XNASALKT
Market cap3.87bUSD
Dec 27, Last price
38.53USD
1D
-3.43%
1Q
23.61%
IPO
-7.45%
Name
Alkami Technology Inc
Chart & Performance
P/E
—
P/S
14.62
EPS
—
Div Yield, %
0.00%
Shrs. gr., 5y
—
Rev. gr., 5y
25.85%
Revenues
265m
+29.65%
Net income
-63m
L+7.36%
CFO
-18m
L-53.68%
Earnings
Feb 26, 2025
Profile
Alkami Technology, Inc. offers a cloud-based digital banking platform in the United States. The company's platform allows financial institutions to onboard and engage new users, accelerate revenues, and enhance operational efficiency, with the support of a proprietary, cloud-based, multi-tenant architecture. It offers an end- to- end set of software products, which include Alkami Platform, Retail Banking Solutions, Business Banking Solutions, and The Alkami Difference. It serves community, regional, credit unions, and retail and business banking. Alkami Technology, Inc. was founded in 2009 and is headquartered in Plano, Texas.
Valuation
Title USD in thousands, except ratios and share amounts | FY | FY | FY | FY | FY |
|---|---|---|---|---|---|
| 2023‑12 | 2022‑12 | 2021‑12 | 2020‑12 | 2019‑12 | |
| Income | |||||
Revenues | 264,831 29.65% | 204,270 34.25% | 152,159 35.68% | ||
Cost of revenue | 326,838 | 273,333 | 195,075 | ||
Unusual Expense (Income) | |||||
NOPBT | (62,007) | (69,063) | (42,916) | ||
NOPBT Margin | |||||
Operating Taxes | 44 | (461) | 172 | ||
Tax Rate | |||||
NOPAT | (62,051) | (68,602) | (43,088) | ||
Net income | (62,913) 7.36% | (58,600) 25.15% | (46,822) -9.69% | ||
Dividends | (4,969) | ||||
Dividend yield | 0.28% | ||||
Proceeds from repurchase of equity | 2,640 | 189,313 | |||
BB yield | -0.20% | -10.49% | |||
| Debt | |||||
Debt current | 2,410 | 6,845 | 1,563 | ||
Long-term debt | 55,361 | 116,683 | 23,053 | ||
Deferred revenue | 15,384 | 13,904 | 13,873 | ||
Other long-term liabilities | (16,034) | 400 | 21,690 | ||
Net debt | (34,352) | (73,327) | (283,880) | ||
| Cash flow | |||||
Cash from operating activities | (17,502) | (37,788) | (28,959) | ||
CAPEX | (1,058) | (4,702) | (3,697) | ||
Cash from investing activities | 33,911 | (224,008) | (22,023) | ||
Cash from financing activities | (87,819) | 61,179 | 192,273 | ||
FCF | (76,087) | (91,101) | (43,125) | ||
| Balance | |||||
Cash | 92,123 | 196,355 | 308,581 | ||
Long term investments | 500 | (85) | |||
Excess cash | 78,881 | 186,642 | 300,888 | ||
Stockholders' equity | (435,269) | (372,361) | (313,763) | ||
Invested Capital | 814,413 | 823,618 | 714,829 | ||
ROIC | |||||
ROCE | |||||
| EV | |||||
Common stock shares outstanding | 94,081 | 90,957 | 89,955 | ||
Price | 24.25 66.21% | 14.59 -27.27% | 20.06 | ||
Market cap | 2,281,459 71.92% | 1,327,056 -26.46% | 1,804,490 | ||
EV | 2,247,107 | 1,253,729 | 1,957,120 | ||
EBITDA | (51,376) | (60,988) | (39,473) | ||
EV/EBITDA | |||||
Interest | 7,384 | 3,868 | 1,186 | ||
Interest/NOPBT | |||||