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XMADUNI
Market cap3.25bUSD
Dec 20, Last price  
1.25EUR
1D
0.00%
1Q
6.84%
IPO
2.46%
Name

Unicaja Banco SA

Chart & Performance

D1W1MN
XMAD:UNI chart
P/E
11.66
P/S
1.55
EPS
0.11
Div Yield, %
4.13%
Shrs. gr., 5y
10.57%
Rev. gr., 5y
12.70%
Revenues
1.98b
+12.66%
983,268,000765,222,000721,496,0001,075,210,0001,438,238,0001,699,444,0001,219,304,0001,093,251,0001,105,221,0001,082,737,0001,033,204,0001,247,682,0001,754,926,0001,977,103,000
Net income
267m
-3.92%
149,420,000105,815,000-577,253,00071,410,000474,521,000186,661,000142,117,000142,375,000152,550,000172,281,00077,831,0001,113,202,000277,576,000266,703,000
CFO
2.83b
P
-362,327,0003,427,284,0005,026,022,000-639,685,000-2,700,354,000-4,986,449,0004,346,591,0001,118,667,000464,777,000-222,763,0002,027,910,00013,958,602,000-17,346,351,0002,834,016,000
Dividend
Apr 17, 20240.0499 EUR/sh
Earnings
Feb 04, 2025

Profile

Unicaja Banco, S.A. provides various banking products and services to individuals and companies in Spain and internationally. It offers accounts, payments, and debit and credit cards; mortgages and personal loans; deposit products, stock exchange, pension plans, investment funds and portfolios, and savings insurance policies; and life, home, car, accident, health, and agricultural insurance, as well as SME and retail damage, and corporate liability insurance products. The company also provides cash management, short term and long-term financing, and investment services, as well as remote and mobile banking services. In addition, it engages in the property development and renewable energies activities; and invests in assets, securities, and financial companies. As of December 31, 2021, it had a network of 1,368 branches in Spain and 1 correspondent office in the United Kingdom. Unicaja Banco, S.A. was founded in 1991 and is headquartered in Málaga, Spain.
IPO date
Jun 30, 2017
Employees
8,063
Domiciled in
ES
Incorporated in
ES

Valuation

Title
EUR in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFYFY
2023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑122014‑12
Income
Revenues
1,977,103
12.66%
1,754,926
40.65%
1,247,682
20.76%
Cost of revenue
109,601
123,318
92,048
Unusual Expense (Income)
NOPBT
1,867,502
1,631,608
1,155,634
NOPBT Margin
94.46%
92.97%
92.62%
Operating Taxes
104,037
101,540
(91,765)
Tax Rate
5.57%
6.22%
NOPAT
1,763,465
1,530,068
1,247,399
Net income
266,703
-3.92%
277,576
-75.07%
1,113,202
1,330.28%
Dividends
(128,576)
(67,338)
(16,909)
Dividend yield
5.44%
2.46%
0.96%
Proceeds from repurchase of equity
(2,558)
3,211
499,960
BB yield
0.11%
-0.12%
-28.29%
Debt
Debt current
21,843
4,752,805
Long-term debt
43,401
4,546,688
3,133,153
Deferred revenue
(329,644)
2,709,073
Other long-term liabilities
31,131,922
(4,324,280)
(3,078,510)
Net debt
(39,656,641)
(30,602,895)
(41,634,710)
Cash flow
Cash from operating activities
2,834,016
(17,346,351)
13,958,602
CAPEX
(68,744)
(64,797)
(31,531)
Cash from investing activities
375,223
343,377
195,288
Cash from financing activities
168,967
367,297
476,424
FCF
40,635,373
28,707,645
(15,575,120)
Balance
Cash
10,331,000
4,662,000
21,297,503
Long term investments
29,369,042
30,509,426
28,223,165
Excess cash
39,601,187
35,083,680
49,458,284
Stockholders' equity
5,439,402
4,821,616
4,682,196
Invested Capital
33,171,760
93,683,484
115,025,224
ROIC
2.78%
1.47%
1.38%
ROCE
4.84%
1.65%
0.96%
EV
Common stock shares outstanding
2,655,118
2,653,106
2,033,709
Price
0.89
-13.68%
1.03
18.64%
0.87
21.54%
Market cap
2,363,055
-13.61%
2,735,352
54.78%
1,767,293
56.15%
EV
(37,291,155)
(27,867,098)
(39,866,991)
EBITDA
1,958,004
1,722,008
1,224,556
EV/EBITDA
Interest
992,674
201,597
122,004
Interest/NOPBT
53.16%
12.36%
10.56%