XNASATLO
Market cap156mUSD
Jan 17, Last price
17.42USD
1D
0.75%
1Q
-4.02%
Jan 2017
-47.21%
Name
Ames National Corp
Chart & Performance
Profile
Ames National Corporation operates as a multi-bank holding company that provides banking products and services primarily in Boone, Clarke, Hancock, Marshall, Polk, Story, and Union counties in central, north-central, and south-central Iowa. The company accepts a range of deposits, including checking and savings accounts; and time deposits, such as money market accounts and certificates of deposit. It also provides loans, such as short-term and medium-term commercial and agricultural real estate, residential real estate loans, equipment, vehicle, and home improvement loans; personal loans and lines of credit; agricultural and business operating loans and lines of credit; and originates mortgage loans for sale into the secondary market. In addition, the company offers cash management, merchant credit card processing, safe deposit box, wire transfer, direct deposit of payroll and social security check, and automated/video teller machine access services; and automatic drafts for various accounts, as well as wealth management services. Further, it provides farm management, investment, and custodial services for individuals, businesses, and non-profit organizations; and online, mobile, and private banking services. Ames National Corporation was founded in 1903 and is based in Ames, Iowa.
Valuation
Title USD in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY | FY |
---|---|---|---|---|---|---|---|---|---|
2023‑12 | 2022‑12 | 2021‑12 | 2020‑12 | 2019‑12 | 2018‑12 | 2017‑12 | 2016‑12 | 2015‑12 | |
Income | |||||||||
Revenues | 53,840 -14.45% | 62,931 -5.42% | |||||||
Cost of revenue | 24,759 | 24,944 | |||||||
Unusual Expense (Income) | |||||||||
NOPBT | 29,081 | 37,987 | |||||||
NOPBT Margin | 54.01% | 60.36% | |||||||
Operating Taxes | 2,072 | 5,868 | |||||||
Tax Rate | 7.12% | 15.45% | |||||||
NOPAT | 27,009 | 32,119 | |||||||
Net income | 10,817 -43.93% | 19,293 -19.32% | |||||||
Dividends | (9,712) | (9,675) | |||||||
Dividend yield | 5.06% | 4.54% | |||||||
Proceeds from repurchase of equity | (2,300) | ||||||||
BB yield | 1.08% | ||||||||
Debt | |||||||||
Debt current | 40,676 | ||||||||
Long-term debt | 110,588 | 39,120 | |||||||
Deferred revenue | 1,982,829 | ||||||||
Other long-term liabilities | 1,868,664 | (39,120) | |||||||
Net debt | (1,426,195) | (1,535,633) | |||||||
Cash flow | |||||||||
Cash from operating activities | 19,207 | 21,231 | |||||||
CAPEX | (4,894) | (2,858) | |||||||
Cash from investing activities | 19,062 | (127,384) | |||||||
Cash from financing activities | (11,052) | 44,908 | |||||||
FCF | (374,234) | 163,434 | |||||||
Balance | |||||||||
Cash | 800,394 | 828,991 | |||||||
Long term investments | 736,389 | 786,438 | |||||||
Excess cash | 1,534,091 | 1,612,282 | |||||||
Stockholders' equity | 151,535 | 134,845 | |||||||
Invested Capital | 1,993,505 | 838,697 | |||||||
ROIC | 1.91% | 3.90% | |||||||
ROCE | 1.36% | 3.89% | |||||||
EV | |||||||||
Common stock shares outstanding | 8,992 | 9,033 | |||||||
Price | 21.34 -9.61% | 23.61 -3.59% | |||||||
Market cap | 191,893 -10.03% | 213,279 -4.45% | |||||||
EV | (1,234,302) | (1,322,354) | |||||||
EBITDA | 30,833 | 39,985 | |||||||
EV/EBITDA | |||||||||
Interest | 29,676 | 8,309 | |||||||
Interest/NOPBT | 102.05% | 21.87% |