XJPX7322
Market cap385mUSD
Jan 21, Last price
2,307.00JPY
1D
-0.17%
1Q
41.71%
IPO
-3.67%
Name
San Ju San Financial Group Inc
Chart & Performance
P/E
8.70
P/S
1.16
EPS
265.27
Div Yield, %
3.51%
Shrs. gr., 5y
-0.06%
Rev. gr., 5y
-4.11%
Revenues
51.89b
-16.57%
Net income
6.90b
+9.03%
CFO
7.56b
P
Dividend
Mar 28, 20250 JPY/sh
Profile
San ju San Financial Group,Inc. provides various banking products and services. It operates in two segments, Banking and Leasing. The Banking segment offers deposit products; government bond/investment trust products; and lending, domestic and foreign exchange, insurance window sales, and corporate bond entrustment and registration services. The leasing segment engages in leasing business. It is also involved in the credit card and credit guarantee businesses. The company was founded in 1895 and is headquartered in Yokkaichi, Japan.
Valuation
Title JPY in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY |
|---|---|---|---|---|---|---|---|---|
| 2024‑03 | 2023‑03 | 2022‑03 | 2021‑03 | 2020‑03 | 2019‑03 | 2018‑03 | 2017‑03 | |
| Income | ||||||||
Revenues | 51,892,000 -16.57% | 62,201,000 -6.43% | 66,472,000 -7.03% | |||||
Cost of revenue | 37,963,000 | 37,474,000 | 42,512,000 | |||||
Unusual Expense (Income) | ||||||||
NOPBT | 13,929,000 | 24,727,000 | 23,960,000 | |||||
NOPBT Margin | 26.84% | 39.75% | 36.05% | |||||
Operating Taxes | 3,518,000 | 2,624,000 | (1,114,000) | |||||
Tax Rate | 25.26% | 10.61% | ||||||
NOPAT | 10,411,000 | 22,103,000 | 25,074,000 | |||||
Net income | 6,904,000 9.03% | 6,332,000 29.09% | 4,905,000 17.37% | |||||
Dividends | (1,883,000) | (2,056,000) | (2,228,000) | |||||
Dividend yield | 3.47% | 3.88% | 3.24% | |||||
Proceeds from repurchase of equity | (4,000) | 339,755,000 | (334,648,000) | |||||
BB yield | 0.01% | -640.87% | 487.31% | |||||
| Debt | ||||||||
Debt current | 67,312,000 | 510,614,000 | ||||||
Long-term debt | 291,371,000 | 208,170,000 | 578,164,000 | |||||
Deferred revenue | (75,860,000) | 207,476,000 | 577,245,000 | |||||
Other long-term liabilities | 1,312,658,000 | (208,155,000) | (578,134,000) | |||||
Net debt | (141,144,000) | (996,515,000) | (646,853,000) | |||||
| Cash flow | ||||||||
Cash from operating activities | 7,563,000 | (382,466,000) | 374,900,000 | |||||
CAPEX | (3,426,000) | (2,368,000) | (5,274,000) | |||||
Cash from investing activities | 23,385,000 | (143,937,000) | (5,048,000) | |||||
Cash from financing activities | 57,243,000 | (32,287,000) | (2,254,000) | |||||
FCF | 525,033,000 | 2,239,802,000 | 136,553,000 | |||||
| Balance | ||||||||
Cash | 432,515,000 | 347,344,000 | 903,101,000 | |||||
Long term investments | 924,653,000 | 832,530,000 | ||||||
Excess cash | 429,920,400 | 1,268,886,950 | 1,732,307,400 | |||||
Stockholders' equity | 164,206,000 | 341,160,000 | 172,985,000 | |||||
Invested Capital | 1,652,955,000 | 1,524,027,000 | 2,143,579,000 | |||||
ROIC | 0.66% | 1.21% | 1.24% | |||||
ROCE | 0.77% | 1.33% | 1.03% | |||||
| EV | ||||||||
Common stock shares outstanding | 26,006 | 33,575 | 46,526 | |||||
Price | 2,084.00 31.98% | 1,579.00 6.98% | 1,476.00 6.03% | |||||
Market cap | 54,196,504 2.23% | 53,014,925 -22.80% | 68,672,376 5.41% | |||||
EV | (86,909,496) | (748,032,075) | (555,346,624) | |||||
EBITDA | 18,337,000 | 29,375,000 | 29,253,000 | |||||
EV/EBITDA | ||||||||
Interest | 485,000 | 454,000 | 544,000 | |||||
Interest/NOPBT | 3.48% | 1.84% | 2.27% | |||||