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XJPX8550
Market cap186mUSD
Dec 26, Last price  
281.00JPY
1D
-0.70%
1Q
3.30%
Jan 2017
-50.87%
Name

Tochigi Bank Ltd

Chart & Performance

D1W1MN
XJPX:8550 chart
P/E
13.86
P/S
0.75
EPS
20.27
Div Yield, %
2.16%
Shrs. gr., 5y
-0.19%
Rev. gr., 5y
0.20%
Revenues
39.06b
-5.17%
49,374,000,00050,835,000,00049,161,000,00049,491,000,00045,894,000,00047,678,000,00047,896,000,00049,148,000,00042,417,000,00045,632,000,00049,378,000,00049,990,000,00045,758,000,00040,770,000,00038,661,000,00038,176,000,00036,064,000,00037,523,000,00041,185,000,00039,057,000,000
Net income
2.10b
-20.78%
2,434,000,0004,345,000,0006,279,000,0005,464,000,000-12,948,000,0005,640,000,0004,917,000,000-75,000,0005,488,000,0008,142,000,00012,285,000,00011,203,000,0007,652,000,0004,490,000,0001,426,000,0001,822,000,0002,081,000,0003,628,000,0002,652,000,0002,101,000,000
CFO
1.10b
P
102,493,000,00015,444,000,000-81,626,000,000-25,903,000,00074,812,000,00015,399,000,00019,976,000,00036,886,000,00031,048,000,00053,367,000,000-919,000,0008,971,000,00013,399,000,000-4,820,000,000-12,743,000,00022,406,000,000317,901,000,000279,583,000,000-290,895,000,0001,098,000,000
Dividend
Mar 28, 20250 JPY/sh

Profile

The Tochigi Bank, Ltd. provides various banking products and services for individual and corporate customers in Japan. It offers various deposits, including ordinary deposits, savings deposits, time deposits, foreign currency time deposits, property accumulation deposits, WEB accounts, and general accounts. The company also provides mortgage loans, remodeling loans, school loans, housing loans, car loans, and bank card loans; asset management services; and insurance and pension products. As of March 31, 2021, it operated through a network of 86 offices and 6 loan plazas, and 335 ATMs in 199 locations. The company was formerly known as Tochigi Mutual Bank Co., Ltd. and changed its name to The Tochigi Bank, Ltd. in 1989. The Tochigi Bank, Ltd. was incorporated in 1942 and is headquartered in Utsunomiya, Japan.
IPO date
Oct 01, 1982
Employees
1,634
Domiciled in
JP
Incorporated in
JP

Valuation

Title
JPY in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFYFY
2024‑032023‑032022‑032021‑032020‑032019‑032018‑032017‑032016‑032015‑03
Income
Revenues
39,057,000
-5.17%
41,185,000
9.76%
37,523,000
4.05%
Cost of revenue
23,449,000
23,168,000
24,038,000
Unusual Expense (Income)
NOPBT
15,608,000
18,017,000
13,485,000
NOPBT Margin
39.96%
43.75%
35.94%
Operating Taxes
1,142,000
1,422,000
589,000
Tax Rate
7.32%
7.89%
4.37%
NOPAT
14,466,000
16,595,000
12,896,000
Net income
2,101,000
-20.78%
2,652,000
-26.90%
3,628,000
74.34%
Dividends
(630,000)
(628,000)
(522,000)
Dividend yield
1.67%
2.21%
2.25%
Proceeds from repurchase of equity
9,000
(275,000)
BB yield
-0.02%
0.97%
Debt
Debt current
41,046,000
313,012,000
Long-term debt
875,000
41,749,000
313,848,000
Deferred revenue
40,877,000
312,838,000
Other long-term liabilities
876,416,000
(41,748,000)
(313,799,000)
Net debt
(584,831,000)
(1,107,499,000)
(872,949,000)
Cash flow
Cash from operating activities
1,098,000
(290,895,000)
279,583,000
CAPEX
(2,454,000)
(1,303,000)
(1,158,000)
Cash from investing activities
(35,632,000)
(32,437,000)
(42,956,000)
Cash from financing activities
43,432,000
(904,000)
(545,000)
FCF
690,018,000
1,008,551,000
88,932,000
Balance
Cash
585,706,000
572,443,000
895,522,000
Long term investments
617,851,000
604,287,000
Excess cash
583,753,150
1,188,234,750
1,497,932,850
Stockholders' equity
124,038,000
300,371,000
306,431,000
Invested Capital
937,367,000
837,496,000
1,162,676,000
ROIC
1.63%
1.66%
1.18%
ROCE
1.47%
1.58%
0.92%
EV
Common stock shares outstanding
103,561
103,880
105,017
Price
364.00
32.85%
274.00
23.98%
221.00
16.32%
Market cap
37,696,204
32.44%
28,463,120
22.64%
23,208,757
16.49%
EV
(545,572,796)
(904,365,880)
(676,876,243)
EBITDA
16,686,000
19,129,000
14,704,000
EV/EBITDA
Interest
115,000
148,000
239,000
Interest/NOPBT
0.74%
0.82%
1.77%