XJPX8550
Market cap186mUSD
Dec 26, Last price
281.00JPY
1D
-0.70%
1Q
3.30%
Jan 2017
-50.87%
Name
Tochigi Bank Ltd
Chart & Performance
Profile
The Tochigi Bank, Ltd. provides various banking products and services for individual and corporate customers in Japan. It offers various deposits, including ordinary deposits, savings deposits, time deposits, foreign currency time deposits, property accumulation deposits, WEB accounts, and general accounts. The company also provides mortgage loans, remodeling loans, school loans, housing loans, car loans, and bank card loans; asset management services; and insurance and pension products. As of March 31, 2021, it operated through a network of 86 offices and 6 loan plazas, and 335 ATMs in 199 locations. The company was formerly known as Tochigi Mutual Bank Co., Ltd. and changed its name to The Tochigi Bank, Ltd. in 1989. The Tochigi Bank, Ltd. was incorporated in 1942 and is headquartered in Utsunomiya, Japan.
Valuation
Title JPY in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY | FY | FY |
---|---|---|---|---|---|---|---|---|---|---|
2024‑03 | 2023‑03 | 2022‑03 | 2021‑03 | 2020‑03 | 2019‑03 | 2018‑03 | 2017‑03 | 2016‑03 | 2015‑03 | |
Income | ||||||||||
Revenues | 39,057,000 -5.17% | 41,185,000 9.76% | 37,523,000 4.05% | |||||||
Cost of revenue | 23,449,000 | 23,168,000 | 24,038,000 | |||||||
Unusual Expense (Income) | ||||||||||
NOPBT | 15,608,000 | 18,017,000 | 13,485,000 | |||||||
NOPBT Margin | 39.96% | 43.75% | 35.94% | |||||||
Operating Taxes | 1,142,000 | 1,422,000 | 589,000 | |||||||
Tax Rate | 7.32% | 7.89% | 4.37% | |||||||
NOPAT | 14,466,000 | 16,595,000 | 12,896,000 | |||||||
Net income | 2,101,000 -20.78% | 2,652,000 -26.90% | 3,628,000 74.34% | |||||||
Dividends | (630,000) | (628,000) | (522,000) | |||||||
Dividend yield | 1.67% | 2.21% | 2.25% | |||||||
Proceeds from repurchase of equity | 9,000 | (275,000) | ||||||||
BB yield | -0.02% | 0.97% | ||||||||
Debt | ||||||||||
Debt current | 41,046,000 | 313,012,000 | ||||||||
Long-term debt | 875,000 | 41,749,000 | 313,848,000 | |||||||
Deferred revenue | 40,877,000 | 312,838,000 | ||||||||
Other long-term liabilities | 876,416,000 | (41,748,000) | (313,799,000) | |||||||
Net debt | (584,831,000) | (1,107,499,000) | (872,949,000) | |||||||
Cash flow | ||||||||||
Cash from operating activities | 1,098,000 | (290,895,000) | 279,583,000 | |||||||
CAPEX | (2,454,000) | (1,303,000) | (1,158,000) | |||||||
Cash from investing activities | (35,632,000) | (32,437,000) | (42,956,000) | |||||||
Cash from financing activities | 43,432,000 | (904,000) | (545,000) | |||||||
FCF | 690,018,000 | 1,008,551,000 | 88,932,000 | |||||||
Balance | ||||||||||
Cash | 585,706,000 | 572,443,000 | 895,522,000 | |||||||
Long term investments | 617,851,000 | 604,287,000 | ||||||||
Excess cash | 583,753,150 | 1,188,234,750 | 1,497,932,850 | |||||||
Stockholders' equity | 124,038,000 | 300,371,000 | 306,431,000 | |||||||
Invested Capital | 937,367,000 | 837,496,000 | 1,162,676,000 | |||||||
ROIC | 1.63% | 1.66% | 1.18% | |||||||
ROCE | 1.47% | 1.58% | 0.92% | |||||||
EV | ||||||||||
Common stock shares outstanding | 103,561 | 103,880 | 105,017 | |||||||
Price | 364.00 32.85% | 274.00 23.98% | 221.00 16.32% | |||||||
Market cap | 37,696,204 32.44% | 28,463,120 22.64% | 23,208,757 16.49% | |||||||
EV | (545,572,796) | (904,365,880) | (676,876,243) | |||||||
EBITDA | 16,686,000 | 19,129,000 | 14,704,000 | |||||||
EV/EBITDA | ||||||||||
Interest | 115,000 | 148,000 | 239,000 | |||||||
Interest/NOPBT | 0.74% | 0.82% | 1.77% |