XLONJUST
Market cap2.09bUSD
Dec 24, Last price
161.80GBP
1D
-0.74%
1Q
13.12%
Jan 2017
7.29%
IPO
-18.68%
Name
Just Group PLC
Chart & Performance
Profile
Just Group plc provides various financial services in the retirement income market in the United Kingdom. It offers de-risking solutions, guaranteed income for life, secure lifetime income, care plans, lifetime mortgages, and protection products. The company also provides professional services, including regulated financial advice and guidance services; and a range of business services, such as consultancy and software development, and outsourced customer service delivery and marketing services. In addition, it engages in the writing of insurance products for distribution to the at- or in-retirement market, which is undertaken through the activities of the life company; and provision of licensed software to financial advisers, banks, building societies, life assurance companies, and pension trustees. Further, the company provides lifetime mortgages through advice and intermediary services. It offers its products and services to trustees and scheme sponsors, individuals, homeowners, and other corporate clients. The company was formerly known as JRP Group plc and changed its name to Just Group plc in May 2017. Just Group plc was founded in 2004 and is based in Reigate, the United Kingdom.
Valuation
Title GBP in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY | FY | FY |
---|---|---|---|---|---|---|---|---|---|---|
2023‑12 | 2022‑12 | 2021‑12 | 2020‑12 | 2019‑12 | 2018‑12 | 2017‑12 | 2016‑12 | 2016‑06 | 2015‑06 | |
Income | ||||||||||
Revenues | 3,143,000 -16.00% | 3,741,600 16.07% | 3,223,700 -7.41% | |||||||
Cost of revenue | 2,475,000 | 5,900 | ||||||||
Unusual Expense (Income) | ||||||||||
NOPBT | 668,000 | 3,735,700 | 3,223,700 | |||||||
NOPBT Margin | 21.25% | 99.84% | 100.00% | |||||||
Operating Taxes | 43,000 | (85,700) | (5,600) | |||||||
Tax Rate | 6.44% | |||||||||
NOPAT | 625,000 | 3,821,400 | 3,229,300 | |||||||
Net income | 129,000 -152.72% | (244,700) 591.24% | (35,400) -118.29% | |||||||
Dividends | (19,000) | (15,000) | (25,200) | |||||||
Dividend yield | 2.11% | 1.78% | 2.92% | |||||||
Proceeds from repurchase of equity | (2,900) | (28,600) | ||||||||
BB yield | 0.34% | 3.31% | ||||||||
Debt | ||||||||||
Debt current | 1,100 | 3,000 | ||||||||
Long-term debt | 704,000 | 706,800 | 775,200 | |||||||
Deferred revenue | 20,962,400 | |||||||||
Other long-term liabilities | 29,949,000 | 21,020,000 | 892,100 | |||||||
Net debt | (19,143,000) | (5,501,400) | (3,097,100) | |||||||
Cash flow | ||||||||||
Cash from operating activities | 93,000 | 145,200 | (668,700) | |||||||
CAPEX | (3,000) | (8,100) | (7,300) | |||||||
Cash from investing activities | (2,000) | (202,300) | (77,900) | |||||||
Cash from financing activities | (110,000) | (111,900) | (57,500) | |||||||
FCF | (370,000) | 3,183,400 | 4,173,100 | |||||||
Balance | ||||||||||
Cash | 1,252,000 | 1,656,400 | 1,820,700 | |||||||
Long term investments | 18,595,000 | 4,552,900 | 2,054,600 | |||||||
Excess cash | 19,689,850 | 6,022,220 | 3,714,115 | |||||||
Stockholders' equity | 1,108,000 | 2,093,300 | 2,349,700 | |||||||
Invested Capital | 30,129,000 | 21,804,900 | 22,722,100 | |||||||
ROIC | 2.41% | 17.16% | 14.41% | |||||||
ROCE | 2.14% | 15.63% | 12.86% | |||||||
EV | ||||||||||
Common stock shares outstanding | 1,049,000 | 1,032,000 | 1,033,700 | |||||||
Price | 0.86 5.27% | 0.82 -2.39% | 0.84 19.60% | |||||||
Market cap | 901,091 7.00% | 842,112 -2.55% | 864,173 18.67% | |||||||
EV | (18,243,909) | (4,661,788) | (2,234,827) | |||||||
EBITDA | 673,000 | 3,759,500 | 3,248,300 | |||||||
EV/EBITDA | ||||||||||
Interest | 122,000 | 132,700 | 136,800 | |||||||
Interest/NOPBT | 18.26% | 3.55% | 4.24% |