XNASBCBP
Market cap197mUSD
Jan 17, Last price
11.61USD
1D
-0.17%
1Q
-12.38%
Jan 2017
-10.69%
IPO
-25.24%
Name
BCB Bancorp Inc
Chart & Performance
Profile
BCB Bancorp, Inc. operates as a bank holding company for BCB Community Bank that provides banking products and services to businesses and individuals in the United States. The company offers deposit products, including savings and club accounts, interest and non-interest-bearing demand accounts, money market accounts, certificates of deposit, and individual retirement accounts. It also provides loans, such as commercial and multi-family real estate, one-to-four family mortgage, commercial business, small business administration, construction, home equity and lines of credit, and consumer loans, as well as residential loans secured by one-to-four family dwellings, condominiums, and cooperative units. In addition, the company offers retail and commercial banking services comprising wire transfers, money orders, safe deposit boxes, night depository services, debit cards, online and mobile banking services, fraud detection services, and automated teller services. As of December 31, 2021, it operated 29 branch offices in Bayonne, Carteret, Edison, Hoboken, Fairfield, Holmdel, Jersey City, Lyndhurst, Maplewood, Monroe Township, Newark, Parsippany, Plainsboro, River Edge, Rutherford, South Orange, Union, and Woodbridge, New Jersey, as well as three branches in Staten Island and Hicksville, New York. The company was founded in 2000 and is headquartered in Bayonne, New Jersey.
Valuation
Title USD in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY | FY |
---|---|---|---|---|---|---|---|---|---|
2023‑12 | 2022‑12 | 2021‑12 | 2020‑12 | 2019‑12 | 2018‑12 | 2017‑12 | 2016‑12 | 2015‑12 | |
Income | |||||||||
Revenues | 108,150 -6.40% | 115,540 9.29% | |||||||
Cost of revenue | 33,258 | 36,248 | |||||||
Unusual Expense (Income) | |||||||||
NOPBT | 74,892 | 79,292 | |||||||
NOPBT Margin | 69.25% | 68.63% | |||||||
Operating Taxes | 11,972 | 17,531 | |||||||
Tax Rate | 15.99% | 22.11% | |||||||
NOPAT | 62,920 | 61,761 | |||||||
Net income | 29,483 -35.31% | 45,579 33.12% | |||||||
Dividends | (11,142) | (11,175) | |||||||
Dividend yield | 5.12% | 3.58% | |||||||
Proceeds from repurchase of equity | 1,997 | (17,717) | |||||||
BB yield | -0.92% | 5.68% | |||||||
Debt | |||||||||
Debt current | 18,000 | 13,859 | |||||||
Long-term debt | 519,065 | 447,487 | |||||||
Deferred revenue | (4,964) | ||||||||
Other long-term liabilities | 2,999,277 | 2,790,990 | |||||||
Net debt | (32,323) | 30,136 | |||||||
Cash flow | |||||||||
Cash from operating activities | 35,158 | 40,889 | |||||||
CAPEX | (4,527) | (518) | |||||||
Cash from investing activities | (233,322) | (761,502) | |||||||
Cash from financing activities | 248,328 | 538,343 | |||||||
FCF | 2,436,591 | 71,610 | |||||||
Balance | |||||||||
Cash | 279,523 | 321,809 | |||||||
Long term investments | 289,865 | 109,401 | |||||||
Excess cash | 563,980 | 425,433 | |||||||
Stockholders' equity | 153,479 | 325,785 | |||||||
Invested Capital | 1,007,688 | 3,198,982 | |||||||
ROIC | 2.99% | 2.11% | |||||||
ROCE | 6.45% | 2.25% | |||||||
EV | |||||||||
Common stock shares outstanding | 16,932 | 17,349 | |||||||
Price | 12.85 -28.57% | 17.99 16.59% | |||||||
Market cap | 217,576 -30.29% | 312,109 17.34% | |||||||
EV | 210,296 | 363,248 | |||||||
EBITDA | 76,999 | 79,931 | |||||||
EV/EBITDA | 2.73 | 4.54 | |||||||
Interest | 84,298 | 17,496 | |||||||
Interest/NOPBT | 112.56% | 22.07% |