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XLON
TBCG
Market cap3.64bUSD
Jul 22, Last price  
4,790.00GBP
1D
-1.44%
1Q
6.44%
Jan 2017
229.89%
IPO
325.78%
Name

TBC Bank Group PLC

Chart & Performance

D1W1MN
P/E
766.18
P/S
374.82
EPS
22.84
Div Yield, %
4.19%
Shrs. gr., 5y
0.02%
Rev. gr., 5y
18.17%
Revenues
2.62b
+19.54%
297,733,000378,037,000456,742,000573,436,000677,202,000847,637,0001,080,360,0001,138,912,0001,173,589,0001,481,503,0002,126,479,0002,195,794,0002,624,780,000
Net income
1.28b
+14.22%
96,519,000124,270,000157,451,000218,697,000299,146,000354,410,000435,078,000537,895,000317,752,000800,782,000995,206,0001,124,180,0001,284,051,000
CFO
-3.52b
L
-360,453,00075,690,000-133,184,00066,027,00063,101,000162,370,000-76,048,000-1,157,932,000503,967,0001,046,472,0003,502,475,000472,573,000-3,523,745,000
Dividend
Aug 14, 20250.41102 GBP/sh

Profile

TBC Bank Group PLC, through its subsidiaries, provides banking, leasing, brokerage, and card processing services to corporate and individual customers in Georgia, Azerbaijan, and Uzbekistan. The company operates through Retail; Corporate; and Micro, Small and Medium Enterprises segments. It offers various current/settlement accounts, and term deposits; mortgage, consumer, retail, and corporate loans, as well as loans for micro, small, and medium enterprises; credit cards, credit lines, letters of credit, and guarantees; and money transfer and currency exchange services. The company also provides motor, life and personal accident, property, health, and other insurance products; investment, brokerage, and corporate finance solutions; and card processing, leasing, PR and marketing, real estate management, asset management, food and beverage, risk monitoring, education, computer and software, e-commerce, and postal services, as well as internet and mobile banking services. The company operates through a network of 147 branches; 1,600 automated teller machines; 26,000 active merchant terminals; and 4,200 self-service terminals. TBC Bank Group PLC was founded in 1992 and is based in Tbilisi, Georgia.
URL
https://tbcbankgroup.com/
IPO date
Aug 10, 2016
Employees
10,679
Domiciled in
GB
Incorporated in
GB

Valuation

Title
GEL in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFYFY
2024‑122023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑12
Income
Revenues
2,624,780
19.54%
2,195,794
3.26%
2,126,479
43.54%
Cost of revenue
304,148
(35,555)
258,192
Unusual Expense (Income)
NOPBT
2,320,632
2,231,349
1,868,287
NOPBT Margin
88.41%
101.62%
87.86%
Operating Taxes
236,454
193,858
243,205
Tax Rate
10.19%
8.69%
13.02%
NOPAT
2,084,178
2,037,491
1,625,082
Net income
1,284,051
14.22%
1,124,180
12.96%
995,206
24.28%
Dividends
(275,015)
(279,251)
(238,975)
Dividend yield
15.98%
18.06%
18.89%
Proceeds from repurchase of equity
(70,657)
(58,991)
(65,114)
BB yield
4.10%
3.82%
5.15%
Debt
Debt current
Long-term debt
9,097,015
2,036,491
Deferred revenue
Other long-term liabilities
25,147,267
(1,963,407)
Net debt
6,049,614
(7,411,616)
(7,116,167)
Cash flow
Cash from operating activities
(3,523,745)
472,573
3,502,475
CAPEX
(340,238)
(263,239)
(226,395)
Cash from investing activities
(2,352,063)
(617,413)
(1,404,343)
Cash from financing activities
5,081,316
82,741
434,770
FCF
2,043,434
2,141,233
1,382,121
Balance
Cash
3,047,401
3,764,087
5,952,652
Long term investments
3,647,529
3,200,006
Excess cash
2,916,162
7,301,826
9,046,334
Stockholders' equity
5,394,903
4,571,639
3,833,221
Invested Capital
37,244,304
28,393,188
25,197,308
ROIC
6.35%
7.60%
7.00%
ROCE
5.78%
6.77%
6.44%
EV
Common stock shares outstanding
55,170
54,631
55,723
Price
31.20
10.25%
28.30
24.67%
22.70
37.58%
Market cap
1,721,296
11.33%
1,546,055
22.23%
1,264,923
37.23%
EV
7,954,419
(5,729,108)
(5,660,663)
EBITDA
2,465,631
2,231,349
1,969,484
EV/EBITDA
3.23
Interest
1,863,577
1,395,269
1,040,786
Interest/NOPBT
80.30%
62.53%
55.71%