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XNAS
AFRM
Market cap16bUSD
May 19, Last price  
51.71USD
1D
-1.64%
1Q
-36.14%
IPO
-55.01%
Name

Affirm Holdings Inc

Chart & Performance

D1W1MN
P/E
P/S
7.18
EPS
Div Yield, %
Shrs. gr., 5y
3.78%
Rev. gr., 5y
54.44%
Revenues
2.32b
+46.29%
264,367,000509,528,000870,464,0001,349,292,0001,587,985,0002,322,999,000
Net income
-518m
L-47.45%
-120,455,000-112,598,000-430,923,000-707,417,000-985,345,000-517,756,999
CFO
450m
+3,595.41%
-87,649,000-71,302,000-193,130,000-113,800,00012,181,000450,138,000
Earnings
Aug 26, 2025

Profile

Affirm Holdings, Inc. operates a platform for digital and mobile-first commerce in the United States and Canada. The company's platform includes point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. Its payments network and partnership with an originating bank, enables consumers to pay for a purchase over time with terms ranging from one to forty-eight months. As of June 30, 2021, the company had approximately 29,000 merchants integrated on its platform covering small businesses, large enterprises, direct-to-consumer brands, brick-and-mortar stores, and companies. Its merchants represent a range of industries, including sporting goods and outdoors, furniture and homewares, travel, apparel, accessories, consumer electronics, and jewelry. The company was founded in 2012 and is headquartered in San Francisco, California.
IPO date
Jan 13, 2021
Employees
2,171
Domiciled in
US
Incorporated in
US

Valuation

Title
USD in thousands, except ratios and share amounts
FYFYFYFYFYFY
2024‑062023‑062022‑062021‑062020‑062019‑06
Income
Revenues
2,322,999
46.29%
1,587,985
17.69%
1,349,292
55.01%
Cost of revenue
2,448,659
2,713,657
2,104,936
Unusual Expense (Income)
NOPBT
(125,660)
(1,125,672)
(755,644)
NOPBT Margin
Operating Taxes
2,230
(3,900)
(17,414)
Tax Rate
NOPAT
(127,890)
(1,121,772)
(738,230)
Net income
(517,757)
-47.45%
(985,345)
39.29%
(707,417)
64.16%
Dividends
Dividend yield
Proceeds from repurchase of equity
(189,169)
(109)
73,828
BB yield
2.02%
0.00%
-1.45%
Debt
Debt current
16,742
16,445
Long-term debt
6,637,099
5,503,563
4,143,921
Deferred revenue
Other long-term liabilities
65,065
141,824
Net debt
(994,215)
3,393,711
1,266,650
Cash flow
Cash from operating activities
450,138
12,181
(113,800)
CAPEX
(159,296)
(120,775)
(111,705)
Cash from investing activities
(1,325,149)
(1,653,070)
(2,030,972)
Cash from financing activities
913,149
1,349,945
1,997,598
FCF
171,375
567,261
(1,397,748)
Balance
Cash
2,144,734
2,066,680
2,850,544
Long term investments
5,503,322
43,172
43,172
Excess cash
7,531,906
2,030,453
2,826,251
Stockholders' equity
(3,130,566)
(2,606,667)
(1,613,048)
Invested Capital
12,541,968
10,834,952
8,325,956
ROIC
ROCE
EV
Common stock shares outstanding
309,857
295,343
281,704
Price
30.21
97.06%
15.33
-15.12%
18.06
-73.18%
Market cap
9,360,784
106.75%
4,527,615
-11.01%
5,087,575
-52.30%
EV
8,366,569
7,921,326
6,354,225
EBITDA
43,384
(991,038)
(702,922)
EV/EBITDA
192.85
Interest
344,253
183,013
69,694
Interest/NOPBT