DGB Financial Group

Chart & Performance

D1W1MN

P/E

3.63

P/S

0.59

EPS

2,330.86

Div Yield, %

9.67%

Shrs. gr., 5y

-0.46%

Rev. gr., 5y

10.26%

Revenues

2.38t

+6.43%

Net income

387.84b

-5.53%

CFO

587.83b

Dividend

Feb 28, 2024550 KRW/sh

Earnings

Feb 05, 2025

Profile

DGB Financial Group Co., Ltd., through its subsidiaries, provides various banking products and services in South Korea. It operates in six segments: Banking, Securities, Life Insurance, Credit Specialty, Asset Management, and Others. The company offers deposit products; loans; foreign exchange; financial products, including fund and bancassurance; asset management; and Internet banking services. It also provides investment trading and brokerage, discretionary investment, investment advisory, and trust services; sells insurance products, insurance contract loans, etc.; and claim collection, credit investigation, lease inspection, and civil affairs agency services. In addition, the company is involved in the collective investment, investment discretionary, and investment advisory businesses; issuing and managing prepaid electronic payment services and payment gateway; facility rental, installment and automobile finance, corporate and personal loans, and new technology business finance services; development, operation, maintenance, and integration of information systems; sale, rental, and maintenance of information equipment and software; IT consulting; IT related education; e-commerce; and Internet related businesses. DGB Financial Group Co., Ltd. was founded in 1967 and is based in Daegu, South Korea.

URL

http://www.dgbfg.co.kr/

IPO date

Jun 07, 2011

Employees

Domiciled in

Incorporated in

Valuation

Order:

Title KRW in thousands, except ratios and share amounts	FY	FY	FY	FY	FY	FY	FY	FY	FY	FY
Title KRW in thousands, except ratios and share amounts	2023‑12	2022‑12	2021‑12	2020‑12	2019‑12	2018‑12	2017‑12	2016‑12	2015‑12	2014‑12
Income
Revenues	2,382,512,607 6.43%	2,238,543,234 -0.85%	2,257,642,757 15.36%
Cost of revenue	(5,898,456,155)	94,953,000	85,960,000
Unusual Expense (Income)
NOPBT	8,280,968,762	2,143,590,234	2,171,682,757
NOPBT Margin	347.57%	95.76%	96.19%
Operating Taxes	120,174,583	161,103,256	182,954,560
Tax Rate	1.45%	7.52%	8.42%
NOPAT	8,160,794,179	1,982,486,979	1,988,728,197
Net income	387,838,530 -5.53%	410,523,612 -18.40%	503,068,234 47.00%
Dividends	(135,948,912)	(113,496,842)	(69,352,268)
Dividend yield	9.54%	9.60%	4.37%
Proceeds from repurchase of equity	(19,978,863)
BB yield	1.40%
Debt
Debt current		5,563,099,000	3,948,019,000
Long-term debt	20,492,289,765	15,710,670,717	13,644,351,459
Deferred revenue	56,963,000	62,495,000	67,304,000
Other long-term liabilities	31,511,458,634	69,067,950,354	(129,863,000)
Net debt	17,236,459,738	(5,200,995,877)	(8,220,223,578)
Cash flow
Cash from operating activities	587,828,558	(2,945,105,717)	881,862,274
CAPEX	(81,931,849)	(103,707,331)	(138,282,451)
Cash from investing activities	(404,631,081)	(72,463,138)	(1,373,650,395)
Cash from financing activities	(1,092,042,382)	3,356,323,376	538,342,697
FCF	25,419,899,388	(1,732,090,564)	3,097,919,958
Balance
Cash	3,007,955,143	4,300,700,669	4,492,363,974
Long term investments	247,874,884	22,174,064,925	21,320,230,063
Excess cash	3,136,704,397	26,362,838,432	25,699,711,899
Stockholders' equity	4,469,609,491	4,697,962,617	4,418,976,367
Invested Capital	54,530,524,249	65,413,966,163	56,590,381,659
ROIC	13.61%	3.25%	3.66%
ROCE	14.36%	3.06%	3.56%
EV
Common stock shares outstanding	167,798	169,146	169,146
Price	8,490.00 21.46%	6,990.00 -25.48%	9,380.00 38.14%
Market cap	1,424,602,015 20.49%	1,182,329,373 -25.48%	1,586,587,904 38.14%
EV	19,338,137,885	(2,727,449,179)	(5,724,982,414)
EBITDA	8,420,745,727	2,273,789,132	2,291,539,872
EV/EBITDA	2.30
Interest	2,391,760,167	1,073,668,990	538,663,328
Interest/NOPBT	28.88%	50.09%	24.80%