Loading...
XNASCACC
Market cap5.68bUSD
Dec 24, Last price  
468.79USD
1D
1.61%
1Q
6.68%
Jan 2017
115.53%
Name

Credit Acceptance Corp

Chart & Performance

D1W1MN
XNAS:CACC chart
P/E
19.85
P/S
2.99
EPS
23.62
Div Yield, %
0.00%
Shrs. gr., 5y
-7.80%
Rev. gr., 5y
9.23%
Revenues
1.90b
+60.58%
176,715,000201,268,000210,954,000237,816,000290,790,000363,042,000420,709,000500,641,000585,300,000641,900,000682,700,000778,700,000917,300,0001,052,600,0001,223,400,0001,420,400,0001,619,700,0001,802,900,0001,184,400,0001,901,900,000
Net income
286m
-46.60%
57,325,00072,601,00058,640,00054,916,00067,177,000146,255,000170,100,000188,000,000219,700,000253,100,000266,200,000299,700,000332,800,000470,200,000574,000,000656,100,000421,000,000958,300,000535,800,000286,100,000
CFO
1.20b
-2.82%
83,820,000104,977,00086,174,00097,892,000155,480,000152,780,000200,698,000275,648,000308,600,000,000325,700,000365,200,000404,200,000507,200,000566,000,000703,900,000812,300,000985,200,0001,069,400,0001,238,700,0001,203,800,000
Earnings
Jan 29, 2025

Profile

Credit Acceptance Corporation provides financing programs, and related products and services to independent and franchised automobile dealers in the United States. The company advances money to dealers in exchange for the right to service the underlying consumer loans; and buys the consumer loans from the dealers and keeps various amounts collected from the consumers. It is also involved in the business of reinsuring coverage under vehicle service contracts sold to consumers by dealers on vehicles financed by the company. The company was founded in 1972 and is headquartered in Southfield, Michigan.
URL
https://www.creditacceptance.com/
IPO date
Jun 05, 1992
Employees
2,246
Domiciled in
US
Incorporated in
US

Valuation

Title
USD in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFYFY
2023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑122014‑12
Income
Revenues
1,901,900
60.58%
1,184,400
-34.31%
1,802,900
11.31%
Cost of revenue
796,300
639,300
586,700
Unusual Expense (Income)
NOPBT
1,105,600
545,100
1,216,200
NOPBT Margin
58.13%
46.02%
67.46%
Operating Taxes
81,500
175,900
302,600
Tax Rate
7.37%
32.27%
24.88%
NOPAT
1,024,100
369,200
913,600
Net income
286,100
-46.60%
535,800
-44.09%
958,300
127.62%
Dividends
Dividend yield
Proceeds from repurchase of equity
(202,600)
(769,400)
(1,460,000)
BB yield
2.92%
11.90%
13.19%
Debt
Debt current
1,507,900
2,600
Long-term debt
4,993,400
4,590,700
4,616,300
Deferred revenue
(4,791,300)
(5,226,500)
Other long-term liabilities
473,900
4,791,300
5,226,500
Net debt
4,893,900
6,022,600
4,536,400
Cash flow
Cash from operating activities
1,203,800
1,238,700
1,069,400
CAPEX
(4,000)
(3,100)
(7,600)
Cash from investing activities
(1,416,800)
(460,600)
437,300
Cash from financing activities
266,200
(794,600)
(1,468,700)
FCF
9,363,600
(912,300)
1,460,000
Balance
Cash
13,200
7,700
23,300
Long term investments
86,300
68,300
59,200
Excess cash
4,405
16,780
Stockholders' equity
1,474,700
6,928,400
7,433,400
Invested Capital
6,816,795
7,703,320
6,442,900
ROIC
14.11%
5.22%
13.59%
ROCE
15.33%
6.69%
17.68%
EV
Common stock shares outstanding
13,011
13,625
16,101
Price
532.73
12.30%
474.40
-31.01%
687.68
98.67%
Market cap
6,931,209
7.23%
6,463,738
-41.62%
11,072,028
78.34%
EV
11,825,109
18,036,438
21,414,828
EBITDA
1,132,200
570,700
1,242,500
EV/EBITDA
10.44
31.60
17.24
Interest
25,600
164,300
Interest/NOPBT
4.70%
13.51%