XJPX5838
Market cap4.97bUSD
Dec 24, Last price
4,473.00JPY
1D
0.11%
1Q
55.91%
IPO
125.00%
Name
Rakuten Bank Ltd
Chart & Performance
P/E
22.66
P/S
6.28
EPS
197.36
Div Yield, %
0.00%
Shrs. gr., 5y
—
Rev. gr., 5y
%
Revenues
124.28b
+54.32%
Net income
34.44b
+24.35%
CFO
1.03t
+72.84%
Profile
Rakuten Bank, Ltd. provides internet banking products and services in Japan. The company offers personal services, including payment, money support/easy bank transfer, prepaid cards, Yen/foreign currency deposits, remittance, loan services, lottery, account linking, foreign exchange, and asset management services. It also provides corporate services, such as business debit cards, ATM deposit, business loans, international remittance, payment, transfer, account verification, withdrawal, settlement, and deposits services. Rakuten Bank, Ltd. was incorporated in 2000 and is based in Tokyo, Japan. Rakuten Bank, Ltd. operates as a subsidiary of Rakuten Group, Inc.
Valuation
Title JPY in thousands, except ratios and share amounts | FY | FY | FY | FY |
|---|---|---|---|---|
| 2024‑03 | 2023‑03 | 2022‑03 | 2021‑03 | |
| Income | ||||
Revenues | 124,277,000 54.32% | 80,533,000 21.79% | 66,126,000 2.83% | |
Cost of revenue | 103,672,000 | 39,201,000 | 37,620,000 | |
Unusual Expense (Income) | ||||
NOPBT | 20,605,000 | 41,332,000 | 28,506,000 | |
NOPBT Margin | 16.58% | 51.32% | 43.11% | |
Operating Taxes | 15,091,000 | 12,284,000 | 8,819,000 | |
Tax Rate | 73.24% | 29.72% | 30.94% | |
NOPAT | 5,514,000 | 29,048,000 | 19,687,000 | |
Net income | 34,436,000 24.35% | 27,692,000 38.19% | 20,039,000 3.63% | |
Dividends | ||||
Dividend yield | ||||
Proceeds from repurchase of equity | 13,324,000 | |||
BB yield | ||||
| Debt | ||||
Debt current | 15,923,000 | 641,000,000 | ||
Long-term debt | 2,565,800,000 | 2,289,428,000 | 1,612,000,000 | |
Deferred revenue | ||||
Other long-term liabilities | 1,088,442,000 | (2,289,428,000) | (1,612,000,000) | |
Net debt | (5,866,615,000) | (4,628,308,000) | (3,654,676,000) | |
| Cash flow | ||||
Cash from operating activities | 1,027,880,000 | 594,695,000 | 1,461,945,000 | |
CAPEX | (1,308,000) | (7,809,000) | (5,439,000) | |
Cash from investing activities | (301,058,000) | (193,578,000) | (495,980,000) | |
Cash from financing activities | 13,324,000 | 1,401,026,000 | 2,984,895,000 | |
FCF | 6,749,544,000 | (9,818,209,000) | 828,477,000 | |
| Balance | ||||
Cash | 4,791,097,000 | 4,050,227,000 | 3,649,136,000 | |
Long term investments | 3,641,318,000 | 2,883,432,000 | 2,258,540,000 | |
Excess cash | 8,426,201,150 | 6,929,632,350 | 5,904,369,700 | |
Stockholders' equity | 269,044,000 | 231,319,000 | 204,389,000 | |
Invested Capital | 13,211,429,000 | 11,373,477,000 | 2,158,020,000 | |
ROIC | 0.04% | 0.43% | 1.16% | |
ROCE | 0.15% | 0.36% | 1.21% | |
| EV | ||||
Common stock shares outstanding | 172,301 | 164,464 | 164,464 | |
Price | ||||
Market cap | ||||
EV | ||||
EBITDA | 25,713,000 | 45,870,000 | 32,455,000 | |
EV/EBITDA | ||||
Interest | 11,125,000 | 6,632,000 | 5,067,000 | |
Interest/NOPBT | 53.99% | 16.05% | 17.78% | |