XLONFNTL
Market cap347mUSD
Dec 23, Last price
266.00GBP
1D
-0.37%
1Q
-2.92%
IPO
67.30%
Name
Fintel PLC
Chart & Performance
P/E
3,903.57
P/S
427.05
EPS
0.07
Div Yield, %
0.01%
Shrs. gr., 5y
7.59%
Rev. gr., 5y
5.07%
Revenues
65m
-2.41%
Net income
7m
-27.55%
CFO
13m
-19.87%
Dividend
Sep 26, 20241.2 GBP/sh
Earnings
Mar 17, 2025
Profile
Fintel Plc provides intermediary services and distribution channels to the retail financial services sector in the United Kingdom. It operates through three segments: Intermediary Services, Distribution Channels, and Fintech & Research. The Intermediary Services segment provides compliance and regulation services to individual financial intermediary member firms, including directly authorized IFAs, directly authorized mortgage advisers, workplace consultants, and directly authorized wealth managers. The Distribution Channels segment offers marketing and promotion, product paneling, and co-manufacturing services to financial institutions, as well as undertakes survey paneling and surveying works for mortgage lenders. The Fintech & Research segment operates a Fintech platform for approximately 8,000 users, across 3,300 firms, and provides independent ratings of 21,000 financial products and funds, as well as licensed by 250 brands. It also offers market insights and analysis, product design and compliance, and targeted distribution services to product providers; product research and comparison, financial planning and advice technology, and centralized data and workflow services to intermediaries; and product education, comparison, and rating services to consumers. The company was formerly known as The SimplyBiz Group plc and changed its name to Fintel Plc in March 2021. Fintel Plc was founded in 2002 and is based in Huddersfield, the United Kingdom.
Valuation
Title GBP in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY | FY |
|---|---|---|---|---|---|---|---|---|---|
| 2023‑12 | 2022‑12 | 2021‑12 | 2020‑12 | 2019‑12 | 2018‑12 | 2017‑12 | 2016‑12 | 2015‑12 | |
| Income | |||||||||
Revenues | 64,900 -2.41% | 66,500 4.07% | 63,900 4.75% | ||||||
Cost of revenue | 50,000 | 52,900 | 51,100 | ||||||
Unusual Expense (Income) | |||||||||
NOPBT | 14,900 | 13,600 | 12,800 | ||||||
NOPBT Margin | 22.96% | 20.45% | 20.03% | ||||||
Operating Taxes | 2,200 | 2,300 | 4,300 | ||||||
Tax Rate | 14.77% | 16.91% | 33.59% | ||||||
NOPAT | 12,700 | 11,300 | 8,500 | ||||||
Net income | 7,100 -27.55% | 9,800 -36.36% | 15,400 90.12% | ||||||
Dividends | (3,500) | (3,300) | (3,800) | ||||||
Dividend yield | 1.33% | 1.53% | 1.68% | ||||||
Proceeds from repurchase of equity | 200 | 1,200 | 800 | ||||||
BB yield | -0.08% | -0.56% | -0.35% | ||||||
| Debt | |||||||||
Debt current | 400 | 400 | 400 | ||||||
Long-term debt | 14,100 | 4,000 | 13,600 | ||||||
Deferred revenue | 1 | (5,400) | 6,800 | ||||||
Other long-term liabilities | 5,100 | 5,400 | (6,800) | ||||||
Net debt | 600 | (9,600) | 2,000 | ||||||
| Cash flow | |||||||||
Cash from operating activities | 12,500 | 15,600 | 17,100 | ||||||
CAPEX | (4,800) | (1,900) | (1,800) | ||||||
Cash from investing activities | (18,800) | (1,900) | 9,300 | ||||||
Cash from financing activities | 6,200 | (10,300) | (27,300) | ||||||
FCF | 12,700 | 12,800 | 10,085 | ||||||
| Balance | |||||||||
Cash | 12,700 | 12,800 | 9,400 | ||||||
Long term investments | 1,200 | 1,200 | 2,600 | ||||||
Excess cash | 10,655 | 10,675 | 8,805 | ||||||
Stockholders' equity | 35,900 | 84,900 | 76,800 | ||||||
Invested Capital | 109,945 | 87,325 | 88,095 | ||||||
ROIC | 12.88% | 12.88% | 8.94% | ||||||
ROCE | 11.80% | 13.15% | 12.51% | ||||||
| EV | |||||||||
Common stock shares outstanding | 104,308 | 103,976 | 98,679 | ||||||
Price | 2.52 21.20% | 2.08 -9.39% | 2.29 27.05% | ||||||
Market cap | 262,336 21.59% | 215,749 -4.53% | 225,976 28.44% | ||||||
EV | 263,236 | 206,649 | 228,276 | ||||||
EBITDA | 19,200 | 17,400 | 17,200 | ||||||
EV/EBITDA | 13.71 | 11.88 | 13.27 | ||||||
Interest | 800 | 400 | 700 | ||||||
Interest/NOPBT | 5.37% | 2.94% | 5.47% | ||||||