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XJSE
SNT
Market cap2.46bUSD
May 05, Last price  
41,000.00ZAR
1D
-0.49%
1Q
10.60%
Jan 2017
75.21%
Name

Santam Ltd

Chart & Performance

D1W1MN
P/E
1,221.39
P/S
89.63
EPS
33.57
Div Yield, %
3.51%
Shrs. gr., 5y
-0.08%
Rev. gr., 5y
12.43%
Revenues
50.14b
+19.39%
19,912,000,00010,906,000,00012,142,000,00012,284,000,00014,291,000,00015,177,000,00015,838,000,00017,481,000,00018,582,000,00019,432,000,00021,151,000,00021,925,000,00024,341,000,00026,157,000,00027,912,000,00028,358,000,00030,764,000,00032,387,000,00041,993,000,00050,135,000,000
Net income
3.68b
+13.20%
1,801,000,0001,867,000,0001,050,000,000724,000,0001,116,000,0001,789,000,0001,405,000,0001,027,000,0001,120,000,0001,579,000,0002,348,000,0001,212,000,0001,667,000,0002,427,000,0002,199,000,000542,000,0002,745,000,0001,980,000,0003,250,000,0003,679,000,000
CFO
3.68b
+451.72%
1,587,000,0001,590,000,0001,806,000,000706,000,0001,610,000,0001,265,000,0001,590,000,0001,735,000,0001,277,000,0001,930,000,0002,544,000,0001,329,000,0002,494,000,0001,136,000,0002,897,000,0001,127,000,0001,884,000,0003,543,000,000667,000,0003,680,000,000
Dividend
Sep 18, 2024535 ZAR/sh
Earnings
May 29, 2025

Profile

Santam Ltd, together with its subsidiaries, provides various general insurance products in South Africa, rest of Africa, Southeast Asia, India, the Middle East, and internationally. The company offers personal insurance products, including car, building, home contents, drone, executive, and watercraft insurance, as well as smartpark and SOS services. It also provides commercial insurance products comprising business, guesthouse, tourism, leisure, and entertainment insurance products. In addition, the company offers specialist insurance products, such as aviation, cell captive, corporate property, court bonds, engineering, heavy haulage, hospitality industry, liability, marine, private client, seamless product, structured, travel, taxi, and real estate insurance; and agriculture insurance products, such as asset, crop, and fire insurance. Further, it engages in the investment and reinsurance activities. The company was founded in 1918 and is headquartered in Bellville, South Africa. Santam Ltd is a subsidiary of Sanlam Ltd.
URL
https://www.santam.co.za/
IPO date
Jul 01, 1992
Employees
Domiciled in
ZA
Incorporated in
ZA

Valuation

Title
ZAR in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFYFY
2024‑122023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑12
Income
Revenues
50,135,000
19.39%
41,993,000
29.66%
32,387,000
5.28%
Cost of revenue
(6,968,000)
Unusual Expense (Income)
NOPBT
50,135,000
48,961,000
32,387,000
NOPBT Margin
100.00%
116.59%
100.00%
Operating Taxes
1,596,000
1,727,000
1,394,000
Tax Rate
3.18%
3.53%
4.30%
NOPAT
48,539,000
47,234,000
30,993,000
Net income
3,679,000
13.20%
3,250,000
64.14%
1,980,000
-27.87%
Dividends
(1,576,000)
(3,424,000)
(2,264,000)
Dividend yield
Proceeds from repurchase of equity
(125,000)
(191,000)
(197,000)
BB yield
Debt
Debt current
6,269,000
Long-term debt
4,836,000
4,656,000
3,877,000
Deferred revenue
5,789,000
642,000
Other long-term liabilities
(4,309,000)
6,370,000
2,967,000
Net debt
(56,415,000)
(17,491,000)
(33,154,000)
Cash flow
Cash from operating activities
3,680,000
667,000
3,543,000
CAPEX
(86,000)
(271,000)
(136,000)
Cash from investing activities
(139,000)
2,140,000
1,000
Cash from financing activities
(1,960,000)
(3,335,000)
(2,688,000)
FCF
73,860,000
43,216,000
22,975,000
Balance
Cash
6,385,000
4,819,000
5,387,000
Long term investments
54,866,000
17,328,000
37,913,000
Excess cash
58,744,250
20,047,350
41,680,650
Stockholders' equity
1,442,000
11,055,000
11,295,000
Invested Capital
71,738,000
54,972,000
60,682,000
ROIC
76.61%
81.68%
54.60%
ROCE
68.27%
72.93%
44.94%
EV
Common stock shares outstanding
110,740
110,080
110,350
Price
Market cap
EV
EBITDA
50,496,000
49,286,000
32,667,000
EV/EBITDA
Interest
538,000
438,000
323,000
Interest/NOPBT
1.07%
0.89%
1.00%