XNASCARV
Market cap9mUSD
Dec 27, Last price
1.87USD
1D
-1.32%
1Q
-4.10%
Jan 2017
-42.00%
Name
Carver Bancorp Inc
Chart & Performance
Profile
Carver Bancorp, Inc. operates as the holding company for Carver Federal Savings Bank that provides consumer and commercial banking services for consumers, businesses, non-profit organizations, and governmental and quasi-governmental agencies primarily in New York. It accepts various deposit products, including demand, savings, and time deposits; passbook and statement accounts, and certificates of deposit; and individual retirement accounts. The company also provides lending products, such as one-to-four family residential, multifamily real estate, and commercial real estate lending; and construction, business and small business administration, and consumer and other loans. In addition, it offers other consumer and commercial banking products and services, including debit cards, online account opening and banking, online bill pay, and telephone banking, as well as check cashing, wire transfer, bill payment, reloadable prepaid card, and money order services. The company operates through one administrative office, seven branches, and four ATMs. Carver Bancorp, Inc. was founded in 1948 and is headquartered in New York, New York.
IPO date
Oct 25, 1994
Employees
108
Domiciled in
US
Incorporated in
US
Valuation
Title USD in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY | FY | FY |
---|---|---|---|---|---|---|---|---|---|---|
2024‑03 | 2023‑03 | 2022‑03 | 2021‑03 | 2020‑03 | 2019‑03 | 2018‑03 | 2017‑03 | 2016‑03 | 2015‑03 | |
Income | ||||||||||
Revenues | 29,201 10.68% | 26,384 -5.16% | 27,820 25.97% | |||||||
Cost of revenue | 16,176 | 15,278 | 14,542 | |||||||
Unusual Expense (Income) | ||||||||||
NOPBT | 13,025 | 11,106 | 13,278 | |||||||
NOPBT Margin | 44.60% | 42.09% | 47.73% | |||||||
Operating Taxes | (1,058) | 2,399 | ||||||||
Tax Rate | 18.07% | |||||||||
NOPAT | 13,025 | 12,164 | 10,879 | |||||||
Net income | (2,977) -10.95% | (3,343) 2.99% | (3,246) -16.68% | |||||||
Dividends | ||||||||||
Dividend yield | ||||||||||
Proceeds from repurchase of equity | 1,000 | 2,998 | ||||||||
BB yield | -13.49% | -11.93% | ||||||||
Debt | ||||||||||
Debt current | 2,648 | |||||||||
Long-term debt | 39,635 | 90,609 | 44,735 | |||||||
Deferred revenue | ||||||||||
Other long-term liabilities | 685,468 | 600,564 | ||||||||
Net debt | (19,390) | 33,780 | (154,081) | |||||||
Cash flow | ||||||||||
Cash from operating activities | (6,571) | (10,513) | 7,152 | |||||||
CAPEX | (360) | (225) | (192) | |||||||
Cash from investing activities | (20,053) | (15,262) | (79,079) | |||||||
Cash from financing activities | 43,097 | 7,309 | 57,354 | |||||||
FCF | 232,422 | (197,669) | 8,859 | |||||||
Balance | ||||||||||
Cash | 59,025 | 668 | 128,614 | |||||||
Long term investments | 56,161 | 72,850 | ||||||||
Excess cash | 57,565 | 55,510 | 200,073 | |||||||
Stockholders' equity | (42,443) | (34,673) | (24,170) | |||||||
Invested Capital | 799,239 | 1,020,654 | 761,633 | |||||||
ROIC | 1.43% | 1.36% | 1.50% | |||||||
ROCE | 1.72% | 1.13% | 1.80% | |||||||
EV | ||||||||||
Common stock shares outstanding | 4,846 | 4,278 | 3,589 | |||||||
Price | 1.53 -61.65% | 3.99 -43.00% | 7.00 -22.91% | |||||||
Market cap | 7,414 -56.56% | 17,068 -32.05% | 25,120 -18.99% | |||||||
EV | 9,758 | 76,226 | (103,033) | |||||||
EBITDA | 13,990 | 12,164 | 14,307 | |||||||
EV/EBITDA | 0.70 | 6.27 | ||||||||
Interest | 11,458 | 4,911 | 2,399 | |||||||
Interest/NOPBT | 87.97% | 44.22% | 18.07% |