XJSESNT
Market cap2.30bUSD
Dec 20, Last price
38,451.00ZAR
1D
1.16%
1Q
6.47%
Jan 2017
64.32%
Name
Santam Ltd
Chart & Performance
Profile
Santam Ltd, together with its subsidiaries, provides various general insurance products in South Africa, rest of Africa, Southeast Asia, India, the Middle East, and internationally. The company offers personal insurance products, including car, building, home contents, drone, executive, and watercraft insurance, as well as smartpark and SOS services. It also provides commercial insurance products comprising business, guesthouse, tourism, leisure, and entertainment insurance products. In addition, the company offers specialist insurance products, such as aviation, cell captive, corporate property, court bonds, engineering, heavy haulage, hospitality industry, liability, marine, private client, seamless product, structured, travel, taxi, and real estate insurance; and agriculture insurance products, such as asset, crop, and fire insurance. Further, it engages in the investment and reinsurance activities. The company was founded in 1918 and is headquartered in Bellville, South Africa. Santam Ltd is a subsidiary of Sanlam Ltd.
Valuation
Title ZAR in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY | FY | FY |
---|---|---|---|---|---|---|---|---|---|---|
2023‑12 | 2022‑12 | 2021‑12 | 2020‑12 | 2019‑12 | 2018‑12 | 2017‑12 | 2016‑12 | 2015‑12 | 2014‑12 | |
Income | ||||||||||
Revenues | 41,993,000 29.66% | 32,387,000 5.28% | 30,764,000 8.48% | |||||||
Cost of revenue | (6,968,000) | |||||||||
Unusual Expense (Income) | ||||||||||
NOPBT | 48,961,000 | 32,387,000 | 30,764,000 | |||||||
NOPBT Margin | 116.59% | 100.00% | 100.00% | |||||||
Operating Taxes | 1,727,000 | 1,394,000 | 1,471,000 | |||||||
Tax Rate | 3.53% | 4.30% | 4.78% | |||||||
NOPAT | 47,234,000 | 30,993,000 | 29,293,000 | |||||||
Net income | 3,250,000 64.14% | 1,980,000 -27.87% | 2,745,000 406.46% | |||||||
Dividends | (3,424,000) | (2,264,000) | (477,000) | |||||||
Dividend yield | ||||||||||
Proceeds from repurchase of equity | (191,000) | (197,000) | (98,000) | |||||||
BB yield | ||||||||||
Debt | ||||||||||
Debt current | 6,269,000 | 4,290,000 | ||||||||
Long-term debt | 4,656,000 | 3,877,000 | 4,080,000 | |||||||
Deferred revenue | 5,789,000 | 642,000 | 561,000 | |||||||
Other long-term liabilities | 6,370,000 | 2,967,000 | (3,962,000) | |||||||
Net debt | (17,491,000) | (33,154,000) | (31,148,000) | |||||||
Cash flow | ||||||||||
Cash from operating activities | 667,000 | 3,543,000 | 1,884,000 | |||||||
CAPEX | (271,000) | (136,000) | (108,000) | |||||||
Cash from investing activities | 2,140,000 | 1,000 | (109,000) | |||||||
Cash from financing activities | (3,335,000) | (2,688,000) | (1,634,000) | |||||||
FCF | 43,216,000 | 22,975,000 | 29,104,000 | |||||||
Balance | ||||||||||
Cash | 4,819,000 | 5,387,000 | 4,496,000 | |||||||
Long term investments | 17,328,000 | 37,913,000 | 35,022,000 | |||||||
Excess cash | 20,047,350 | 41,680,650 | 37,979,800 | |||||||
Stockholders' equity | 11,055,000 | 11,295,000 | 11,665,000 | |||||||
Invested Capital | 54,972,000 | 60,682,000 | 52,842,000 | |||||||
ROIC | 81.68% | 54.60% | 59.61% | |||||||
ROCE | 72.93% | 44.94% | 47.63% | |||||||
EV | ||||||||||
Common stock shares outstanding | 110,080 | 110,350 | 110,780 | |||||||
Price | ||||||||||
Market cap | ||||||||||
EV | ||||||||||
EBITDA | 49,286,000 | 32,667,000 | 31,047,000 | |||||||
EV/EBITDA | ||||||||||
Interest | 438,000 | 323,000 | 313,000 | |||||||
Interest/NOPBT | 0.89% | 1.00% | 1.02% |