XJPX8381
Market cap1.23bUSD
Jan 21, Last price
1,262.00JPY
1D
-0.86%
1Q
3.78%
Jan 2017
29.44%
Name
San-in Godo Bank Ltd
Chart & Performance
Profile
The San-in Godo Bank, Ltd. provides various banking products and services for individuals and corporate customers in Japan. The company operates through two segments, Banking and Leasing. It offers deposits and loans; and leasing, currency exchange, and securities investment services. The company also provides real estate leasing and credit guarantee services; collection, delivery, and sorting and safekeeping services for cash/checks; maintenance and management services for ATMs; and bad loan collection services. In addition, it offers public fund and account transfer services; and services for card member stores. Further, the company provides consulting services on the acquisition, safekeeping, and sale of securities, as well as corporate diagnosis and management consulting services. As of March 31, 2021, it operated 70 branches and 79 sub-branches in Tokyo and Osaka, as well as representative offices in Dalian, Shanghai, and Bangkok. The San-in Godo Bank, Ltd. was founded in 1878 and is headquartered in Matsue, Japan.
Valuation
Title JPY in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY | FY | FY |
---|---|---|---|---|---|---|---|---|---|---|
2024‑03 | 2023‑03 | 2022‑03 | 2021‑03 | 2020‑03 | 2019‑03 | 2018‑03 | 2017‑03 | 2016‑03 | 2015‑03 | |
Income | ||||||||||
Revenues | 112,586,000 8.96% | 103,331,000 16.24% | 88,894,000 7.15% | |||||||
Cost of revenue | 40,573,000 | 39,576,000 | 40,065,000 | |||||||
Unusual Expense (Income) | ||||||||||
NOPBT | 72,013,000 | 63,755,000 | 48,829,000 | |||||||
NOPBT Margin | 63.96% | 61.70% | 54.93% | |||||||
Operating Taxes | 7,857,000 | 6,450,000 | 5,821,000 | |||||||
Tax Rate | 10.91% | 10.12% | 11.92% | |||||||
NOPAT | 64,156,000 | 57,305,000 | 43,008,000 | |||||||
Net income | 16,800,000 8.65% | 15,463,000 6.75% | 14,485,000 49.65% | |||||||
Dividends | (5,422,000) | (5,958,000) | (3,448,000) | |||||||
Dividend yield | 2.92% | 5.17% | 3.52% | |||||||
Proceeds from repurchase of equity | (1,001,000) | 460,465,000 | ||||||||
BB yield | 0.54% | -399.65% | ||||||||
Debt | ||||||||||
Debt current | 232,220,000 | 702,674,000 | ||||||||
Long-term debt | 527,637,000 | 685,689,000 | 824,500,000 | |||||||
Deferred revenue | (2,724,000) | (2,631,000) | ||||||||
Other long-term liabilities | 2,849,341,000 | 7,614,000 | 5,597,758,000 | |||||||
Net debt | (1,931,282,000) | (1,478,444,000) | (1,190,934,000) | |||||||
Cash flow | ||||||||||
Cash from operating activities | (519,941,000) | (256,547,000) | 76,199,000 | |||||||
CAPEX | (1,396,000) | (3,395,000) | (3,077,000) | |||||||
Cash from investing activities | 8,302,000 | 309,655,000 | (169,720,000) | |||||||
Cash from financing activities | (6,425,000) | (6,960,000) | (3,451,000) | |||||||
FCF | 1,208,192,000 | 2,458,835,000 | 24,627,000 | |||||||
Balance | ||||||||||
Cash | 886,423,000 | 820,839,000 | 775,086,000 | |||||||
Long term investments | 1,572,496,000 | 1,575,514,000 | 1,943,022,000 | |||||||
Excess cash | 2,453,289,700 | 2,391,186,450 | 2,713,663,300 | |||||||
Stockholders' equity | 305,711,000 | 644,529,000 | 674,989,000 | |||||||
Invested Capital | 3,396,136,000 | 2,927,208,000 | 2,854,495,000 | |||||||
ROIC | 2.03% | 1.98% | 1.52% | |||||||
ROCE | 1.94% | 1.78% | 1.38% | |||||||
EV | ||||||||||
Common stock shares outstanding | 153,790 | 155,908 | 156,128 | |||||||
Price | 1,207.00 63.33% | 739.00 17.86% | 627.00 11.76% | |||||||
Market cap | 185,624,314 61.11% | 115,216,012 17.70% | 97,892,256 11.84% | |||||||
EV | (1,745,182,686) | (1,011,239,988) | (749,335,744) | |||||||
EBITDA | 75,098,000 | 66,808,000 | 51,832,000 | |||||||
EV/EBITDA | ||||||||||
Interest | 6,517,000 | 4,978,000 | 1,875,000 | |||||||
Interest/NOPBT | 9.05% | 7.81% | 3.84% |