XNAS
AFRM
Market cap16bUSD
May 19, Last price
51.71USD
1D
-1.64%
1Q
-36.14%
IPO
-55.01%
Name
Affirm Holdings Inc
Chart & Performance
Profile
Affirm Holdings, Inc. operates a platform for digital and mobile-first commerce in the United States and Canada. The company's platform includes point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. Its payments network and partnership with an originating bank, enables consumers to pay for a purchase over time with terms ranging from one to forty-eight months. As of June 30, 2021, the company had approximately 29,000 merchants integrated on its platform covering small businesses, large enterprises, direct-to-consumer brands, brick-and-mortar stores, and companies. Its merchants represent a range of industries, including sporting goods and outdoors, furniture and homewares, travel, apparel, accessories, consumer electronics, and jewelry. The company was founded in 2012 and is headquartered in San Francisco, California.
Valuation
Title USD in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY |
---|---|---|---|---|---|---|
2024‑06 | 2023‑06 | 2022‑06 | 2021‑06 | 2020‑06 | 2019‑06 | |
Income | ||||||
Revenues | 2,322,999 46.29% | 1,587,985 17.69% | 1,349,292 55.01% | |||
Cost of revenue | 2,448,659 | 2,713,657 | 2,104,936 | |||
Unusual Expense (Income) | ||||||
NOPBT | (125,660) | (1,125,672) | (755,644) | |||
NOPBT Margin | ||||||
Operating Taxes | 2,230 | (3,900) | (17,414) | |||
Tax Rate | ||||||
NOPAT | (127,890) | (1,121,772) | (738,230) | |||
Net income | (517,757) -47.45% | (985,345) 39.29% | (707,417) 64.16% | |||
Dividends | ||||||
Dividend yield | ||||||
Proceeds from repurchase of equity | (189,169) | (109) | 73,828 | |||
BB yield | 2.02% | 0.00% | -1.45% | |||
Debt | ||||||
Debt current | 16,742 | 16,445 | ||||
Long-term debt | 6,637,099 | 5,503,563 | 4,143,921 | |||
Deferred revenue | ||||||
Other long-term liabilities | 65,065 | 141,824 | ||||
Net debt | (994,215) | 3,393,711 | 1,266,650 | |||
Cash flow | ||||||
Cash from operating activities | 450,138 | 12,181 | (113,800) | |||
CAPEX | (159,296) | (120,775) | (111,705) | |||
Cash from investing activities | (1,325,149) | (1,653,070) | (2,030,972) | |||
Cash from financing activities | 913,149 | 1,349,945 | 1,997,598 | |||
FCF | 171,375 | 567,261 | (1,397,748) | |||
Balance | ||||||
Cash | 2,144,734 | 2,066,680 | 2,850,544 | |||
Long term investments | 5,503,322 | 43,172 | 43,172 | |||
Excess cash | 7,531,906 | 2,030,453 | 2,826,251 | |||
Stockholders' equity | (3,130,566) | (2,606,667) | (1,613,048) | |||
Invested Capital | 12,541,968 | 10,834,952 | 8,325,956 | |||
ROIC | ||||||
ROCE | ||||||
EV | ||||||
Common stock shares outstanding | 309,857 | 295,343 | 281,704 | |||
Price | 30.21 97.06% | 15.33 -15.12% | 18.06 -73.18% | |||
Market cap | 9,360,784 106.75% | 4,527,615 -11.01% | 5,087,575 -52.30% | |||
EV | 8,366,569 | 7,921,326 | 6,354,225 | |||
EBITDA | 43,384 | (991,038) | (702,922) | |||
EV/EBITDA | 192.85 | |||||
Interest | 344,253 | 183,013 | 69,694 | |||
Interest/NOPBT |