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XNASCARE
Market cap406mUSD
Dec 27, Last price  
17.61USD
1D
-1.45%
1Q
2.26%
Jan 2017
32.51%
IPO
46.75%
Name

Carter Bank and Trust

Chart & Performance

D1W1MN
XNAS:CARE chart
P/E
17.38
P/S
3.03
EPS
1.01
Div Yield, %
0.00%
Shrs. gr., 5y
-2.41%
Rev. gr., 5y
2.28%
Revenues
134m
+183,717.81%
98,555,000107,945,000111,649,000105,427,000113,919,000116,789,000100,042,000112,255,000119,905,000121,732,000127,947,000133,665,00073,000134,187,000
Net income
23m
-53.34%
22,783,00030,095,00030,347,00026,076,00033,460,00039,158,00015,979,000-681,00011,905,00026,575,000-45,858,00031,590,00050,118,00023,384,000
CFO
47m
-33.99%
44,062,00036,104,00044,769,00036,918,00043,551,00040,424,00031,933,00043,838,00049,142,00038,286,0007,704,00077,538,00070,791,00046,730,000
Dividend
Feb 14, 20200.14 USD/sh

Profile

Carter Bankshares, Inc. operates as the bank holding company for Carter Bank & Trust that provides various banking products and services. It accepts various deposit products, including checking, savings, retirement, and money market accounts, as well as longer-term certificates of deposits. The company also offers commercial loans comprising secured and unsecured loans; consumer loans, such as secured and unsecured loans for financing automobiles, home improvements, education, overdraft protection, and personal investments, as well as residential mortgages; real estate construction and acquisition loans; home equity lines of credit; and credit cards, as well as originates and holds fixed and variable rate mortgage loans. In addition, it provides other banking services that include safe deposit boxes, direct deposit of payroll and social security checks, online banking, bill pay, online account opening, mobile deposit, mobile banking, debit cards, e-statements, and ATM services; title insurance and other financial institution-related products and services; and treasury and corporate cash management services. It operates through 69 branches in Virginia and North Carolina. Carter Bankshares, Inc. was founded in 1974 and is headquartered in Martinsville, Virginia.
URL
https://www.cbtcares.com/
IPO date
Feb 28, 2007
Employees
667
Domiciled in
US
Incorporated in
US

Valuation

Title
USD in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFYFY
2023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑122014‑12
Income
Revenues
134,187
183,717.81%
73
-99.95%
133,665
4.47%
Cost of revenue
62,453
55,848
63,232
Unusual Expense (Income)
NOPBT
71,734
(55,775)
70,433
NOPBT Margin
53.46%
52.69%
Operating Taxes
5,337
11,599
4,108
Tax Rate
7.44%
5.83%
NOPAT
66,397
(67,374)
66,325
Net income
23,384
-53.34%
50,118
58.65%
31,590
-168.89%
Dividends
Dividend yield
Proceeds from repurchase of equity
(16,416)
(42,927)
(157)
BB yield
4.72%
10.52%
0.04%
Debt
Debt current
198,420
4,000
Long-term debt
77,032
205,020
10,400
Deferred revenue
Other long-term liabilities
4,091,296
(198,420)
(7,000)
Net debt
(756,500)
(1,315,975)
(2,108,199)
Cash flow
Cash from operating activities
46,730
70,791
77,538
CAPEX
(9,798)
(5,890)
(8,484)
Cash from investing activities
(307,011)
(382,071)
(106,355)
Cash from financing activities
267,941
80,350
64,674
FCF
(120,443)
(150,580)
347,971
Balance
Cash
54,529
883,142
1,200,199
Long term investments
779,003
836,273
922,400
Excess cash
826,823
1,719,411
2,115,916
Stockholders' equity
260,601
223,934
263,608
Invested Capital
4,251,938
2,790,719
2,092,410
ROIC
1.89%
2.66%
ROCE
1.59%
2.99%
EV
Common stock shares outstanding
23,241
24,596
26,343
Price
14.97
-9.76%
16.59
7.80%
15.39
43.56%
Market cap
347,911
-14.74%
408,044
0.65%
405,415
43.36%
EV
(408,589)
(907,931)
(1,702,784)
EBITDA
77,982
(49,712)
76,662
EV/EBITDA
18.26
Interest
74,110
20,254
22,714
Interest/NOPBT
103.31%
32.25%