XNASAAME
Market cap30mUSD
Dec 24, Last price
1.49USD
1D
-1.66%
1Q
-4.81%
Jan 2017
-63.78%
Name
Atlantic American Corp
Chart & Performance
Profile
Atlantic American Corporation, through its subsidiaries, provides life and health, and property and casualty insurance products in the United States. The company operates through American Southern and Bankers Fidelity segments. It offers property and casualty insurance products, including business automobile insurance coverage for state governments, local municipalities, and other motor pools and fleets; and inland marine and general liability insurance products. The company also provides surety bond coverage for subdivision construction, school bus contracts, as well as performance and payment bonds. In addition, the company provides individual and group whole life insurance, as well as medicare supplement insurance products; and other accident and health insurance coverages, include various individual and group policies for the payment of standard benefits for the treatment of diagnosed cancer and other critical illnesses, as well as various other policies, such as short-term nursing facility care, accident expense, hospital indemnity, and disability coverages. It markets its products through independent agents and brokers. The company was founded in 1937 and is headquartered in Atlanta, Georgia.
Valuation
Title USD in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY | FY | FY |
---|---|---|---|---|---|---|---|---|---|---|
2023‑12 | 2022‑12 | 2021‑12 | 2020‑12 | 2019‑12 | 2018‑12 | 2017‑12 | 2016‑12 | 2015‑12 | 2014‑12 | |
Income | ||||||||||
Revenues | 186,793 -0.56% | 187,851 -5.86% | 199,554 2.15% | |||||||
Cost of revenue | ||||||||||
Unusual Expense (Income) | ||||||||||
NOPBT | 186,793 | 187,851 | 199,554 | |||||||
NOPBT Margin | 100.00% | 100.00% | 100.00% | |||||||
Operating Taxes | (394) | 571 | 1,021 | |||||||
Tax Rate | 0.30% | 0.51% | ||||||||
NOPAT | 187,187 | 187,280 | 198,533 | |||||||
Net income | (171) -111.21% | 1,525 -64.38% | 4,281 -64.82% | |||||||
Dividends | (807) | (807) | (807) | |||||||
Dividend yield | 1.61% | 1.69% | 1.61% | |||||||
Proceeds from repurchase of equity | (12) | (108) | (147) | |||||||
BB yield | 0.02% | 0.23% | 0.29% | |||||||
Debt | ||||||||||
Debt current | 2,009 | 1,031 | ||||||||
Long-term debt | 38,489 | 36,313 | 37,085 | |||||||
Deferred revenue | 32,819 | 25,379 | ||||||||
Other long-term liabilities | 237,233 | (33,738) | (33,738) | |||||||
Net debt | 2,569 | (420,799) | (528,971) | |||||||
Cash flow | ||||||||||
Cash from operating activities | 2,622 | 6,453 | 1,088 | |||||||
CAPEX | (80) | (126) | (107) | |||||||
Cash from investing activities | (3,365) | (3,428) | 5,300 | |||||||
Cash from financing activities | 181 | 1,085 | (954) | |||||||
FCF | 227,117 | 466,012 | 198,236 | |||||||
Balance | ||||||||||
Cash | 28,301 | 237,592 | 285,739 | |||||||
Long term investments | 7,619 | 221,529 | 281,348 | |||||||
Excess cash | 26,580 | 449,728 | 557,109 | |||||||
Stockholders' equity | 57,251 | 52,289 | 91,408 | |||||||
Invested Capital | 287,245 | 313,856 | 244,315 | |||||||
ROIC | 62.28% | 67.10% | 78.96% | |||||||
ROCE | 59.52% | 51.18% | 58.00% | |||||||
EV | ||||||||||
Common stock shares outstanding | 20,404 | 20,390 | 20,402 | |||||||
Price | 2.45 4.66% | 2.34 -4.45% | 2.45 18.93% | |||||||
Market cap | 49,992 4.73% | 47,733 -4.51% | 49,985 11.21% | |||||||
EV | 52,616 | (373,011) | (478,931) | |||||||
EBITDA | 187,445 | 188,741 | 200,557 | |||||||
EV/EBITDA | 0.28 | |||||||||
Interest | 3,269 | 1,952 | 1,387 | |||||||
Interest/NOPBT | 1.75% | 1.04% | 0.70% |