XNASBLFY
Market cap213mUSD
Jan 16, Last price
9.37USD
1D
0.00%
1Q
-10.08%
IPO
-26.85%
Name
Blue Foundry Bancorp
Chart & Performance
P/E
—
P/S
4.89
EPS
—
Div Yield, %
0.00%
Shrs. gr., 5y
—
Rev. gr., 5y
%
Revenues
44m
-19.78%
Net income
-7m
L
CFO
-12m
L
Earnings
May 16, 2025
Profile
Blue Foundry Bancorp operates as a bank holding company for Blue Foundry Bank, a savings bank that offers various banking products and services for individuals and businesses. The company offers deposits; and loans, such as one-to-four family residential property, home equity, commercial real estate, multi-family, construction, commercial and industrial, and other consumer loans, as well as home equity lines of credit. As of December 31, 2021, it operated 17 full-service branch offices located in northern New Jersey. The company was formerly known as Boiling Springs Bancorp and changed its name to Blue Foundry Bancorp in July 2019. Blue Foundry Bancorp was founded in 1939 and is based in Rutherford, New Jersey.
Valuation
Title USD in thousands, except ratios and share amounts | FY | FY | FY | FY | FY |
|---|---|---|---|---|---|
| 2023‑12 | 2022‑12 | 2021‑12 | 2020‑12 | 2019‑12 | |
| Income | |||||
Revenues | 43,724 -19.78% | 54,507 20.04% | |||
Cost of revenue | 29,592 | 30,689 | |||
Unusual Expense (Income) | |||||
NOPBT | 14,132 | 23,818 | |||
NOPBT Margin | 32.32% | 43.70% | |||
Operating Taxes | 338 | ||||
Tax Rate | 1.42% | ||||
NOPAT | 14,132 | 23,480 | |||
Net income | (7,397) -408.72% | 2,396 -106.59% | |||
Dividends | (1,521) | ||||
Dividend yield | 0.45% | ||||
Proceeds from repurchase of equity | (36,009) | (15,349) | |||
BB yield | 15.56% | 4.55% | |||
| Debt | |||||
Debt current | 330,404 | 27,324 | |||
Long-term debt | 124,054 | 365,148 | |||
Deferred revenue | (11,278) | ||||
Other long-term liabilities | 1,565,269 | 1,095,648 | |||
Net debt | 91,413 | (326,980) | |||
| Cash flow | |||||
Cash from operating activities | (12,118) | 2,779 | |||
CAPEX | (5,571) | (5,364) | |||
Cash from investing activities | 10,301 | (306,236) | |||
Cash from financing activities | 6,660 | 151,193 | |||
FCF | 1,183,484 | (1,448,191) | |||
| Balance | |||||
Cash | 46,025 | 355,430 | |||
Long term investments | 317,020 | 364,022 | |||
Excess cash | 360,859 | 716,727 | |||
Stockholders' equity | 121,665 | 147,329 | |||
Invested Capital | 2,226,925 | 1,884,731 | |||
ROIC | 0.69% | 1.30% | |||
ROCE | 0.60% | 1.17% | |||
| EV | |||||
Common stock shares outstanding | 23,926 | 26,271 | |||
Price | 9.67 -24.75% | 12.85 -12.17% | |||
Market cap | 231,362 -31.46% | 337,581 89.59% | |||
EV | 322,775 | 10,601 | |||
EBITDA | 17,002 | 26,480 | |||
EV/EBITDA | 18.98 | 0.40 | |||
Interest | 37,186 | 10,570 | |||
Interest/NOPBT | 263.13% | 44.38% | |||