XICEKVIKA
Market cap682mUSD
Dec 20, Last price
20.10ISK
1D
1.01%
1Q
18.58%
IPO
151.25%
Name
Kvika banki hf
Chart & Performance
P/E
23.62
P/S
3.24
EPS
0.85
Div Yield, %
2.01%
Shrs. gr., 5y
18.68%
Rev. gr., 5y
36.80%
Revenues
14.82b
-22.91%
Net income
4.02b
-17.70%
CFO
18.19b
P
Dividend
Mar 31, 20230.4 ISK/sh
Profile
Kvika banki hf., a specialized bank, provides investment banking, insurance, asset management, and banking services to businesses, investors, and individuals in Iceland and the United Kingdom. It operates through four segments: Asset Management, Commercial Banking, Insurance Services, and Investment Banking. The Asset Management segment manages various mutual funds, investment funds, and institutional investor funds, as well as offers private banking services; offers products and services relates to domestic and foreign assets; and private pension plans. The Commercial Banking segment provides various banking services and related advisory services, and specialized lending services; lease contracts; and car, heavy machinery, and other equipment loans to individuals and companies under Lykill brand name. The Insurance Services segment portfolio consists of motor, property, marine, liability, accident, and life insurance services to commercial and private customers. The Investment Banking segment offers securities brokerage and forex market services; and various investments and financing, mergers, acquisitions and divestments, capital raising, and initial public offerings related advisory services, as well as fund and asset management services. It also provides real estate fund management and business consultancy services. Kvika banki hf. was incorporated in 2002 and is headquartered in Reykjavik, Iceland.
Valuation
Title ISK in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY | FY |
|---|---|---|---|---|---|---|---|---|---|
| 2023‑12 | 2022‑12 | 2021‑12 | 2020‑12 | 2019‑12 | 2018‑12 | 2017‑12 | 2016‑12 | 2015‑12 | |
| Income | |||||||||
Revenues | 14,816,466 -22.91% | 19,219,125 -13.07% | 22,107,720 154.89% | ||||||
Cost of revenue | (14,511,978) | 4,258,430 | 3,627,764 | ||||||
Unusual Expense (Income) | |||||||||
NOPBT | 29,328,444 | 14,960,695 | 18,479,956 | ||||||
NOPBT Margin | 197.94% | 77.84% | 83.59% | ||||||
Operating Taxes | 705,113 | 707,218 | (176,881) | ||||||
Tax Rate | 2.40% | 4.73% | |||||||
NOPAT | 28,623,331 | 14,253,477 | 18,656,837 | ||||||
Net income | 4,018,503 -17.70% | 4,882,945 -54.51% | 10,734,181 357.04% | ||||||
Dividends | (1,912,410) | ||||||||
Dividend yield | |||||||||
Proceeds from repurchase of equity | (1,000,000) | (1,778,758) | (864,078) | ||||||
BB yield | |||||||||
| Debt | |||||||||
Debt current | 25,416,428 | 21,981,851 | 20,972,838 | ||||||
Long-term debt | 3,020,666 | 63,786,758 | 38,051,724 | ||||||
Deferred revenue | 61,014,902 | 36,110,661 | |||||||
Other long-term liabilities | 35,058,650 | (61,959,176) | (37,010,603) | ||||||
Net debt | (14,690,743) | (54,344,471) | (67,238,190) | ||||||
| Cash flow | |||||||||
Cash from operating activities | 18,193,348 | (2,189,865) | 26,781,893 | ||||||
CAPEX | (1,882,380) | (1,105,788) | (618,822) | ||||||
Cash from investing activities | (55,568,533) | (1,418,694) | (1,440,397) | ||||||
Cash from financing activities | 24,978,059 | 1,818,466 | (20,091,363) | ||||||
FCF | 95,507,195 | 13,554,204 | 22,554,581 | ||||||
| Balance | |||||||||
Cash | 23,681,453 | 36,670,586 | 38,645,895 | ||||||
Long term investments | 19,446,384 | 103,442,494 | 87,616,857 | ||||||
Excess cash | 42,387,014 | 139,152,124 | 125,157,366 | ||||||
Stockholders' equity | 29,965,946 | 32,587,640 | 28,051,618 | ||||||
Invested Capital | 154,835,797 | 287,969,492 | 236,074,482 | ||||||
ROIC | 12.93% | 5.44% | 10.00% | ||||||
ROCE | 15.87% | 4.65% | 6.97% | ||||||
| EV | |||||||||
Common stock shares outstanding | 4,758,021 | 4,786,894 | 4,195,488 | ||||||
Price | |||||||||
Market cap | |||||||||
EV | |||||||||
EBITDA | 30,437,934 | 16,545,628 | 20,446,845 | ||||||
EV/EBITDA | |||||||||
Interest | 14,404,511 | 7,532,996 | 2,438,483 | ||||||
Interest/NOPBT | 49.11% | 50.35% | 13.20% | ||||||