Japan Post Bank Co Ltd

Chart & Performance

D1W1MN

P/E

14.70

P/S

3.31

EPS

98.48

Div Yield, %

3.50%

Shrs. gr., 5y

-0.71%

Rev. gr., 5y

1.55%

Revenues

1.62t

+2.48%

Net income

356.13b

+9.56%

CFO

81.04b

Dividend

Mar 28, 20250 JPY/sh

Profile

JAPAN POST BANK Co., Ltd. provides various banking products and services to retail and corporate clients in Japan and internationally. The company offers liquid deposits, including transfer deposits, savings deposits, ordinary deposits, etc.; fixed-term deposits, such as time deposits, TEIGAKU deposits, etc.; and other deposits, as well as negotiable certificates of deposit. It also provides loans secured by deposits, loans secured by Japanese government bonds, and credit card loans, as well as loans to local, central, and regional government authorities; syndicated loans; and corporate and other secondary market loans. In addition, the company offers securities investment products, domestic and foreign exchange services, Japanese government bonds, investment trust products, and insurance products; and intermediary services, such as mortgage and credit card services. Further, it provides overdraft lending services and housing loans; and remittance and settlement services; as well as online banking services. It operates through a network of 31,774 ATMs and 23,734 branches. The company was formerly known as Yucho Co, Ltd. and changed its name to JAPAN POST BANK Co., Ltd. in October 2007. The company was incorporated in 2006 and is headquartered in Tokyo, Japan. JAPAN POST BANK Co., Ltd. is a subsidiary of Japan Post Holdings Co., Ltd.

URL

https://www.jp-bank.japanpost.jp/

IPO date

Nov 04, 2015

Employees

11,807

Domiciled in

Incorporated in

Valuation

Order:

Title JPY in thousands, except ratios and share amounts	FY	FY	FY	FY	FY	FY	FY	FY	FY	FY
Title JPY in thousands, except ratios and share amounts	2024‑03	2023‑03	2022‑03	2021‑03	2020‑03	2019‑03	2018‑03	2017‑03	2016‑03	2015‑03
Income
Revenues	1,617,782,000 2.48%	1,578,557,000 -8.31%	1,721,644,000 2.72%
Cost of revenue	961,976,000	924,791,000	981,401,000
Unusual Expense (Income)
NOPBT	655,806,000	653,766,000	740,243,000
NOPBT Margin	40.54%	41.42%	43.00%
Operating Taxes	138,932,000	122,698,000	142,348,000
Tax Rate	21.18%	18.77%	19.23%
NOPAT	516,874,000	531,068,000	597,895,000
Net income	356,133,000 9.56%	325,070,000 -8.45%	355,070,000 26.75%
Dividends	(183,180,000)	(187,473,000)	(187,471,000)
Dividend yield	3.11%	4.62%	5.08%
Proceeds from repurchase of equity	(57,245,000)	(93,849,000)	(143,000)
BB yield	0.97%	2.32%	0.00%
Debt
Debt current		20,608,194,000	26,563,085,000
Long-term debt		1,632,601,000	5,603,602,000
Deferred revenue			(306,402,000)
Other long-term liabilities	224,200,069,000	1,941,872,000	217,048,620,000
Net debt	(204,730,039,000)	(179,262,251,000)	(174,475,702,000)
Cash flow
Cash from operating activities	81,041,000	(4,495,827,000)	7,665,328,000
CAPEX	(27,375,000)	(47,391,000)	(45,661,000)
Cash from investing activities	(10,278,226,000)	6,337,474,000	(1,585,517,000)
Cash from financing activities	(236,642,000)	(286,036,000)	(181,657,000)
FCF	88,274,170,000	(87,231,538,000)	603,040,000
Balance
Cash	57,724,492,000	68,223,319,000	66,667,709,000
Long term investments	147,005,547,000	133,279,727,000	139,974,680,000
Excess cash	204,649,149,900	201,424,118,150	206,556,306,800
Stockholders' equity	6,209,444,000	15,633,781,000	16,216,609,000
Invested Capital	227,698,546,000	213,948,451,000	104,177,060,000
ROIC	0.23%	0.33%	0.57%
ROCE	0.28%	0.28%	0.61%
EV
Common stock shares outstanding	3,618,135	3,743,041	3,748,758
Price	1,626.00 50.14%	1,083.00 9.95%	985.00 -7.42%
Market cap	5,883,087,047 45.13%	4,053,713,403 9.78%	3,692,526,630 -7.42%
EV	(198,805,857,953)	(165,714,359,597)	(161,337,687,370)
EBITDA	698,490,000	688,000,000	777,959,000
EV/EBITDA
Interest	698,339,000	458,165,000	226,652,000
Interest/NOPBT	106.49%	70.08%	30.62%