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XNASCARV
Market cap9mUSD
Dec 27, Last price  
1.87USD
1D
-1.32%
1Q
-4.10%
Jan 2017
-42.00%
Name

Carver Bancorp Inc

Chart & Performance

D1W1MN
XNAS:CARV chart
P/E
P/S
0.33
EPS
Div Yield, %
0.00%
Shrs. gr., 5y
5.55%
Rev. gr., 5y
6.48%
Revenues
29m
+10.68%
22,863,00024,233,00025,375,00033,337,00030,669,00034,528,00034,120,00023,537,00025,956,00026,103,00023,953,00027,683,00025,757,00023,823,00021,331,00019,735,00022,085,00027,820,00026,384,00029,201,000
Net income
-3m
L-10.95%
2,649,0003,770,0002,583,0003,980,000-7,024,000-1,021,000-39,527,000-23,407,000662,000231,000364,000-170,000-2,853,0005,354,000-5,936,000-5,423,000-3,896,000-3,246,000-3,343,000-2,977,000
CFO
-7m
L-37.50%
-4,982,00030,520,000-13,680,000-26,620,00011,755,0001,468,0004,307,00031,527,00020,341,00015,546,0003,833,000490,000827,000-4,985,000-8,765,000-31,0002,212,0007,152,000-10,513,000-6,571,000
Dividend
Aug 25, 20100.025 USD/sh
Earnings
Feb 12, 2025

Profile

Carver Bancorp, Inc. operates as the holding company for Carver Federal Savings Bank that provides consumer and commercial banking services for consumers, businesses, non-profit organizations, and governmental and quasi-governmental agencies primarily in New York. It accepts various deposit products, including demand, savings, and time deposits; passbook and statement accounts, and certificates of deposit; and individual retirement accounts. The company also provides lending products, such as one-to-four family residential, multifamily real estate, and commercial real estate lending; and construction, business and small business administration, and consumer and other loans. In addition, it offers other consumer and commercial banking products and services, including debit cards, online account opening and banking, online bill pay, and telephone banking, as well as check cashing, wire transfer, bill payment, reloadable prepaid card, and money order services. The company operates through one administrative office, seven branches, and four ATMs. Carver Bancorp, Inc. was founded in 1948 and is headquartered in New York, New York.
IPO date
Oct 25, 1994
Employees
108
Domiciled in
US
Incorporated in
US

Valuation

Title
USD in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFYFY
2024‑032023‑032022‑032021‑032020‑032019‑032018‑032017‑032016‑032015‑03
Income
Revenues
29,201
10.68%
26,384
-5.16%
27,820
25.97%
Cost of revenue
16,176
15,278
14,542
Unusual Expense (Income)
NOPBT
13,025
11,106
13,278
NOPBT Margin
44.60%
42.09%
47.73%
Operating Taxes
(1,058)
2,399
Tax Rate
18.07%
NOPAT
13,025
12,164
10,879
Net income
(2,977)
-10.95%
(3,343)
2.99%
(3,246)
-16.68%
Dividends
Dividend yield
Proceeds from repurchase of equity
1,000
2,998
BB yield
-13.49%
-11.93%
Debt
Debt current
2,648
Long-term debt
39,635
90,609
44,735
Deferred revenue
Other long-term liabilities
685,468
600,564
Net debt
(19,390)
33,780
(154,081)
Cash flow
Cash from operating activities
(6,571)
(10,513)
7,152
CAPEX
(360)
(225)
(192)
Cash from investing activities
(20,053)
(15,262)
(79,079)
Cash from financing activities
43,097
7,309
57,354
FCF
232,422
(197,669)
8,859
Balance
Cash
59,025
668
128,614
Long term investments
56,161
72,850
Excess cash
57,565
55,510
200,073
Stockholders' equity
(42,443)
(34,673)
(24,170)
Invested Capital
799,239
1,020,654
761,633
ROIC
1.43%
1.36%
1.50%
ROCE
1.72%
1.13%
1.80%
EV
Common stock shares outstanding
4,846
4,278
3,589
Price
1.53
-61.65%
3.99
-43.00%
7.00
-22.91%
Market cap
7,414
-56.56%
17,068
-32.05%
25,120
-18.99%
EV
9,758
76,226
(103,033)
EBITDA
13,990
12,164
14,307
EV/EBITDA
0.70
6.27
Interest
11,458
4,911
2,399
Interest/NOPBT
87.97%
44.22%
18.07%