XNASBWFG
Market cap231mUSD
Jan 16, Last price
29.52USD
1D
-2.89%
1Q
-1.04%
Jan 2017
-9.17%
IPO
64.00%
Name
Bankwell Financial Group Inc
Chart & Performance
Profile
Bankwell Financial Group, Inc. operates as the bank holding company for Bankwell Bank that provides various banking services for individual and commercial customers. It offers various traditional depository products, including checking, savings, money market, and certificates of deposit. The company also provides first mortgage loans secured by one-to-four family owner occupied residential properties for personal use; home equity loans and home equity lines of credit secured by owner occupied one-to-four family residential properties; loans secured by commercial real estate, multi-family dwellings, and investor-owned one-to-four family dwellings; commercial construction loans for commercial development projects, including apartment buildings and condominiums, as well as office buildings, retail, and other income producing properties; land loans; commercial business loans secured by assignments of corporate assets and personal guarantees of the business owners; loans secured by savings or certificate accounts and automobiles; and unsecured personal loans and overdraft lines of credit. It operates branches in New Canaan, Stamford, Fairfield, Wilton, Westport, Darien, Norwalk, and Hamden, Connecticut. The company was formerly known as BNC Financial Group, Inc. and changed its name to Bankwell Financial Group, Inc. in September 2013. Bankwell Financial Group, Inc. was founded in 2002 and is headquartered in New Canaan, Connecticut.
Valuation
Title USD in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY | FY |
---|---|---|---|---|---|---|---|---|---|
2023‑12 | 2022‑12 | 2021‑12 | 2020‑12 | 2019‑12 | 2018‑12 | 2017‑12 | 2016‑12 | 2015‑12 | |
Income | |||||||||
Revenues | 98,444 0.68% | 97,783 32.96% | |||||||
Cost of revenue | 31,222 | 25,635 | |||||||
Unusual Expense (Income) | |||||||||
NOPBT | 67,222 | 72,148 | |||||||
NOPBT Margin | 68.28% | 73.78% | |||||||
Operating Taxes | 11,380 | 10,554 | |||||||
Tax Rate | 16.93% | 14.63% | |||||||
NOPAT | 55,842 | 61,594 | |||||||
Net income | 36,663 -2.05% | 37,429 40.78% | |||||||
Dividends | (6,241) | (6,189) | |||||||
Dividend yield | 2.70% | 2.75% | |||||||
Proceeds from repurchase of equity | 155 | (5,492) | |||||||
BB yield | -0.07% | 2.44% | |||||||
Debt | |||||||||
Debt current | 92,168 | ||||||||
Long-term debt | 170,713 | 170,485 | |||||||
Deferred revenue | (7,930) | ||||||||
Other long-term liabilities | 2,755,835 | 2,847,599 | |||||||
Net debt | (112,959) | (307,569) | |||||||
Cash flow | |||||||||
Cash from operating activities | 31,927 | 82,668 | |||||||
CAPEX | (2,045) | (4,958) | |||||||
Cash from investing activities | (48,302) | (811,161) | |||||||
Cash from financing activities | (70,147) | 739,490 | |||||||
FCF | 153,839 | (1,290,015) | |||||||
Balance | |||||||||
Cash | 269,157 | 448,588 | |||||||
Long term investments | 14,515 | 121,634 | |||||||
Excess cash | 278,750 | 565,333 | |||||||
Stockholders' equity | 265,752 | 238,469 | |||||||
Invested Capital | 2,949,730 | 3,090,796 | |||||||
ROIC | 1.85% | 3.33% | |||||||
ROCE | 2.09% | 2.16% | |||||||
EV | |||||||||
Common stock shares outstanding | 7,647 | 7,640 | |||||||
Price | 30.18 2.55% | 29.43 -10.38% | |||||||
Market cap | 230,799 2.64% | 224,852 -11.79% | |||||||
EV | 117,840 | (82,717) | |||||||
EBITDA | 70,845 | 75,514 | |||||||
EV/EBITDA | 1.66 | ||||||||
Interest | 93,986 | 23,202 | |||||||
Interest/NOPBT | 139.81% | 32.16% |