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XNASCBSH
Market cap8.45bUSD
Jan 08, Last price  
62.77USD
1D
0.63%
1Q
7.56%
Jan 2017
14.00%
Name

Commerce Bancshares Inc

Chart & Performance

D1W1MN
XNAS:CBSH chart
P/E
17.72
P/S
6.12
EPS
3.54
Div Yield, %
1.59%
Shrs. gr., 5y
-0.91%
Rev. gr., 5y
0.84%
Revenues
1.38b
-8.48%
824,262,000842,901,000874,820,000917,887,000998,745,0001,024,892,0001,049,258,0001,052,336,0001,044,364,0001,033,333,0001,070,306,0001,088,195,0001,154,388,0001,245,334,0001,324,678,0001,349,622,0001,346,746,0001,425,876,0001,509,226,0001,381,291,000
Net income
477m
-2.32%
220,341,000223,247,000219,842,000206,660,000188,655,000169,075,000221,710,000256,343,000269,329,000260,961,000261,754,000263,730,000275,391,000319,383,000433,542,000421,231,000354,057,000530,765,000488,399,000477,060,000
CFO
489m
-12.62%
264,655,000293,634,000451,363,000335,702,000217,294,000295,288,000671,177,000407,361,000383,112,000360,933,000360,836,000289,063,000432,367,000433,226,000552,660,000512,794,000623,992,000597,722,000559,385,000488,769,000
Dividend
Sep 05, 20240.27 USD/sh
Earnings
Jan 16, 2025

Profile

Commerce Bancshares, Inc. operates as the bank holding company for Commerce Bank that provides retail, mortgage banking, corporate, investment, trust, and asset management products and services to individuals and businesses in the United States. It operates through three segments: Consumer, Commercial, and Wealth. The Consumer segment offers various banking products and services, including consumer deposits; consumer loans, such as automobile, motorcycle, marine, tractor/trailer, recreational vehicle, fixed rate and revolving home equity, and other consumer loans; patient health care financing; real estate loans; indirect and other consumer financing; personal mortgage banking; consumer installment lending; and consumer debit and credit bank cards. The Commercial segment provides corporate lending, leasing, international, merchant and commercial bank card, and securities safekeeping and bond accounting services; and business products, government deposits, and related commercial cash management services, as well as sells fixed income securities to correspondent banks, corporations, public institutions, municipalities, and individuals. The Wealth segment provides traditional trust and estate planning, advisory and discretionary investment portfolio management, and brokerage services, as well as private banking accounts. The company also offers private equity investment, securities brokerage, insurance agency, specialty lending, and leasing services, as well as online and mobile banking services. It operates through a network of 287 locations in Missouri, Kansas, Illinois, Oklahoma, and Colorado, as well as commercial offices. Commerce Bancshares, Inc. was founded in 1865 and is headquartered in Kansas City, Missouri.
IPO date
Mar 17, 1980
Employees
4,680
Domiciled in
US
Incorporated in
US

Valuation

Title
USD in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFY
2023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑12
Income
Revenues
1,381,291
-8.48%
1,509,226
5.85%
Cost of revenue
641,737
706,667
Unusual Expense (Income)
NOPBT
739,554
802,559
NOPBT Margin
53.54%
53.18%
Operating Taxes
134,549
132,358
Tax Rate
18.19%
16.49%
NOPAT
605,005
670,201
Net income
477,060
-2.32%
488,399
-7.98%
Dividends
(134,734)
(127,466)
Dividend yield
1.94%
1.42%
Proceeds from repurchase of equity
(76,370)
(186,630)
BB yield
1.10%
2.08%
Debt
Debt current
2,847,902
Long-term debt
22,008
28,735
Deferred revenue
Other long-term liabilities
28,735,427
(9,672)
Net debt
(20,272,861)
(22,722,492)
Cash flow
Cash from operating activities
488,769
559,385
CAPEX
(88,074)
(65,191)
Cash from investing activities
2,183,832
242,271
Cash from financing activities
(883,119)
(4,200,809)
FCF
554,855
640,030
Balance
Cash
10,391,911
13,079,952
Long term investments
9,902,958
12,519,177
Excess cash
20,225,804
25,523,668
Stockholders' equity
(162,793)
(409,639)
Invested Capital
31,863,854
22,219,214
ROIC
2.24%
2.89%
ROCE
2.33%
3.68%
EV
Common stock shares outstanding
130,072
131,838
Price
53.41
-21.54%
68.07
-0.97%
Market cap
6,947,146
-22.59%
8,974,213
-2.89%
EV
(13,305,601)
(13,731,993)
EBITDA
789,067
849,415
EV/EBITDA
Interest
383,162
56,794
Interest/NOPBT
51.81%
7.08%