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XNAS
BFST
Market cap731mUSD
Jul 29, Last price  
24.61USD
1D
-0.73%
1Q
6.77%
IPO
-10.51%
Name

Business First Bancshares Inc

Chart & Performance

D1W1MN
No data to show
P/E
11.23
P/S
2.70
EPS
2.19
Div Yield, %
1.71%
Shrs. gr., 5y
13.23%
Rev. gr., 5y
24.36%
Revenues
270m
+9.98%
22,841,00025,697,00024,552,00037,330,00043,013,00049,990,00070,008,00090,906,000149,210,000186,559,000227,540,000245,830,000270,368,000
Net income
65m
-8.36%
3,767,0004,261,0004,033,0004,096,0005,111,0004,848,00014,091,00023,772,00029,994,00052,136,00054,255,00071,043,00065,107,000
CFO
61m
-33.57%
9,215,0008,218,0006,892,0003,398,0008,150,0007,968,00019,276,00024,418,00029,339,00056,443,00069,577,00092,427,00061,402,000
Dividend
Aug 15, 20240.14 USD/sh

Profile

Business First Bancshares, Inc. operates as the bank holding company for b1BANK that provides various banking products and services. It offers various deposit products and services, including checking, demand, money market, time, and savings accounts; and certificates of deposits, remote deposit capture, and direct deposit services. The company also provides commercial and industrial loans, such as commercial lines of credit, letters of credit, working capital, term, equipment financing, asset acquisition, expansion and development, borrowing base, and other loan products; construction and development loans; commercial real estate loans; residential real estate loans comprising first and second lien 1-4 family mortgage loans, and home equity lines of credit; and consumer loans, including secured and unsecured installment and term loans. In addition, it offers wealth management products, including mutual funds, annuities, individual retirement accounts, and other financial products, as well as other fiduciary services and private banking products and services. Further, the company provides a range of other financial services comprising debit and credit cards, treasury and cash management, merchant, automated clearing house, lock-box, receivables factoring, correspondent banking, and other treasury services, as well as employee and payroll benefits solutions; and drive-through banking facilities, automated teller machines, night depository, personalized checks, electronic funds transfer, domestic and foreign wire transfer, traveler's checks, vault, loan and deposit sweep accounts, online and mobile banking, e-statements, and bank-by-mail services. As of March 01, 2022, it operates approximately 48 full-service banking centers and three loan production offices across Louisiana, and in the Dallas and Houston markets. Business First Bancshares, Inc. was incorporated in 2006 and is headquartered in Baton Rouge, Louisiana.
IPO date
Apr 09, 2018
Employees
727
Domiciled in
US
Incorporated in
US

Valuation

Title
USD in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFYFY
2024‑122023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑12
Income
Revenues
270,368
9.98%
245,830
8.04%
227,540
21.97%
Cost of revenue
(32,491)
116,098
92,997
Unusual Expense (Income)
NOPBT
302,859
129,732
134,543
NOPBT Margin
112.02%
52.77%
59.13%
Operating Taxes
17,944
19,543
14,337
Tax Rate
5.92%
15.06%
10.66%
NOPAT
284,915
110,189
120,206
Net income
65,107
-8.36%
71,043
30.94%
54,255
4.06%
Dividends
(20,264)
(18,056)
(12,174)
Dividend yield
3.10%
2.90%
2.41%
Proceeds from repurchase of equity
(31)
48,492
BB yield
0.00%
-9.60%
Debt
Debt current
9
Long-term debt
460,635
349,658
539,374
Deferred revenue
(11,713)
Other long-term liabilities
5,607,368
(523,748)
Net debt
(752,012)
(941,099)
(1,432,326)
Cash flow
Cash from operating activities
61,402
92,427
69,577
CAPEX
(11,648)
(7,781)
Cash from investing activities
(294,913)
(521,141)
(700,521)
Cash from financing activities
326,499
502,084
715,309
FCF
(5,684,020)
129,561
109,126
Balance
Cash
1,212,647
377,244
1,043,491
Long term investments
913,513
928,218
Excess cash
1,199,129
1,278,466
1,960,332
Stockholders' equity
299,442
246,812
186,791
Invested Capital
7,551,679
6,337,738
5,791,965
ROIC
4.10%
1.82%
2.32%
ROCE
3.86%
1.97%
2.25%
EV
Common stock shares outstanding
25,440
25,296
22,817
Price
25.70
4.26%
24.65
11.34%
22.14
-21.79%
Market cap
653,814
4.85%
623,551
23.43%
505,179
-13.52%
EV
(26,268)
(245,618)
(855,217)
EBITDA
308,116
134,402
139,361
EV/EBITDA
Interest
187,381
138,198
36,537
Interest/NOPBT
61.87%
106.53%
27.16%