AIB Group plc

Chart & Performance

D1W1MN

P/E

6.03

P/S

2.89

EPS

1.01

Div Yield, %

4.36%

Shrs. gr., 5y

-1.16%

Rev. gr., 5y

13.18%

Revenues

4.92b

+8.64%

Net income

2.35b

+14.22%

CFO

3.43b

Dividend

Mar 21, 20240.26568 EUR/sh

Earnings

May 02, 2025

Profile

AIB Group plc provides banking and financial products and services to retail, business, and corporate customers. It operates through Retail Banking, Corporate Institutional & Business Banking, AIB UK, and Group segments. The company offers current and savings accounts, demand deposits, notice deposits, fixed term deposits, junior/student saver deposits, and currency deposits. AIB Group plc also provides personal, car, home improvement, education, business, farm development, startup, farm investment, future growth, and brexit loans; graduate, corporate, asset, energy efficiency, forestry, invoice, prompt pay and insurance premium, debt, real estate, and trade finance; business and farmer credit line, government credit guarantees, and overdrafts; and venture capital funds, as well as mortgages. In addition, the company offers credit and debit cards; investment funds; life, home, car, travel, and business succession insurance products; and pension products. Further, it provides payment, merchant, cash management, FX rates, foreign currency and interest rate risk management, exporting, international cash flow management, foreign exchange, and interest rate fluctuation management services; and trade finance products, such as documentary collections, import and export letter of credit, standby letter of credit, and bank guarantees. AIB Group plc operates through a network of 296 locations in the Republic of Ireland and 29 locations in the United Kingdom. The company was formerly known as Allied Irish Banks, p.l.c. and changed its name to AIB Group plc in December 2017. AIB Group plc was founded in 1825 and is headquartered in Dublin, Ireland.

URL

https://group.aib.ie

IPO date

Jun 23, 2017

Employees

10,133

Domiciled in

Incorporated in

Valuation

Order:

Title EUR in thousands, except ratios and share amounts	FY	FY	FY	FY	FY	FY	FY	FY	FY	FY
Title EUR in thousands, except ratios and share amounts	2024‑12	2023‑12	2022‑12	2021‑12	2020‑12	2019‑12	2018‑12	2017‑12	2016‑12	2015‑12
Income
Revenues	4,915,000 8.64%	4,524,000 57.30%	2,876,000 21.30%
Cost of revenue	720,000	1,587,000	676,000
Unusual Expense (Income)
NOPBT	4,195,000	2,937,000	2,200,000
NOPBT Margin	85.35%	64.92%	76.50%
Operating Taxes	351,000	336,000	115,000
Tax Rate	8.37%	11.44%	5.23%
NOPAT	3,844,000	2,601,000	2,085,000
Net income	2,354,000 14.22%	2,061,000 168.71%	767,000 18.55%
Dividends	(696,000)	(166,000)	(122,000)
Dividend yield	5.10%	1.62%	1.25%
Proceeds from repurchase of equity	(1,502,000)	(215,000)	(91,000)
BB yield	11.01%	2.10%	0.94%
Debt
Debt current
Long-term debt			9,151,000
Deferred revenue
Other long-term liabilities			(9,114,000)
Net debt	(59,001,000)	(58,910,000)	(48,346,000)
Cash flow
Cash from operating activities	3,425,000	(838,000)	(4,447,000)
CAPEX	(25,000)	(34,000)	(206,000)
Cash from investing activities	(1,104,000)	(850,000)	(1,332,000)
Cash from financing activities	(3,249,000)	1,326,000	1,874,000
FCF	4,472,000	2,090,000	2,451,000
Balance
Cash	37,705,000	38,777,000	38,535,000
Long term investments	21,296,000	20,133,000	18,962,000
Excess cash	58,755,250	58,683,800	57,353,200
Stockholders' equity	1,446,000	15,069,000	12,261,000
Invested Capital	139,820,000	121,226,000	117,490,000
ROIC	2.95%	2.18%	1.80%
ROCE	2.97%	2.15%	1.70%
EV
Common stock shares outstanding	2,560,000	2,635,900	2,688,300
Price	5.33 37.37%	3.88 7.18%	3.62 69.16%
Market cap	13,644,800 33.42%	10,227,292 5.09%	9,731,646 67.53%
EV	(45,365,200)	(48,688,708)	(38,617,354)
EBITDA	4,490,000	3,231,000	2,541,000
EV/EBITDA
Interest	1,247,000	804,000	353,000
Interest/NOPBT	29.73%	27.37%	16.05%