Grupo Catalana Occidente SA

Chart & Performance

D1W1MN

P/E

8.94

P/S

2.29

EPS

5.39

Div Yield, %

2.30%

Shrs. gr., 5y

0.02%

Rev. gr., 5y

-9.77%

Revenues

2.49b

+10.43%

Net income

636m

+9.62%

CFO

-100.00%

Dividend

Oct 07, 20240.16767 EUR/sh

Earnings

Apr 23, 2025

Profile

Grupo Catalana Occidente, S.A., together with its subsidiaries, provides insurance products and services worldwide. The company operates through Traditional Business and Credit Insurance Business segments. The company offers multi-risk products and services related to family home, stores, retail, blocks of flats, offices, and SMEs; life insurance products, such as risk, savings, pension plans, and investment funds, as well as funeral and health insurance; machinery breakdown; electrical equipment; and motor insurance. It also provides other insurance products, such as industrial products, accidents, transport, and third-party and civil liability; and credit and surety insurance, as well as reinsurance. In addition, the company is also involved in the real estate development business; and stock broking business. It markets its products primarily under the Seguros Catalana Occidente, Plus Ultra Seguros, Seguros Bilbao, NorteHispana Seguros, Crédito y Caución, Atradius, and Atradius Re brands. The company was formerly known as Catalana Occidente, Sociedad Anónima de Seguros y Reaseguros and changed its name to Grupo Catalana Occidente, S.A. in 2001. The company was incorporated in 1864 and is headquartered in Madrid, Spain. Grupo Catalana Occidente, S.A. is a subsidiary of INOC, S.A.

URL

https://www.grupocatalanaoccidente.com/

IPO date

Dec 04, 1990

Employees

7,151

Domiciled in

Incorporated in

Valuation

Order:

Title EUR in thousands, except ratios and share amounts	FY	FY	FY	FY	FY	FY	FY	FY	FY	FY
Title EUR in thousands, except ratios and share amounts	2024‑12	2023‑12	2022‑12	2021‑12	2020‑12	2019‑12	2018‑12	2017‑12	2016‑12	2015‑12
Income
Revenues	2,486,118 10.43%	2,251,344 -49.91%	4,494,451 -1.35%
Cost of revenue		951,960	7,864
Unusual Expense (Income)
NOPBT	2,486,118	1,299,384	4,486,587
NOPBT Margin	100.00%	57.72%	99.83%
Operating Taxes	225,210	197,603	154,627
Tax Rate	9.06%	15.21%	3.45%
NOPAT	2,260,908	1,101,781	4,331,960
Net income	636,449 9.62%	580,598 22.75%	472,976 10.71%
Dividends	(137,592)	(126,636)	(116,568)
Dividend yield	3.25%	3.47%	3.34%
Proceeds from repurchase of equity			475
BB yield			-0.01%
Debt
Debt current
Long-term debt	850,796	697,421	448,329
Deferred revenue		701,374
Other long-term liabilities	(1,354,804)	9,504,677	(222,514)
Net debt	(22,920,104)	(11,708,789)	(13,852,080)
Cash flow
Cash from operating activities		428,091	486,568
CAPEX	(214,280)	(62,150)	(35,157)
Cash from investing activities	(659,432)	(882,785)	(12,158)
Cash from financing activities	(56,013)	(308,002)	(125,991)
FCF	2,129,141	5,563,201	3,518,994
Balance
Cash	11,522,941	1,373,741	5,287,266
Long term investments	12,247,959	11,032,469	9,013,143
Excess cash	23,646,594	12,293,643	14,075,686
Stockholders' equity	1,210,596	5,637,543	4,647,475
Invested Capital	17,234,666	10,520,589	12,919,510
ROIC	16.29%	9.40%	33.91%
ROCE	12.92%	7.72%	25.10%
EV
Common stock shares outstanding	118,023	118,023	118,006
Price	35.90 16.18%	30.90 4.57%	29.55 -1.50%
Market cap	4,237,016 16.18%	3,646,911 4.58%	3,487,077 -1.47%
EV	(18,144,941)	(7,548,714)	(9,964,795)
EBITDA	2,486,118	1,299,384	4,564,578
EV/EBITDA
Interest	292,433
Interest/NOPBT	11.76%