XMEXFINDEP
Market cap134mUSD
Dec 16, Last price
8.00MXN
1Q
-11.11%
Jan 2017
129.89%
Name
Financiera Independencia SAB de CV SOFOM ENR
Chart & Performance
Profile
Financiera Independencia S.A.B. de C.V. SOFOM E.N.R. operates as a microfinance company in Mexico and internationally. The company provides loans to individuals, entrepreneurs, and micro entrepreneurs. It also offers commercial loans; and call center, promotional, and marketing services, as well as other services. In addition, the company offers insurance products; and engages in the acquisition of collection rights. It operates through a network of 532 branch offices. The company was founded in 1993 and is headquartered in Mexico City, Mexico.
Valuation
Title MXN in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY | FY | FY |
---|---|---|---|---|---|---|---|---|---|---|
2023‑12 | 2022‑12 | 2021‑12 | 2020‑12 | 2019‑12 | 2018‑12 | 2017‑12 | 2016‑12 | 2015‑12 | 2014‑12 | |
Income | ||||||||||
Revenues | 4,908,124 0.77% | 4,870,703 15.64% | 4,211,965 -12.77% | |||||||
Cost of revenue | 1,790,287 | 2,587,477 | 2,703,518 | |||||||
Unusual Expense (Income) | ||||||||||
NOPBT | 3,117,837 | 2,283,226 | 1,508,447 | |||||||
NOPBT Margin | 63.52% | 46.88% | 35.81% | |||||||
Operating Taxes | 297,647 | 272,650 | 178,434 | |||||||
Tax Rate | 9.55% | 11.94% | 11.83% | |||||||
NOPAT | 2,820,190 | 2,010,576 | 1,330,013 | |||||||
Net income | 709,993 13.59% | 625,040 80.18% | 346,903 -184.07% | |||||||
Dividends | ||||||||||
Dividend yield | ||||||||||
Proceeds from repurchase of equity | (90) | (37,383) | (9,091) | |||||||
BB yield | ||||||||||
Debt | ||||||||||
Debt current | 1,708,039 | 1,620,764 | ||||||||
Long-term debt | 783,838 | 6,314,353 | 5,406,977 | |||||||
Deferred revenue | 4,545 | 5,242 | ||||||||
Other long-term liabilities | 733,943 | (6,052,970) | (5,406,977) | |||||||
Net debt | 453 | 6,814,488 | 6,225,167 | |||||||
Cash flow | ||||||||||
Cash from operating activities | (911,611) | 858,553 | (316,553) | |||||||
CAPEX | (101,402) | (103,437) | (23,921) | |||||||
Cash from investing activities | (101,402) | 30,420 | (59,306) | |||||||
Cash from financing activities | (58,369) | (249,801) | (9,091) | |||||||
FCF | 2,546,186 | 2,127,027 | 1,670,170 | |||||||
Balance | ||||||||||
Cash | 748,807 | 1,059,704 | 466,928 | |||||||
Long term investments | 34,578 | 148,200 | 335,646 | |||||||
Excess cash | 537,979 | 964,369 | 591,976 | |||||||
Stockholders' equity | 3,867,968 | 3,165,074 | 2,879,734 | |||||||
Invested Capital | 9,220,991 | 4,251,379 | 4,398,653 | |||||||
ROIC | 41.87% | 46.49% | 33.09% | |||||||
ROCE | 31.95% | 20.27% | 14.51% | |||||||
EV | ||||||||||
Common stock shares outstanding | 311,326 | 304,559 | 309,708 | |||||||
Price | ||||||||||
Market cap | ||||||||||
EV | ||||||||||
EBITDA | 3,438,401 | 2,575,261 | 1,652,302 | |||||||
EV/EBITDA | ||||||||||
Interest | 623,266 | 577,151 | 526,780 | |||||||
Interest/NOPBT | 19.99% | 25.28% | 34.92% |