ASA International Group PLC

Chart & Performance

D1W1MN

P/E

7.34

P/S

0.93

EPS

0.29

Div Yield, %

—

Shrs. gr., 5y

—

Rev. gr., 5y

10.41%

Revenues

230m

+57.48%

Net income

29m

+217.72%

CFO

-24m

L+41.19%

Dividend

Jun 06, 20190.05581 GBP/sh

Profile

ASA International Group PLC provides microfinancing services in Africa and Asia. It offers loans to low-income female micro-entrepreneurs. The company also provides various collateral-free loans, including small and small business loans to start or grow businesses. It operates through a network of 2,044 branches. The company was incorporated in 2007 and is headquartered in Amsterdam, the Netherlands.

URL

https://www.asa-international.com/

IPO date

Jul 13, 2018

Employees

13,602

Domiciled in

Incorporated in

Valuation

Order:

Title USD in thousands, except ratios and share amounts	FY	FY	FY	FY	FY	FY	FY	FY	FY	FY
Title USD in thousands, except ratios and share amounts	2024‑12	2023‑12	2022‑12	2021‑12	2020‑12	2019‑12	2018‑12	2017‑12	2016‑12	2015‑12
Income
Revenues	230,288 57.48%	146,235 0.87%	144,977 -7.25%
Cost of revenue	75,341	(46,507,710)	26,522
Unusual Expense (Income)
NOPBT	154,947	46,653,945	118,455
NOPBT Margin	67.28%	31,903.41%	81.71%
Operating Taxes	35,002	23,438	28,394
Tax Rate	22.59%	0.05%	23.97%
NOPAT	119,945	46,630,507	90,061
Net income	29,249 217.72%	9,206 -48.55%	17,892 181.41%
Dividends	(2,952)
Dividend yield	3.48%
Proceeds from repurchase of equity		(2,961,000)	1,011,000
BB yield		666.58%	-1,087.10%
Debt
Debt current
Long-term debt	324,775		264,392
Deferred revenue
Other long-term liabilities	53,909		(264,348)
Net debt	244,384	(2,157,723)	187,319
Cash flow
Cash from operating activities	(23,541)	(16,673)	43,118
CAPEX	(2,223)	(5,212)	(6,167)
Cash from investing activities	(6,069)	(7,496)	(5,834)
Cash from financing activities	34,915	27,561	(29,723)
FCF	133,781	46,621,364	94,495
Balance
Cash	79,818	2,155,000	68,974
Long term investments	573	2,723	8,099
Excess cash	68,877	2,150,411	69,824
Stockholders' equity	211,431	670,850	(21,956,540)
Invested Capital	406,298	(180,823)	22,434,821
ROIC	106.39%	419.08%	0.79%
ROCE	32.61%	9,520.69%	24.77%
EV
Common stock shares outstanding	100,000	725,233	100,000
Price	0.85 38.37%	0.61 -34.14%	0.93 -33.21%
Market cap	84,750 -80.92%	444,205 377.64%	93,000 -33.21%
EV	327,153	(1,229,842)	765,172
EBITDA	161,429	46,659,410	124,219
EV/EBITDA	2.03		6.16
Interest	43,451	37,756	40,322
Interest/NOPBT	28.04%	0.08%	34.04%