XNASBFIN
Market cap154mUSD
Jan 17, Last price
12.38USD
1D
1.48%
1Q
0.73%
Jan 2017
-16.46%
IPO
-7.34%
Name
BankFinancial Corp
Chart & Performance
Profile
BankFinancial Corporation operates as the bank holding company for BankFinancial, National Association that provides various commercial, family, and personal banking products and services. The company accepts various deposit products, including savings, NOW, checking, money market, IRA, and other retirement accounts, as well as certificates of deposit. Its loan products include multi-family and nonresidential real estate, construction and land, and commercial loans and leases; one-to-four family residential mortgage loans, including home equity loans and lines of credit; and consumer loans. The company also provides cash management, funds transfer, bill payment, other online and mobile banking transactions, automated teller machines, safe deposit boxes, trust, wealth management, and general insurance agency services. In addition, it offers financial planning services; and sells property and casualty, and other insurance products on an agency basis. The company operates 19 full-service banking offices located in Cook, DuPage, Lake, and Will Counties, Illinois. BankFinancial Corporation was founded in 1924 and is headquartered in Burr Ridge, Illinois.
Valuation
Title USD in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY | FY |
---|---|---|---|---|---|---|---|---|---|
2023‑12 | 2022‑12 | 2021‑12 | 2020‑12 | 2019‑12 | 2018‑12 | 2017‑12 | 2016‑12 | 2015‑12 | |
Income | |||||||||
Revenues | 55,933 -1.51% | 56,791 14.82% | |||||||
Cost of revenue | 23,859 | 22,733 | |||||||
Unusual Expense (Income) | |||||||||
NOPBT | 32,074 | 34,058 | |||||||
NOPBT Margin | 57.34% | 59.97% | |||||||
Operating Taxes | 3,359 | 3,341 | |||||||
Tax Rate | 10.47% | 9.81% | |||||||
NOPAT | 28,715 | 30,717 | |||||||
Net income | 9,393 -10.49% | 10,494 41.62% | |||||||
Dividends | (5,056) | (5,231) | |||||||
Dividend yield | 3.90% | 3.80% | |||||||
Proceeds from repurchase of equity | (2,393) | 134 | |||||||
BB yield | 1.85% | -0.10% | |||||||
Debt | |||||||||
Debt current | 1,236 | ||||||||
Long-term debt | 47,490 | 22,105 | |||||||
Deferred revenue | (5,167) | ||||||||
Other long-term liabilities | 1,287,323 | 590 | |||||||
Net debt | (297,187) | (464,106) | |||||||
Cash flow | |||||||||
Cash from operating activities | 9,221 | 9,292 | |||||||
CAPEX | (1,944) | ||||||||
Cash from investing activities | 197,923 | (316,772) | |||||||
Cash from financing activities | (95,431) | (127,913) | |||||||
FCF | 969,470 | (902,240) | |||||||
Balance | |||||||||
Cash | 178,484 | 277,109 | |||||||
Long term investments | 166,193 | 210,338 | |||||||
Excess cash | 341,880 | 484,607 | |||||||
Stockholders' equity | 71,926 | 65,823 | |||||||
Invested Capital | 1,415,458 | 1,485,159 | |||||||
ROIC | 1.98% | 1.97% | |||||||
ROCE | 2.16% | 2.19% | |||||||
EV | |||||||||
Common stock shares outstanding | 12,623 | 13,072 | |||||||
Price | 10.26 -2.56% | 10.53 -1.31% | |||||||
Market cap | 129,511 -5.91% | 137,645 -8.06% | |||||||
EV | (167,676) | (326,461) | |||||||
EBITDA | 33,615 | 35,320 | |||||||
EV/EBITDA | |||||||||
Interest | 14,326 | 4,481 | |||||||
Interest/NOPBT | 44.67% | 13.16% |