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XJSEFGL
Market cap27mUSD
Dec 24, Last price  
69.00ZAR
1D
-2.99%
1Q
-29.35%
Jan 2017
-71.95%
IPO
-51.35%
Name

Finbond Group Ltd

Chart & Performance

D1W1MN
XJSE:FGL chart
P/E
98,374.52
P/S
51.58
EPS
0.00
Div Yield, %
0.00%
Shrs. gr., 5y
-4.97%
Rev. gr., 5y
-13.95%
Revenues
1.06b
-28.33%
14,449,393296,277,690141,289,245246,916,840138,232,583179,068,901189,386,286269,640,872388,992,744469,945,0001,436,646,0002,220,225,0002,252,006,0002,370,712,0001,598,441,0001,220,495,0001,482,337,0001,062,413,000
Net income
557k
P
5,798,41762,668,819-57,681,14458,198,004-20,343,70913,423,87820,732,78136,917,62150,867,37557,254,000138,727,000234,201,00036,909,00097,643,000-295,403,000-244,145,000-265,038,000557,000
CFO
-133m
L-59.79%
-631,94939,928,832-12,610,098-21,730,408-14,130,3466,412,243163,409,343463,920,945152,622,837-127,005,000218,207,000-34,868,000274,765,000511,042,000257,152,000-629,505,000-330,869,000-133,038,000
Dividend
Jul 31, 20191.55 ZAR/sh
Earnings
May 29, 2025

Profile

Finbond Group Limited operates as a financial services institution. It operates through Deposit and Debt Finance Products, Lending, Property Investment, and Transactional Banking segments. The company offers short-term consumer lending services; transactional banking products; Business Banking products, such as commercial, business, and small enterprise accounts; savings and investment products; and secured lending, micro credit, and insurance products. As of February 28, 2022, it operated through 592 branches, including 221 branches in North America and 371 branches in South Africa. Finbond Group Limited was incorporated in 2001 and is based in Pretoria, the Republic of South Africa.
URL
https://finbondgroup.com/
IPO date
Jun 15, 2007
Employees
Domiciled in
ZA
Incorporated in
ZA

Valuation

Title
ZAR in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFYFY
2024‑022023‑022022‑022021‑022020‑022019‑022018‑022017‑022016‑022015‑02
Income
Revenues
1,062,413
-28.33%
1,482,337
21.45%
1,220,495
-23.64%
Cost of revenue
857,827
1,817,566
1,542,267
Unusual Expense (Income)
NOPBT
204,586
(335,229)
(321,772)
NOPBT Margin
19.26%
Operating Taxes
32,002
(19,408)
(39,206)
Tax Rate
15.64%
NOPAT
172,584
(315,821)
(282,566)
Net income
557
-100.21%
(265,038)
8.56%
(244,145)
-17.35%
Dividends
(14,072)
(62,782)
Dividend yield
6.00%
13.62%
Proceeds from repurchase of equity
(99,326)
504,711
273,257
BB yield
43.50%
-215.21%
-59.26%
Debt
Debt current
205,320
385,197
Long-term debt
2,456,369
3,276,194
2,956,798
Deferred revenue
Other long-term liabilities
447,155
(421,328)
(762,609)
Net debt
(123,727)
1,361,484
1,159,510
Cash flow
Cash from operating activities
(133,038)
(330,869)
(629,505)
CAPEX
(24,255)
(53,247)
(64,373)
Cash from investing activities
(22,746)
276,476
(264,074)
Cash from financing activities
26,876
236,658
522,435
FCF
943,817
(603,049)
(396,575)
Balance
Cash
850,289
1,160,957
1,162,928
Long term investments
1,729,807
959,073
1,019,557
Excess cash
2,526,975
2,045,913
2,121,460
Stockholders' equity
963,538
1,228,605
1,145,209
Invested Capital
3,022,484
3,326,034
3,002,198
ROIC
5.44%
ROCE
5.13%
EV
Common stock shares outstanding
736,634
837,577
853,865
Price
0.31
10.71%
0.28
-48.15%
0.54
-56.45%
Market cap
228,357
-2.63%
234,522
-49.14%
461,087
-57.05%
EV
104,030
2,030,489
1,802,037
EBITDA
204,586
(150,854)
(138,687)
EV/EBITDA
0.51
Interest
330,467
352,991
313,548
Interest/NOPBT
161.53%