Loading...
XJSECPI
Market cap20bUSD
Dec 20, Last price  
317,638.00ZAR
1D
-0.29%
1Q
4.09%
Jan 2017
357.03%
Name

Capitec Bank Holdings Ltd

Chart & Performance

D1W1MN
XJSE:CPI chart
P/E
3,466.26
P/S
685.38
EPS
91.64
Div Yield, %
0.01%
Shrs. gr., 5y
-0.05%
Rev. gr., 5y
22.95%
Revenues
27.30b
-9.94%
531,596,000744,838,0001,181,332,0002,050,351,0003,159,133,0002,008,745,0002,775,471,0004,258,528,0008,172,138,00010,048,854,00011,605,152,00013,463,858,00015,800,504,00017,797,036,00019,018,921,00021,130,890,00023,004,637,00026,961,334,00030,307,418,00027,295,219,000
Net income
10.57b
+15.47%
67,926,000115,281,000166,924,000229,065,000300,205,000449,224,000656,024,0001,094,340,0001,604,581,0002,037,554,0002,563,599,0003,228,237,0003,806,930,0004,470,717,0005,295,411,0006,251,096,0004,458,084,0008,527,022,0009,151,472,00010,566,937,000
CFO
5.56b
+30.62%
315,354,000294,042,000223,768,000-260,872,0001,285,812,0002,504,635,000-828,232,0001,803,314,0002,174,162,0006,509,097,0006,675,767,0007,147,585,0009,502,215,00011,932,400,00013,570,304,00016,404,191,00029,730,177,00014,015,537,0004,254,882,0005,557,591,000
Dividend
Oct 16, 20242085 ZAR/sh
Earnings
Apr 21, 2025

Profile

Capitec Bank Holdings Limited, through its subsidiaries, provides various banking products and services in South Africa. The company operates through three segments: Retail Bank, Business Bank, and Insurance. It offers transactional banking services; fixed and tax-free savings, and call and notice deposits; term loans, credit facilities, mortgage loans, overdrafts, instalment sales and leases, credit and debit cards, and access facilities; rental finance; payment services; and merchant services, as well as credit and life insurance products. The company also provides treasury products comprising foreign exchange spot trades and foreign exchange forward contracts; and internet banking and mobile banking services. It operates approximately 853 branches; and 2,863 automated teller machines, dual note recyclers, and coin and note recyclers. The company was incorporated in 1999 and is based in Stellenbosch, South Africa.
URL
https://www.capitecbank.co.za/
IPO date
Feb 18, 2002
Employees
15,451
Domiciled in
ZA
Incorporated in
ZA

Valuation

Title
ZAR in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFYFY
2024‑022023‑022022‑022021‑022020‑022019‑022018‑022017‑022016‑022015‑02
Income
Revenues
27,295,219
-9.94%
30,307,418
12.41%
26,961,334
17.20%
Cost of revenue
20,469,370
2,102,628
1,988,020
Unusual Expense (Income)
NOPBT
6,825,849
28,204,790
24,973,314
NOPBT Margin
25.01%
93.06%
92.63%
Operating Taxes
2,880,807
2,491,811
2,407,724
Tax Rate
42.20%
8.83%
9.64%
NOPAT
3,945,042
25,712,979
22,565,590
Net income
10,566,937
15.47%
9,151,472
7.32%
8,527,022
91.27%
Dividends
(5,023,115)
(6,189,475)
(3,238,052)
Dividend yield
Proceeds from repurchase of equity
(100,799)
(79,628)
(1,862)
BB yield
Debt
Debt current
1,720,817
392,229
546,759
Long-term debt
3,683,200
6,777,785
6,606,021
Deferred revenue
Other long-term liabilities
51,203,752
(2,428,094)
(2,274,970)
Net debt
(809,774)
(82,655,787)
(84,387,036)
Cash flow
Cash from operating activities
5,557,591
4,254,882
14,015,537
CAPEX
(1,038,114)
(1,163,263)
(862,540)
Cash from investing activities
(11,570,240)
(1,522,222)
(25,277,646)
Cash from financing activities
3,942,025
(6,009,999)
(3,810,031)
FCF
106,679,241
24,276,979
22,633,745
Balance
Cash
5,453,131
27,795,010
28,118,480
Long term investments
760,660
62,030,791
63,421,336
Excess cash
4,849,030
88,310,430
90,191,749
Stockholders' equity
38,075,209
33,631,063
30,066,690
Invested Capital
95,289,332
156,246,027
145,910,982
ROIC
3.14%
17.02%
16.32%
ROCE
6.82%
14.85%
14.19%
EV
Common stock shares outstanding
115,589
115,617
115,800
Price
Market cap
EV
EBITDA
8,193,255
29,355,728
26,197,401
EV/EBITDA
Interest
9,341,813
6,992,691
4,837,898
Interest/NOPBT
136.86%
24.79%
19.37%