XLONZAIM
Market cap2mUSD
Dec 01, Last price
4.50GBP
Name
Zaim Credit Systems PLC
Chart & Performance
P/E
—
P/S
4,123.56
EPS
—
Div Yield, %
0.00%
Shrs. gr., 5y
—
Rev. gr., 5y
-18.85%
Revenues
56k
-99.49%
Net income
-11m
L
CFO
-176k
L-44.56%
Profile
Zaim Credit Systems Plc operates as a microcredit company in Russia. The company provides loans of up to 30,000 Russian Roubles to individuals and companies. It operates through a network of approximately 95 sites located primarily in Moscow, as well as other urban areas of Western Russia, including St. Petersburg and Volgograd. The company was formerly known as Agana Holdings Plc and changed its name to Zaim Credit Systems Plc in July 2019. The company was founded in 2011 and is headquartered in Moscow, Russia. Zaim Credit Systems Plc is a subsidiary of Zaim SA.
IPO date
Nov 04, 2019
Employees
128
Domiciled in
GB
Incorporated in
GB
Valuation
Title GBP in thousands, except ratios and share amounts | FY | FY | FY | FY | FY |
|---|---|---|---|---|---|
| 2022‑12 | 2021‑12 | 2020‑12 | 2019‑12 | 2018‑12 | |
| Income | |||||
Revenues | 56 -99.49% | 10,951 136.06% | |||
Cost of revenue | 404 | 1,152 | |||
Unusual Expense (Income) | |||||
NOPBT | 56 | 9,798 | |||
NOPBT Margin | 99.28% | 89.48% | |||
Operating Taxes | (482) | 119 | |||
Tax Rate | 1.21% | ||||
NOPAT | 538 | 9,679 | |||
Net income | (10,922) -1,699.90% | 683 -211.09% | |||
Dividends | |||||
Dividend yield | |||||
Proceeds from repurchase of equity | 1,000 | ||||
BB yield | |||||
| Debt | |||||
Debt current | |||||
Long-term debt | 1,838 | ||||
Deferred revenue | |||||
Other long-term liabilities | 374 | (1,838) | |||
Net debt | (35) | (10,074) | |||
| Cash flow | |||||
Cash from operating activities | (176) | (318) | |||
CAPEX | (47) | ||||
Cash from investing activities | (301) | ||||
Cash from financing activities | 1,455 | ||||
FCF | 1,110 | 9,826 | |||
| Balance | |||||
Cash | 35 | 1,474 | |||
Long term investments | 10,438 | ||||
Excess cash | 33 | 11,365 | |||
Stockholders' equity | (7,094) | (27,500) | |||
Invested Capital | 7,130 | 32,692 | |||
ROIC | 2.70% | 30.28% | |||
ROCE | 156.85% | 188.71% | |||
| EV | |||||
Common stock shares outstanding | 4,620 | 4,620 | |||
Price | |||||
Market cap | |||||
EV | |||||
EBITDA | 56 | 10,018 | |||
EV/EBITDA | |||||
Interest | 170 | ||||
Interest/NOPBT | 1.73% | ||||