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XNASBFST
Market cap739mUSD
Jan 03, Last price  
25.04USD
1D
0.24%
1Q
2.79%
IPO
-8.95%
Name

Business First Bancshares Inc

Chart & Performance

D1W1MN
XNAS:BFST chart
P/E
10.41
P/S
3.01
EPS
2.40
Div Yield, %
2.44%
Shrs. gr., 5y
16.98%
Rev. gr., 5y
28.56%
Revenues
246m
+8.04%
22,841,00025,697,00024,552,00037,330,00043,013,00049,990,00070,008,00090,906,000149,210,000186,559,000227,540,000245,830,000
Net income
71m
+30.94%
3,767,0004,261,0004,033,0004,096,0005,111,0004,848,00014,091,00023,772,00029,994,00052,136,00054,255,00071,043,000
CFO
92m
+32.84%
9,215,0008,218,0006,892,0003,398,0008,150,0007,968,00019,276,00024,418,00029,339,00056,443,00069,577,00092,427,000
Dividend
Aug 15, 20240.14 USD/sh
Earnings
Jan 21, 2025

Profile

Business First Bancshares, Inc. operates as the bank holding company for b1BANK that provides various banking products and services. It offers various deposit products and services, including checking, demand, money market, time, and savings accounts; and certificates of deposits, remote deposit capture, and direct deposit services. The company also provides commercial and industrial loans, such as commercial lines of credit, letters of credit, working capital, term, equipment financing, asset acquisition, expansion and development, borrowing base, and other loan products; construction and development loans; commercial real estate loans; residential real estate loans comprising first and second lien 1-4 family mortgage loans, and home equity lines of credit; and consumer loans, including secured and unsecured installment and term loans. In addition, it offers wealth management products, including mutual funds, annuities, individual retirement accounts, and other financial products, as well as other fiduciary services and private banking products and services. Further, the company provides a range of other financial services comprising debit and credit cards, treasury and cash management, merchant, automated clearing house, lock-box, receivables factoring, correspondent banking, and other treasury services, as well as employee and payroll benefits solutions; and drive-through banking facilities, automated teller machines, night depository, personalized checks, electronic funds transfer, domestic and foreign wire transfer, traveler's checks, vault, loan and deposit sweep accounts, online and mobile banking, e-statements, and bank-by-mail services. As of March 01, 2022, it operates approximately 48 full-service banking centers and three loan production offices across Louisiana, and in the Dallas and Houston markets. Business First Bancshares, Inc. was incorporated in 2006 and is headquartered in Baton Rouge, Louisiana.
IPO date
Apr 09, 2018
Employees
727
Domiciled in
US
Incorporated in
US

Valuation

Title
USD in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFY
2023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑12
Income
Revenues
245,830
8.04%
227,540
21.97%
Cost of revenue
116,098
92,997
Unusual Expense (Income)
NOPBT
129,732
134,543
NOPBT Margin
52.77%
59.13%
Operating Taxes
19,543
14,337
Tax Rate
15.06%
10.66%
NOPAT
110,189
120,206
Net income
71,043
30.94%
54,255
4.06%
Dividends
(18,056)
(12,174)
Dividend yield
2.90%
2.41%
Proceeds from repurchase of equity
48,492
BB yield
-9.60%
Debt
Debt current
9
Long-term debt
349,658
539,374
Deferred revenue
(11,713)
Other long-term liabilities
5,607,368
(523,748)
Net debt
(941,099)
(1,432,326)
Cash flow
Cash from operating activities
92,427
69,577
CAPEX
(11,648)
(7,781)
Cash from investing activities
(521,141)
(700,521)
Cash from financing activities
502,084
715,309
FCF
129,561
109,126
Balance
Cash
377,244
1,043,491
Long term investments
913,513
928,218
Excess cash
1,278,466
1,960,332
Stockholders' equity
246,812
186,791
Invested Capital
6,337,738
5,791,965
ROIC
1.82%
2.32%
ROCE
1.97%
2.25%
EV
Common stock shares outstanding
25,296
22,817
Price
24.65
11.34%
22.14
-21.79%
Market cap
623,551
23.43%
505,179
-13.52%
EV
(245,618)
(855,217)
EBITDA
134,402
139,361
EV/EBITDA
Interest
138,198
36,537
Interest/NOPBT
106.53%
27.16%