XNASAMAL
Market cap995mUSD
Jan 10, Last price
32.46USD
1D
-2.58%
1Q
-1.34%
IPO
144.98%
Name
Amalgamated Bank
Chart & Performance
Profile
Amalgamated Financial Corp. operates as the bank holding company for Amalgamated Bank that provides commercial and retail banking, investment management, and trust and custody services for commercial and retail customers in the United States. The company accepts various deposit products, including non-interest bearing accounts, interest-bearing demand products, savings accounts, money market accounts, NOW accounts, and certificates of deposit. It also provides various commercial loans comprising commercial and industrial, multifamily mortgage, and commercial real estate loans; and retail loans, such as residential real estate, and consumer and other loans. In addition, the company offers online banking, bill payment, online cash management, and safe deposit box rental services; debit and ATM cards; and trust, custody, and investment management services comprising asset safekeeping, corporate actions, income collections, proxy, account transition, asset transfers, and conversion management services. Further, it provides investment products, such as equity, fixed-income, real estate, and alternative investment products; and brokerage, asset management, and insurance products. The company operates through its three branch offices across New York City, one branch office in Washington, D.C., one branch office in San Francisco, one commercial office in Boston, and digital banking platform. Amalgamated Financial Corp. was founded in 1923 and is headquartered in New York, New York.
Valuation
Title USD in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY | FY |
---|---|---|---|---|---|---|---|---|---|
2023‑12 | 2022‑12 | 2021‑12 | 2020‑12 | 2019‑12 | 2018‑12 | 2017‑12 | 2016‑12 | 2015‑12 | |
Income | |||||||||
Revenues | 274,577 3.03% | 266,510 31.58% | |||||||
Cost of revenue | 93,973 | 81,681 | |||||||
Unusual Expense (Income) | |||||||||
NOPBT | 180,604 | 184,829 | |||||||
NOPBT Margin | 65.78% | 69.35% | |||||||
Operating Taxes | 36,752 | 26,687 | |||||||
Tax Rate | 20.35% | 14.44% | |||||||
NOPAT | 143,852 | 158,142 | |||||||
Net income | 87,978 7.98% | 81,477 53.91% | |||||||
Dividends | (12,333) | (11,211) | |||||||
Dividend yield | 1.49% | 1.56% | |||||||
Proceeds from repurchase of equity | (8,315) | (12,710) | |||||||
BB yield | 1.00% | 1.77% | |||||||
Debt | |||||||||
Debt current | 11,285 | ||||||||
Long-term debt | 131,838 | 739,266 | |||||||
Deferred revenue | 7,323,599 | ||||||||
Other long-term liabilities | 1,053,880 | (698,487) | |||||||
Net debt | (61,276) | (4,487,547) | |||||||
Cash flow | |||||||||
Cash from operating activities | 117,224 | 147,322 | |||||||
CAPEX | (1,477) | (1,668) | |||||||
Cash from investing activities | (134,407) | (1,202,491) | |||||||
Cash from financing activities | 44,213 | 788,224 | |||||||
FCF | (4,108,431) | 929,253 | |||||||
Balance | |||||||||
Cash | 90,170 | 1,876,016 | |||||||
Long term investments | 102,944 | 3,362,082 | |||||||
Excess cash | 179,385 | 5,224,772 | |||||||
Stockholders' equity | 302,469 | 222,008 | |||||||
Invested Capital | 7,792,939 | 1,627,649 | |||||||
ROIC | 3.05% | 11.93% | |||||||
ROCE | 2.27% | 9.94% | |||||||
EV | |||||||||
Common stock shares outstanding | 30,785 | 31,193 | |||||||
Price | 26.94 16.93% | 23.04 37.39% | |||||||
Market cap | 829,348 15.40% | 718,687 36.00% | |||||||
EV | 768,205 | (3,768,727) | |||||||
EBITDA | 185,018 | 189,422 | |||||||
EV/EBITDA | 4.15 | ||||||||
Interest | 96,766 | 18,649 | |||||||
Interest/NOPBT | 53.58% | 10.09% |