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XMAD
UNI
Market cap4.20bUSD
Apr 09, Last price  
1.49EUR
1D
-1.32%
1Q
11.19%
IPO
22.13%
Name

Unicaja Banco SA

Chart & Performance

D1W1MN
P/E
6.68
P/S
1.78
EPS
0.22
Div Yield, %
3.35%
Shrs. gr., 5y
9.87%
Rev. gr., 5y
14.68%
Revenues
2.15b
+8.61%
983,268,000765,222,000721,496,0001,075,210,0001,438,238,0001,699,444,0001,219,304,0001,093,251,0001,105,221,0001,082,737,0001,033,204,0001,247,682,0001,754,926,0001,977,103,0002,147,400,000
Net income
573m
+114.97%
149,420,000105,815,000-577,253,00071,410,000474,521,000186,661,000142,117,000142,375,000152,550,000172,281,00077,831,0001,113,202,000277,576,000266,703,000573,334,000
CFO
-356m
L
-362,327,0003,427,284,0005,026,022,000-639,685,000-2,700,354,000-4,986,449,0004,346,591,0001,118,667,000464,777,000-222,763,0002,027,910,00013,958,602,000-17,346,351,0002,834,016,000-355,531,000
Dividend
Apr 17, 20240.0499 EUR/sh
Earnings
Apr 28, 2025

Profile

Unicaja Banco, S.A. provides various banking products and services to individuals and companies in Spain and internationally. It offers accounts, payments, and debit and credit cards; mortgages and personal loans; deposit products, stock exchange, pension plans, investment funds and portfolios, and savings insurance policies; and life, home, car, accident, health, and agricultural insurance, as well as SME and retail damage, and corporate liability insurance products. The company also provides cash management, short term and long-term financing, and investment services, as well as remote and mobile banking services. In addition, it engages in the property development and renewable energies activities; and invests in assets, securities, and financial companies. As of December 31, 2021, it had a network of 1,368 branches in Spain and 1 correspondent office in the United Kingdom. Unicaja Banco, S.A. was founded in 1991 and is headquartered in Málaga, Spain.
URL
https://www.unicajabanco.es/
IPO date
Jun 30, 2017
Employees
8,063
Domiciled in
ES
Incorporated in
ES

Valuation

Title
EUR in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFYFY
2024‑122023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑12
Income
Revenues
2,147,400
8.61%
1,977,103
12.66%
1,754,926
40.65%
Cost of revenue
268,000
109,601
123,318
Unusual Expense (Income)
NOPBT
1,879,400
1,867,502
1,631,608
NOPBT Margin
87.52%
94.46%
92.97%
Operating Taxes
243,000
104,037
101,540
Tax Rate
12.93%
5.57%
6.22%
NOPAT
1,636,400
1,763,465
1,530,068
Net income
573,334
114.97%
266,703
-3.92%
277,576
-75.07%
Dividends
(286,157)
(128,576)
(67,338)
Dividend yield
8.77%
5.44%
2.46%
Proceeds from repurchase of equity
(99,702)
(2,558)
3,211
BB yield
3.06%
0.11%
-0.12%
Debt
Debt current
21,843
Long-term debt
43,401
4,546,688
Deferred revenue
(329,644)
Other long-term liabilities
31,131,922
(4,324,280)
Net debt
(42,809,000)
(39,656,641)
(30,602,895)
Cash flow
Cash from operating activities
(355,531)
2,834,016
(17,346,351)
CAPEX
(17,808)
(68,744)
(64,797)
Cash from investing activities
234,084
375,223
343,377
Cash from financing activities
(416,809)
168,967
367,297
FCF
(37,598,145)
40,635,373
28,707,645
Balance
Cash
12,391,000
10,331,000
4,662,000
Long term investments
30,418,000
29,369,042
30,509,426
Excess cash
42,701,630
39,601,187
35,083,680
Stockholders' equity
5,041,620
5,439,402
4,821,616
Invested Capital
92,323,809
33,171,760
93,683,484
ROIC
2.61%
2.78%
1.47%
ROCE
1.93%
4.84%
1.65%
EV
Common stock shares outstanding
2,569,158
2,655,118
2,653,106
Price
1.27
42.70%
0.89
-13.68%
1.03
18.64%
Market cap
3,262,830
38.08%
2,363,055
-13.61%
2,735,352
54.78%
EV
(39,546,170)
(37,291,155)
(27,867,098)
EBITDA
1,966,250
1,958,004
1,722,008
EV/EBITDA
Interest
1,155,000
992,674
201,597
Interest/NOPBT
61.46%
53.16%
12.36%