XJSEFSR
Market cap23bUSD
Dec 20, Last price
7,708.00ZAR
1D
-0.43%
1Q
-9.04%
Jan 2017
44.97%
Name
FirstRand Ltd
Chart & Performance
Profile
FirstRand Limited, together with its subsidiaries, provides banking, transactional, lending, investment, and insurance products and services in South Africa, rest of Africa, the United Kingdom, and internationally. The company offers deposit and savings products; personal loans; and asset and invoice finance, as well as SME commercial, residential, and buy-to-let mortgages. It also provides life and short-term insurance products; card-acquiring services; and vehicle finance, installment credit and fleet management, and corporate and investment banking services. In addition, the company offers asset management, as well as vehicle-related insurance services. It serves retail, commercial, corporate, and public sector customers, as well as small business, agricultural, medium corporate, parastatal, and government entities. The company was incorporated in 1966 and is based in Sandton, South Africa.
Valuation
Title ZAR in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY | FY | FY |
---|---|---|---|---|---|---|---|---|---|---|
2024‑06 | 2023‑06 | 2022‑06 | 2021‑06 | 2020‑06 | 2019‑06 | 2018‑06 | 2017‑06 | 2016‑06 | 2015‑06 | |
Income | ||||||||||
Revenues | 126,953,000 -3.81% | 131,986,000 15.15% | 114,623,000 5.67% | |||||||
Cost of revenue | (7,159,000) | 7,311,000 | 6,274,000 | |||||||
Unusual Expense (Income) | ||||||||||
NOPBT | 134,112,000 | 124,675,000 | 108,349,000 | |||||||
NOPBT Margin | 105.64% | 94.46% | 94.53% | |||||||
Operating Taxes | 11,841,000 | 12,193,000 | 12,193,000 | |||||||
Tax Rate | 8.83% | 9.78% | 11.25% | |||||||
NOPAT | 122,271,000 | 112,482,000 | 96,156,000 | |||||||
Net income | 39,709,000 6.03% | 37,450,000 11.46% | 33,599,000 22.09% | |||||||
Dividends | (23,676,000) | (29,110,000) | (18,228,000) | |||||||
Dividend yield | 5.49% | 7.58% | 5.21% | |||||||
Proceeds from repurchase of equity | 7,090,000 | (1,715,000) | ||||||||
BB yield | -1.64% | 0.45% | ||||||||
Debt | ||||||||||
Debt current | 22,902,000 | 29,058,000 | ||||||||
Long-term debt | 18,869,000 | 208,752,000 | ||||||||
Deferred revenue | 2,668,000 | 2,524,000 | ||||||||
Other long-term liabilities | (3,420,000) | 1,613,495,000 | ||||||||
Net debt | (677,627,000) | (666,621,000) | (348,048,000) | |||||||
Cash flow | ||||||||||
Cash from operating activities | 18,687,000 | 47,655,000 | 9,801,000 | |||||||
CAPEX | (6,360,000) | (5,190,000) | (3,674,000) | |||||||
Cash from investing activities | (5,991,000) | (4,295,000) | (3,298,000) | |||||||
Cash from financing activities | 2,806,000 | (8,490,000) | (2,506,000) | |||||||
FCF | 490,329,000 | 118,619,000 | 92,743,000 | |||||||
Balance | ||||||||||
Cash | 162,874,000 | 175,304,000 | 109,115,000 | |||||||
Long term investments | 514,753,000 | 533,088,000 | 476,743,000 | |||||||
Excess cash | 671,279,350 | 701,792,700 | 580,126,850 | |||||||
Stockholders' equity | 210,164,000 | 176,887,000 | 165,678,000 | |||||||
Invested Capital | 1,611,516,000 | 2,096,248,000 | 1,844,088,000 | |||||||
ROIC | 6.60% | 5.71% | 5.37% | |||||||
ROCE | 7.36% | 5.48% | 5.39% | |||||||
EV | ||||||||||
Common stock shares outstanding | 5,604,533 | 5,605,719 | 5,607,387 | |||||||
Price | 76.93 12.32% | 68.49 9.85% | 62.35 16.35% | |||||||
Market cap | 431,156,730 12.30% | 383,935,718 9.81% | 349,620,559 16.33% | |||||||
EV | (241,609,270) | (278,397,282) | 10,374,559 | |||||||
EBITDA | 139,210,000 | 129,217,000 | 112,899,000 | |||||||
EV/EBITDA | 0.09 | |||||||||
Interest | 106,070,000 | 84,790,000 | 54,502,000 | |||||||
Interest/NOPBT | 79.09% | 68.01% | 50.30% |