XMEXBBAJIOO
Market cap2.58bUSD
Dec 20, Last price
43.42MXN
1D
2.62%
1Q
-5.81%
IPO
43.49%
Name
Banco del Bajio SA Institucion de Banca Multiple
Chart & Performance
Profile
Banco del Bajío, S.A., Institución de Banca Múltiple provides various banking products and services. It operates through two segments, Business Banking and Commercial Banking. The company offers deposit and savings products; short and long-term loans, mortgage loans, and personal loans; and automotive credit and credit cards. It also provide short and long-term financial products; syndicated financing services; investment products; credit and payroll advance services; financial factoring and leasing services; securities products; trust contract services; online banking services; foreign exchange and derivative finance services; insurance products; and point of sale terminal services. The company serves individuals, companies, corporations, governments, and small and medium enterprises, as well as agricultural and rural, and infrastructure sectors. As of December 31, 2020, it operated through a network of 308 branches and 677 ATMs in 29 Mexican States. Banco del Bajío, S.A., Institución de Banca Múltiple was incorporated in 1994 and is based in León, Mexico.
Valuation
Title MXN in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY | FY | FY |
---|---|---|---|---|---|---|---|---|---|---|
2023‑12 | 2022‑12 | 2021‑12 | 2020‑12 | 2019‑12 | 2018‑12 | 2017‑12 | 2016‑12 | 2015‑12 | 2014‑12 | |
Income | ||||||||||
Revenues | 25,990,000 33.39% | 19,484,000 38.47% | 14,071,000 3.05% | |||||||
Cost of revenue | 8,164,000 | 6,960,000 | 6,967,000 | |||||||
Unusual Expense (Income) | ||||||||||
NOPBT | 17,826,000 | 12,524,000 | 7,104,000 | |||||||
NOPBT Margin | 68.59% | 64.28% | 50.49% | |||||||
Operating Taxes | 4,054,000 | 2,417,000 | 958,000 | |||||||
Tax Rate | 22.74% | 19.30% | 13.49% | |||||||
NOPAT | 13,772,000 | 10,107,000 | 6,146,000 | |||||||
Net income | 11,013,000 36.43% | 8,072,000 67.68% | 4,814,000 40.06% | |||||||
Dividends | (6,444,000) | (9,268,000) | (2,262,000) | |||||||
Dividend yield | 9.55% | 12.69% | 5.17% | |||||||
Proceeds from repurchase of equity | (28,000) | |||||||||
BB yield | 0.06% | |||||||||
Debt | ||||||||||
Debt current | ||||||||||
Long-term debt | 48,382,000 | 40,172,000 | ||||||||
Deferred revenue | ||||||||||
Other long-term liabilities | (48,382,000) | (40,172,000) | ||||||||
Net debt | (15,464,000) | 29,699,000 | 23,038,000 | |||||||
Cash flow | ||||||||||
Cash from operating activities | 1,151,000 | 14,263,000 | (8,009,000) | |||||||
CAPEX | (1,045,000) | (468,000) | (522,000) | |||||||
Cash from investing activities | (1,408,000) | (641,000) | (611,000) | |||||||
Cash from financing activities | (6,163,000) | (4,618,000) | (2,290,000) | |||||||
FCF | 11,550,000 | 7,002,000 | 4,912,000 | |||||||
Balance | ||||||||||
Cash | 11,342,000 | 11,200,000 | 12,401,000 | |||||||
Long term investments | 4,122,000 | 7,483,000 | 4,733,000 | |||||||
Excess cash | 14,164,500 | 17,708,800 | 16,430,450 | |||||||
Stockholders' equity | 23,725,000 | 19,169,000 | 20,404,000 | |||||||
Invested Capital | 330,103,500 | 291,179,200 | 258,481,550 | |||||||
ROIC | 4.43% | 3.68% | 2.38% | |||||||
ROCE | 5.18% | 4.05% | 2.58% | |||||||
EV | ||||||||||
Common stock shares outstanding | 1,189,779 | 1,189,932 | 1,189,932 | |||||||
Price | 56.70 -7.62% | 61.38 66.79% | 36.80 34.90% | |||||||
Market cap | 67,460,445 -7.64% | 73,038,008 66.79% | 43,789,485 34.90% | |||||||
EV | 51,996,445 | 102,737,008 | 66,827,485 | |||||||
EBITDA | 18,609,000 | 13,170,000 | 7,436,000 | |||||||
EV/EBITDA | 2.79 | 7.80 | 8.99 | |||||||
Interest | 17,759,000 | 10,640,000 | 7,038,000 | |||||||
Interest/NOPBT | 99.62% | 84.96% | 99.07% |