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XLONBGEO
Market cap2.57bUSD
Dec 24, Last price  
4,700.00GBP
1D
-1.50%
1Q
19.74%
Jan 2017
54.49%
IPO
311.61%
Name

Bank of Georgia Group PLC

Chart & Performance

D1W1MN
XLON:BGEO chart
P/E
471.98
P/S
270.81
EPS
31.33
Div Yield, %
0.19%
Shrs. gr., 5y
-0.78%
Rev. gr., 5y
18.67%
Revenues
2.42b
+1.32%
0113,832,000244,613,000363,278,000330,301,000346,633,000441,219,000498,255,000630,114,000671,999,000917,208,0001,051,260,0001,076,547,0001,030,439,0001,110,270,0001,090,659,0001,365,677,0002,393,112,0002,424,790,000
Net income
1.39b
-3.35%
13,838,34726,983,00072,484,0003,897,000-91,370,00083,640,000132,531,000174,437,000201,490,000232,509,000303,694,000398,538,000437,615,000468,996,000497,664,000293,584,000723,806,0001,439,507,0001,391,277,000
CFO
1.27b
-73.36%
09,714,000379,215,000-164,922,000193,916,000309,339,000208,047,000265,395,000460,100,000-18,455,000901,923,0001,133,559,000937,187,000599,612,000703,669,0001,059,638,000-37,080,0004,761,452,0001,268,362,000
Dividend
Sep 26, 202492.908 GBP/sh
Earnings
Mar 12, 2025

Profile

Bank of Georgia Group PLC, through its subsidiaries, provides various banking products and services in Georgia. It operates through three segments: Retail Banking, Corporate and Investment Banking, and BNB. The Retail Banking segment offers consumer loans, mortgage loans, overdrafts, credit cards, and other credit facilities; funds transfer and settlement services; and customers' deposits for individuals and legal entities under the Express, Bank of Georgia, MSME, and SOLO brands. It primarily serves retail, and mass retail and affluent segments, as well as small and medium enterprises, and micro businesses. The Corporate Investment Banking segment provides loans and other credit facilities, funds transfers and settlement services, trade finance services, and documentary operations support services; and handles saving and term deposits for corporate and institutional customers. This segment also offers private banking services to high net worth clients; and brokerage services. The BNB segment provides retail and corporate banking services to clients in Belarus. As of December 31, 2021, the company operated 211 retail branches, 989 automated teller machines, and 3,134 Express Pay terminals. Bank of Georgia Group PLC was incorporated in 2017 and is headquartered in London, the United Kingdom.
URL
https://bankofgeorgiagroup.com/
IPO date
Feb 28, 2012
Employees
8,826
Domiciled in
GB
Incorporated in
GB

Valuation

Title
GEL in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFYFY
2023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑122014‑12
Income
Revenues
2,424,790
1.32%
2,393,112
75.23%
1,365,677
25.22%
Cost of revenue
212,806
205,153
156,596
Unusual Expense (Income)
NOPBT
2,211,984
2,187,959
1,209,081
NOPBT Margin
91.22%
91.43%
88.53%
Operating Taxes
258,971
190,651
74,824
Tax Rate
11.71%
8.71%
6.19%
NOPAT
1,953,013
1,997,308
1,134,257
Net income
1,391,277
-3.35%
1,439,507
98.88%
723,806
146.54%
Dividends
(398,156)
(196,948)
(71,985)
Dividend yield
21.90%
15.90%
8.87%
Proceeds from repurchase of equity
(278,183)
(180,981)
(79,719)
BB yield
15.30%
14.61%
9.83%
Debt
Debt current
Long-term debt
6,027,091
5,924,792
Deferred revenue
Other long-term liabilities
23,862,550
(5,991,924)
(5,924,792)
Net debt
(8,265,351)
(4,340,509)
(122,824)
Cash flow
Cash from operating activities
1,268,362
4,761,452
(37,080)
CAPEX
(155,370)
(121,666)
(97,575)
Cash from investing activities
(858,375)
(1,832,673)
(57,345)
Cash from financing activities
(881,544)
(904,564)
(256,753)
FCF
2,029,214
1,545,750
1,145,062
Balance
Cash
3,101,824
6,017,871
3,451,952
Long term investments
5,163,527
4,349,729
2,595,664
Excess cash
8,144,112
10,247,944
5,979,332
Stockholders' equity
4,555,234
3,855,320
2,603,963
Invested Capital
27,202,324
24,947,047
20,715,245
ROIC
7.49%
8.75%
5.58%
ROCE
6.97%
7.60%
5.18%
EV
Common stock shares outstanding
45,728
47,543
48,643
Price
39.75
52.59%
26.05
56.18%
16.68
36.72%
Market cap
1,817,678
46.76%
1,238,508
52.65%
811,358
39.78%
EV
(6,426,222)
(3,084,752)
705,639
EBITDA
2,211,984
2,299,048
1,278,439
EV/EBITDA
0.55
Interest
1,112,568
1,074,546
897,103
Interest/NOPBT
50.30%
49.11%
74.20%