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XMEX
RA
Market cap2.12bUSD
Apr 04, Last price  
131.87MXN
1D
-5.81%
1Q
12.61%
Jan 2017
14.20%
IPO
311.97%
Name

Regional SAB de CV

Chart & Performance

D1W1MN
P/E
6.63
P/S
2.40
EPS
19.88
Div Yield, %
2.88%
Shrs. gr., 5y
—
Rev. gr., 5y
12.26%
Revenues
18.02b
+31.26%
1,292,000,0001,718,000,0001,617,000,0002,545,000,0002,947,000,0003,563,000,0004,712,000,0005,398,000,0006,542,000,0008,436,000,0009,568,000,00010,949,000,00010,110,000,00012,263,000,00013,126,000,00013,687,000,00013,730,000,00018,022,000,000
Net income
6.52b
+14.93%
412,000,000449,000,000464,000,000675,000,0001,054,000,0001,203,000,0001,433,000,0001,644,000,0001,785,000,0002,411,000,0002,758,000,0003,197,000,0003,675,000,0002,952,000,0003,556,000,0004,982,000,0005,673,000,0006,520,000,000
CFO
6.01b
+15.98%
140,000,0001,006,000,00057,000,000796,000,000-1,555,000,000420,000,000497,000,000729,000,000982,000,0002,114,000,0003,579,000,000-4,248,000,0001,514,000,0002,984,000,0002,426,000,0005,182,000,0006,010,000,000
Dividend
May 07, 20243.8 MXN/sh
Earnings
Apr 21, 2025

Profile

Regional S.A.B. de C.V. provides various banking products and services. It offers financial services and products, such as loans, point-of-sale terminals, insurance products, and other products for small business and entrepreneurs; loans for working capital or investment projects for medium-sized businesses; credit cards, personal loans, automobile finance, and mortgages; savings and investment products; and financial leasing services. The company also provides factoring, and online and mobile banking services. As of March 31, 2022, it operated 156 branches, 359 ATMs, and 27,633 POS terminals in 22 states in Mexico. Regional S.A.B. de C.V. was founded in 1994 and is based in San Pedro Garza García, Mexico.
URL
https://www.regional.mx/
IPO date
Jul 14, 2011
Employees
Domiciled in
MX
Incorporated in
MX

Valuation

Title
MXN in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFYFY
2024‑122023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑12
Income
Revenues
18,022,000
31.26%
13,730,000
0.31%
13,687,000
4.27%
Cost of revenue
2,026,000
1,832,000
5,370,000
Unusual Expense (Income)
NOPBT
15,996,000
11,898,000
8,317,000
NOPBT Margin
88.76%
86.66%
60.77%
Operating Taxes
2,307,000
1,918,000
1,571,000
Tax Rate
14.42%
16.12%
18.89%
NOPAT
13,689,000
9,980,000
6,746,000
Net income
6,520,000
14.93%
5,673,000
13.87%
4,982,000
40.10%
Dividends
(2,487,000)
(3,977,000)
Dividend yield
4.67%
8.60%
Proceeds from repurchase of equity
13,000
74,000
BB yield
-0.02%
-0.16%
Debt
Debt current
Long-term debt
8,908,000
Deferred revenue
Other long-term liabilities
(8,908,000)
Net debt
(55,726,000)
(27,289,000)
(9,329,000)
Cash flow
Cash from operating activities
6,010,000
5,182,000
CAPEX
(1,005,000)
(1,471,000)
Cash from investing activities
(1,243,000)
(977,000)
Cash from financing activities
(3,022,000)
(4,289,000)
FCF
9,338,000
16,815,000
10,415,000
Balance
Cash
11,242,000
13,805,000
8,676,000
Long term investments
44,484,000
13,484,000
9,561,000
Excess cash
54,824,900
26,602,500
17,552,650
Stockholders' equity
30,416,000
28,295,000
6,896,000
Invested Capital
217,594,000
194,549,500
212,551,000
ROIC
6.64%
4.90%
3.78%
ROCE
6.45%
5.38%
3.79%
EV
Common stock shares outstanding
327,931
327,931
Price
117.49
-27.65%
162.39
15.17%
141.00
32.79%
Market cap
53,252,769
15.17%
46,238,318
32.79%
EV
25,960,769
36,907,318
EBITDA
15,996,000
12,804,000
9,187,000
EV/EBITDA
2.03
4.02
Interest
15,828,000
15,427,000
9,916,000
Interest/NOPBT
98.95%
129.66%
119.23%