking, financing, fiduciary, and other financial services. The company provides demand, savings, and time deposits; non-interest and interest-bearing checking accounts; and insured money market accounts. It also offers commercial and agricultural loans comprising loans to small to mid-sized businesses; commercial mortgage loans; residential mortgage loans; consumer loans, including home equity lines of credit and home equity term loans; and interest rate swaps, letters of credit, wealth management, employee benefit plans, mutual fund, insurance products, and brokerage services. Further, it provides securities, insurance, and tax preparation services. Additionally, it offers guardian, custodian, and trustee services, as well as acts as an agent for pension, profit-sharing, and other employee benefit trusts; and various investment, pension, estate planning, and employee benefit administrative services. The company operates 31 branch offices located in 13 counties in New York and Bradford County in Pennsylvania. Chemung Financial Corporation was founded in 1833 and is headquartered in Elmira, New York.
URL
https://chemungfinancial.q4ir.com/corporate-information/corporate-profile/default.aspx
IPO date
Mar 21, 1994
Employees
340
Domiciled in
US
Incorporated in
US

Valuation

Title
USD in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFYFY
2023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑122014‑12
Income
Revenues
95,744
1.19%
94,614
7.00%
88,422
6.70%
Cost of revenue
36,575
35,019
32,699
Unusual Expense (Income)
NOPBT
59,169
59,595
55,723
NOPBT Margin
61.80%
62.99%
63.02%
Operating Taxes
6,501
8,106
7,335
Tax Rate
10.99%
13.60%
13.16%
NOPAT
52,668
51,489
48,388
Net income
25,000
-13.14%
28,783
8.92%
26,425
37.19%
Dividends
(5,840)
(5,797)
(5,318)
Dividend yield
2.48%
2.69%
2.44%
Proceeds from repurchase of equity
285
(509)
(1,190)
BB yield
-0.12%
0.24%
0.55%
Debt
Debt current
33,235
95,810
14,570
Long-term debt
17,754
112,377
33,556
Deferred revenue
Other long-term liabilities
2,506,411
36,234
(25,860)
Net debt
(1,167,004)
(1,118,114)
(1,569,661)
Cash flow
Cash from operating activities
30,881
35,047
35,461
CAPEX
(462)
(426)
(367)
Cash from investing activities
(82,381)
(252,620)
(242,484)
Cash from financing activities
32,478
246,461
125,466
FCF
207,055
(72,432)
5,248
Balance
Cash
630,169
688,458
819,007
Long term investments
587,824
637,843
798,780
Excess cash
1,213,206
1,321,570
1,613,366
Stockholders' equity
163,970
136,655
182,400
Invested Capital
2,579,794
2,604,708
2,250,958
ROIC
2.03%
2.12%
2.23%
ROCE
2.16%
2.17%
2.29%
EV
Common stock shares outstanding
4,732
4,693
4,683
Price
49.80
8.57%
45.87
-1.25%
46.45
36.82%
Market cap
235,654
9.47%
215,268
-1.04%
217,525
33.43%
EV
(931,350)
(902,846)
(1,352,136)
EBITDA
61,971
62,621
59,226
EV/EBITDA
Interest
38,617
7,296
3,419
Interest/NOPBT
65.27%
12.24%
6.14%