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XJSESNT
Market cap2.30bUSD
Dec 20, Last price  
38,451.00ZAR
1D
1.16%
1Q
6.47%
Jan 2017
64.32%
Name

Santam Ltd

Chart & Performance

D1W1MN
XJSE:SNT chart
P/E
1,296.65
P/S
86.07
EPS
29.65
Div Yield, %
0.08%
Shrs. gr., 5y
-0.21%
Rev. gr., 5y
13.36%
Revenues
41.99b
+29.66%
9,000,000,00019,912,000,00010,906,000,00012,142,000,00012,284,000,00014,291,000,00015,177,000,00015,838,000,00017,481,000,00018,582,000,00019,432,000,00021,151,000,00021,925,000,00024,341,000,00026,157,000,00027,912,000,00028,358,000,00030,764,000,00032,387,000,00041,993,000,000
Net income
3.25b
+64.14%
1,783,000,0001,801,000,0001,867,000,0001,050,000,000724,000,0001,116,000,0001,789,000,0001,405,000,0001,027,000,0001,120,000,0001,579,000,0002,348,000,0001,212,000,0001,667,000,0002,427,000,0002,199,000,000542,000,0002,745,000,0001,980,000,0003,250,000,000
CFO
667m
-81.17%
1,463,000,0001,587,000,0001,590,000,0001,806,000,000706,000,0001,610,000,0001,265,000,0001,590,000,0001,735,000,0001,277,000,0001,930,000,0002,544,000,0001,329,000,0002,494,000,0001,136,000,0002,897,000,0001,127,000,0001,884,000,0003,543,000,000667,000,000
Dividend
Sep 18, 2024535 ZAR/sh
Earnings
Feb 26, 2025

Profile

Santam Ltd, together with its subsidiaries, provides various general insurance products in South Africa, rest of Africa, Southeast Asia, India, the Middle East, and internationally. The company offers personal insurance products, including car, building, home contents, drone, executive, and watercraft insurance, as well as smartpark and SOS services. It also provides commercial insurance products comprising business, guesthouse, tourism, leisure, and entertainment insurance products. In addition, the company offers specialist insurance products, such as aviation, cell captive, corporate property, court bonds, engineering, heavy haulage, hospitality industry, liability, marine, private client, seamless product, structured, travel, taxi, and real estate insurance; and agriculture insurance products, such as asset, crop, and fire insurance. Further, it engages in the investment and reinsurance activities. The company was founded in 1918 and is headquartered in Bellville, South Africa. Santam Ltd is a subsidiary of Sanlam Ltd.
IPO date
Jul 01, 1992
Employees
Domiciled in
ZA
Incorporated in
ZA

Valuation

Title
ZAR in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFYFY
2023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑122014‑12
Income
Revenues
41,993,000
29.66%
32,387,000
5.28%
30,764,000
8.48%
Cost of revenue
(6,968,000)
Unusual Expense (Income)
NOPBT
48,961,000
32,387,000
30,764,000
NOPBT Margin
116.59%
100.00%
100.00%
Operating Taxes
1,727,000
1,394,000
1,471,000
Tax Rate
3.53%
4.30%
4.78%
NOPAT
47,234,000
30,993,000
29,293,000
Net income
3,250,000
64.14%
1,980,000
-27.87%
2,745,000
406.46%
Dividends
(3,424,000)
(2,264,000)
(477,000)
Dividend yield
Proceeds from repurchase of equity
(191,000)
(197,000)
(98,000)
BB yield
Debt
Debt current
6,269,000
4,290,000
Long-term debt
4,656,000
3,877,000
4,080,000
Deferred revenue
5,789,000
642,000
561,000
Other long-term liabilities
6,370,000
2,967,000
(3,962,000)
Net debt
(17,491,000)
(33,154,000)
(31,148,000)
Cash flow
Cash from operating activities
667,000
3,543,000
1,884,000
CAPEX
(271,000)
(136,000)
(108,000)
Cash from investing activities
2,140,000
1,000
(109,000)
Cash from financing activities
(3,335,000)
(2,688,000)
(1,634,000)
FCF
43,216,000
22,975,000
29,104,000
Balance
Cash
4,819,000
5,387,000
4,496,000
Long term investments
17,328,000
37,913,000
35,022,000
Excess cash
20,047,350
41,680,650
37,979,800
Stockholders' equity
11,055,000
11,295,000
11,665,000
Invested Capital
54,972,000
60,682,000
52,842,000
ROIC
81.68%
54.60%
59.61%
ROCE
72.93%
44.94%
47.63%
EV
Common stock shares outstanding
110,080
110,350
110,780
Price
Market cap
EV
EBITDA
49,286,000
32,667,000
31,047,000
EV/EBITDA
Interest
438,000
323,000
313,000
Interest/NOPBT
0.89%
1.00%
1.02%