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XNAS
ASRV
Market cap64mUSD
Jul 09, Last price  
3.82USD
1D
0.53%
1Q
2.96%
Jan 2017
3.24%
Name

Ameriserv Financial Inc

Chart & Performance

D1W1MN
XNAS:ASRV chart
P/E
11.55
P/S
0.73
EPS
0.33
Div Yield, %
3.16%
Shrs. gr., 5y
-0.63%
Rev. gr., 5y
6.94%
Revenues
88m
+4.57%
59,406,00064,086,00064,243,00061,383,00058,798,00055,533,00054,860,00055,087,00054,764,00057,148,00056,507,00059,001,00061,318,00064,540,00063,157,00064,430,00065,750,00077,249,00084,480,00088,343,000
Net income
6m
+55.85%
2,332,0003,034,0005,509,000-4,895,0001,282,0006,537,0005,039,0005,193,0003,023,0005,997,0002,310,0003,293,0007,768,0006,028,0004,598,0007,072,0007,448,000-3,346,0003,601,0005,612,000
CFO
3m
+18.61%
5,079,00010,333,0007,908,000-1,607,0002,720,00010,794,0003,212,00014,854,0004,962,0009,832,0006,594,0007,521,0007,984,0004,890,000-1,373,0009,939,0005,209,0006,288,0002,687,0003,187,000
Dividend
Nov 03, 20250.03 USD/sh

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Profile

AmeriServ Financial, Inc. operates as the holding company for AmeriServ Financial Bank, providing a broad spectrum of financial products to individual consumers, mortgage borrowers, and commercial clients. Its retail banking services encompass various deposit accounts, including checking, money market, savings, and time deposits. The bank also offers personal lending solutions such as secured and unsecured consumer loans, mortgage financing, and ancillary services like safe deposit boxes, holiday club accounts, and money orders. For its commercial, industrial, financial, and governmental customers, AmeriServ delivers extensive lending and treasury services. These include commercial real estate and construction loans, short and medium-term financing, revolving credit lines, and funding for inventory and accounts receivable. Additionally, it provides business savings accounts, certificates of deposit, wire transfers, and secure depository options like night drops and lockbox services. The company's trust department offers personal trust services, covering investment portfolio management, estate planning and administration, custodial services, and pre-need trusts. Institutional trust offerings include the management of 401(k)s, defined benefit and defined contribution employee benefit plans, and individual retirement accounts. AmeriServ also provides financial advisory services through the sale of mutual funds, annuities, and insurance products. A notable offering is its union collective investment funds, which channel union pension capital into construction projects employing union labor. The firm also engages in underwriting credit life and disability insurance as a reinsurer. AmeriServ Financial operates through a network of 17 banking branches located in Allegheny, Cambria, Centre, Somerset, and Westmoreland counties in Pennsylvania, as well as Washington County, Maryland, complemented by 18 automated teller machines. The company maintains its corporate headquarters in Johnstown, Pennsylvania.
IPO date
Jan 30, 1985
Employees
329
Domiciled in
US
Incorporated in
US

Valuation

Title
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