XJPX
5832
Market cap2.58bUSD
Sep 22, Last price
2,146.00JPY
1D
0.76%
1Q
23.04%
Jan 2017
27.15%
IPO
134.19%
Name
Chugin Financial Group Inc
Chart & Performance
P/E
13.98
P/S
3.11
EPS
153.55
Div Yield, %
2.74%
Shrs. gr., 5y
-0.90%
Rev. gr., 5y
0.98%
Revenues
123.09b
+8.25%
Net income
27.43b
+28.26%
CFO
201.50b
P
Dividend
Sep 29, 202537 JPY/sh
Profile
Chugin Financial Group,Inc., through its subsidiary The Chugoku Bank, Limited, provides various financial services. The company operates through Banking, Leasing, and Securities segments. It accepts various deposit products, including current, ordinary, savings, time, installment time, non-resident yen, and foreign currency deposits, as well as deposits at notice, deposits for tax payment, and deposits for offshore accounts. The company also provides credit guarantee, credit card, investment management, advisory, financial instruments brokerage, and asset management services; and loans. In addtion, the company engages in the consignment of office work; and leasing and installment sale of properties and goods. It operates through head office and 137 branch offices, including 5 sub-branch offices, 15 branch-in-branch offices, 2 branch-in-branch sub-branch offices, 1 special sub-branch office, 1 representative office, and 1 internet branch in Japan; and 1 branch and 4 representative offices internationally, as well as 234 ATMs. The company was incorporated in 1930 and is headquartered in Okayama, Japan.
Valuation
Title JPY in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY | FY |
|---|---|---|---|---|---|---|---|---|---|
| 2025‑03 | 2024‑03 | 2023‑03 | 2022‑03 | 2021‑03 | 2020‑03 | 2019‑03 | 2018‑03 | 2017‑03 | |
| Income | |||||||||
Revenues | 123,093,000 8.25% | 113,708,000 -27.77% | 157,416,000 34.70% | ||||||
Cost of revenue | 59,526,000 | (2,642,000) | |||||||
Unusual Expense (Income) | |||||||||
NOPBT | 63,567,000 | 116,350,000 | 157,416,000 | ||||||
NOPBT Margin | 51.64% | 102.32% | 100.00% | ||||||
Operating Taxes | 10,848,000 | 9,510,000 | 9,031,000 | ||||||
Tax Rate | 17.07% | 8.17% | 5.74% | ||||||
NOPAT | 52,719,000 | 106,840,000 | 148,385,000 | ||||||
Net income | 27,434,000 28.26% | 21,389,000 4.41% | 20,486,000 11.49% | ||||||
Dividends | (10,566,000) | (5,678,000) | (5,651,000) | ||||||
Dividend yield | 3.52% | 2.36% | 3.44% | ||||||
Proceeds from repurchase of equity | (5,000,000) | (2,000,000) | (1,941,000) | ||||||
BB yield | 1.66% | 0.83% | 1.18% | ||||||
| Debt | |||||||||
Debt current | 1,080,872,000 | 743,860,000 | |||||||
Long-term debt | 805,630,000 | 1,370,011,000 | 340,273,000 | ||||||
Deferred revenue | 2,175,040,000 | ||||||||
Other long-term liabilities | 9,697,583,000 | 8,813,613,000 | 184,072,000 | ||||||
Net debt | 1,886,502,000 | (48,213,000) | 2,573,894,000 | ||||||
| Cash flow | |||||||||
Cash from operating activities | 201,502,000 | (140,455,000) | 46,000 | ||||||
CAPEX | (11,905,000) | (3,500,000) | (2,785,000) | ||||||
Cash from investing activities | (265,073,000) | (198,394,000) | 119,177,000 | ||||||
Cash from financing activities | 253,743,000 | 248,120,000 | (368,953,000) | ||||||
FCF | (6,116,810,000) | (799,773,000) | 667,827,000 | ||||||
| Balance | |||||||||
Cash | 1,418,224,000 | (1,530,961,000) | |||||||
Long term investments | 41,200,000 | ||||||||
Excess cash | 1,412,538,600 | ||||||||
Stockholders' equity | 542,686,000 | 576,634,000 | 521,644,000 | ||||||
Invested Capital | 10,989,830,000 | 4,035,488,000 | 3,970,259,000 | ||||||
ROIC | 0.70% | 2.67% | 3.47% | ||||||
ROCE | 0.58% | 2.52% | 3.96% | ||||||
| EV | |||||||||
Common stock shares outstanding | 179,937 | 182,964 | 184,805 | ||||||
Price | 1,670.00 27.04% | 1,314.50 47.86% | 889.00 1.60% | ||||||
Market cap | 300,494,790 24.94% | 240,506,178 46.39% | 164,291,645 0.45% | ||||||
EV | 2,186,996,790 | 192,293,178 | 2,738,185,645 | ||||||
EBITDA | 63,567,000 | 119,662,000 | 160,593,000 | ||||||
EV/EBITDA | 34.40 | 1.61 | 17.05 | ||||||
Interest | 5,372,000 | 3,920,000 | |||||||
Interest/NOPBT | 4.62% | 2.49% | |||||||