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XNASACNB
Market cap331mUSD
Jan 15, Last price  
38.73USD
1D
2.06%
1Q
-12.30%
Jan 2017
23.94%
Name

ACNB Corp

Chart & Performance

D1W1MN
XNAS:ACNB chart
P/E
10.45
P/S
3.11
EPS
3.71
Div Yield, %
2.93%
Shrs. gr., 5y
3.93%
Rev. gr., 5y
7.82%
Revenues
106m
+25,179.81%
30,434,00034,194,00034,751,00035,384,00039,462,00042,944,00046,187,00045,139,00046,211,00045,315,00045,784,00048,012,00049,325,00060,501,00073,043,00077,587,00093,002,00093,930,000421,000106,428,000
Net income
32m
-11.37%
9,308,0007,376,0007,290,0007,937,0006,744,0007,219,0008,419,0008,502,0008,886,0009,315,00010,290,00011,017,00010,869,0009,788,00021,748,00023,721,00018,394,00027,834,00035,752,00031,688,000
CFO
41m
+3.57%
11,034,00011,392,0009,948,0004,511,00012,433,00010,413,0008,908,00018,154,0009,303,00017,986,00010,815,00014,379,00012,121,00017,007,00029,544,00025,723,00025,470,00042,126,00039,201,00040,602,000
Dividend
Aug 30, 20240.32 USD/sh
Earnings
Jan 23, 2025

Profile

ACNB Corporation, a financial holding company, provides banking, insurance, and financial services to individual, business, and government customers in the United States. The company offers checking, savings, and money market deposit accounts, as well as time deposits and debit cards. It also provides commercial lending products, such as commercial mortgages, real estate development and construction loans, accounts receivable and inventory financing, and agricultural and governmental loans; consumer lending products, including home equity loans and lines of credit, automobile and recreational vehicle loans, manufactured housing loans, and personal lines of credit; and mortgage lending programs include personal residential mortgages, and residential construction and investment mortgage loans. In addition, the company provides other services that are related to testamentary trusts, life insurance trusts, charitable remainder trusts, guardianships, powers of attorney, custodial accounts, and investment management and advisory accounts; and retail brokerage services. Further, it acts as a trustee to invest in, protect, manage, and distribute financial assets. Additionally, the company offers property and casualty, health, life, and disability insurance products to commercial and individual clients; and online, telephone, and mobile banking, as well as automated teller machine services. As of December 31, 2021, it operated through a network of 19 community banking offices located in Pennsylvania, including 12 offices in Adams county, five offices in York county, one office in Cumberland County, and one office in Franklin County; five community banking offices located in Frederick County; six community banking offices located in Carroll county, Maryland; and loan offices located in Lancaster and York, Pennsylvania, and Hunt Valley, Maryland. The company was founded in 1857 and is headquartered in Gettysburg, Pennsylvania.
IPO date
Oct 27, 1993
Employees
397
Domiciled in
US
Incorporated in
US

Valuation

Title
USD in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFY
2023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑12
Income
Revenues
106,428
25,179.81%
421
-99.55%
Cost of revenue
42,931
37,406
Unusual Expense (Income)
NOPBT
63,497
(36,985)
NOPBT Margin
59.66%
Operating Taxes
8,161
9,199
Tax Rate
12.85%
NOPAT
55,336
(46,184)
Net income
31,688
-11.37%
35,752
28.45%
Dividends
(9,702)
(9,117)
Dividend yield
2.54%
2.66%
Proceeds from repurchase of equity
(1,306)
(5,969)
BB yield
0.34%
1.74%
Debt
Debt current
56,882
45,116
Long-term debt
200,522
27,324
Deferred revenue
(7,217)
Other long-term liabilities
1,943,479
2,211,187
Net debt
(733,955)
(1,270,654)
Cash flow
Cash from operating activities
40,602
39,201
CAPEX
(1,168)
(1,811)
Cash from investing activities
15,437
(331,723)
Cash from financing activities
(158,242)
(249,448)
FCF
1,230,316
497,047
Balance
Cash
473,135
721,715
Long term investments
518,224
621,379
Excess cash
986,038
1,343,073
Stockholders' equity
190,813
157,947
Invested Capital
753,264
2,360,343
ROIC
3.55%
ROCE
6.73%
EV
Common stock shares outstanding
8,536
8,623
Price
44.76
12.43%
39.81
27.27%
Market cap
382,077
11.30%
343,282
25.93%
EV
(351,878)
(927,372)
EBITDA
66,859
(33,189)
EV/EBITDA
27.94
Interest
8,320
3,624
Interest/NOPBT
13.10%