Grupo Catalana Occidente SA

Chart & Performance

D1W1MN

P/E

7.37

P/S

0.76

EPS

4.92

Div Yield, %

2.96%

Shrs. gr., 5y

0.03%

Rev. gr., 5y

7.90%

Revenues

2.25b

-49.91%

Net income

581m

+22.75%

CFO

428m

-12.02%

Dividend

Oct 07, 20240.16767 EUR/sh

Earnings

Feb 26, 2025

Profile

Grupo Catalana Occidente, S.A., together with its subsidiaries, provides insurance products and services worldwide. The company operates through Traditional Business and Credit Insurance Business segments. The company offers multi-risk products and services related to family home, stores, retail, blocks of flats, offices, and SMEs; life insurance products, such as risk, savings, pension plans, and investment funds, as well as funeral and health insurance; machinery breakdown; electrical equipment; and motor insurance. It also provides other insurance products, such as industrial products, accidents, transport, and third-party and civil liability; and credit and surety insurance, as well as reinsurance. In addition, the company is also involved in the real estate development business; and stock broking business. It markets its products primarily under the Seguros Catalana Occidente, Plus Ultra Seguros, Seguros Bilbao, NorteHispana Seguros, Crédito y Caución, Atradius, and Atradius Re brands. The company was formerly known as Catalana Occidente, Sociedad Anónima de Seguros y Reaseguros and changed its name to Grupo Catalana Occidente, S.A. in 2001. The company was incorporated in 1864 and is headquartered in Madrid, Spain. Grupo Catalana Occidente, S.A. is a subsidiary of INOC, S.A.

URL

https://www.grupocatalanaoccidente.com/

IPO date

Dec 04, 1990

Employees

7,151

Domiciled in

Incorporated in

Valuation

Order:

Title EUR in thousands, except ratios and share amounts	FY	FY	FY	FY	FY	FY	FY	FY	FY	FY
Title EUR in thousands, except ratios and share amounts	2023‑12	2022‑12	2021‑12	2020‑12	2019‑12	2018‑12	2017‑12	2016‑12	2015‑12	2014‑12
Income
Revenues	2,251,344 -49.91%	4,494,451 -1.35%	4,555,953 19.22%
Cost of revenue	951,960	7,864	568,652
Unusual Expense (Income)
NOPBT	1,299,384	4,486,587	3,987,301
NOPBT Margin	57.72%	99.83%	87.52%
Operating Taxes	197,603	154,627	139,051
Tax Rate	15.21%	3.45%	3.49%
NOPAT	1,101,781	4,331,960	3,848,250
Net income	580,598 22.75%	472,976 10.71%	427,227 62.86%
Dividends	(126,636)	(116,568)	(107,748)
Dividend yield	3.47%	3.34%	3.04%
Proceeds from repurchase of equity		475	(13,625)
BB yield		-0.01%	0.38%
Debt
Debt current
Long-term debt	697,421	448,329	449,192
Deferred revenue	701,374
Other long-term liabilities	9,504,677	(222,514)	(831,278)
Net debt	(11,708,789)	(13,852,080)	(14,348,403)
Cash flow
Cash from operating activities	428,091	486,568	548,939
CAPEX	(62,150)	(35,157)	(79,607)
Cash from investing activities	(882,785)	(12,158)	(139,317)
Cash from financing activities	(308,002)	(125,991)	(159,394)
FCF	5,563,201	3,518,994	3,402,493
Balance
Cash	1,373,741	5,287,266	4,920,618
Long term investments	11,032,469	9,013,143	9,876,977
Excess cash	12,293,643	14,075,686	14,569,797
Stockholders' equity	5,637,543	4,647,475	5,086,258
Invested Capital	10,520,589	12,919,510	12,630,813
ROIC	9.40%	33.91%	30.77%
ROCE	7.72%	25.10%	21.88%
EV
Common stock shares outstanding	118,023	118,006	117,973
Price	30.90 4.57%	29.55 -1.50%	30.00 2.92%
Market cap	3,646,911 4.58%	3,487,077 -1.47%	3,539,190 2.95%
EV	(7,548,714)	(9,964,795)	(10,413,007)
EBITDA	1,299,384	4,564,578	4,028,793
EV/EBITDA
Interest
Interest/NOPBT