China Bohai Bank Co Ltd

Chart & Performance

D1W1MN

P/E

2.89

P/S

0.93

EPS

0.29

Div Yield, %

6.08%

Shrs. gr., 5y

0.49%

Rev. gr., 5y

-7.22%

Revenues

15.88b

-38.80%

Net income

5.08b

-16.81%

CFO

81.31b

+203.04%

Dividend

May 24, 20220.087 HKD/sh

Profile

China Bohai Bank Co., Ltd. provides various personal and corporate banking products and services in the People's Republic of China. The company offers time deposits, personal savings and settlement accounts, and current deposit accounts of foreign currency cash and exchange. It also provides personal unsecured, mortgage, and business loans; working capital and fixed asset loans, loans for construction of low-rent houses, and operating property mortgage loans; combined guarantee credit, collective guarantee loans, business mortgage loans, and commercial installment loans; financing for micro and small-sized enterprises, as well as business loans, bank acceptances, discounting, and L/C services; and trade and supply chain finance. In addition, the company offers debit cards; life and other insurance products; cash and wealth management, foreign exchange, foreign exchange trading, inward and outward foreign currency remittance, export and import collection, export L/C advising and payment, cross-border RMB settlement, investment banking, custody, and treasury and money market services; securities investment funds; and online, mobile, and phone banking services. As of December 31, 2021, it operated 289 outlets, including 34 tier-one branches, 32 tier-two branches, 192 sub-branches, 29 community and micro sub-branches, and 1 overseas branch. China Bohai Bank Co., Ltd. was incorporated in 2005 and is headquartered in Tianjin, the People's Republic of China.

URL

http://www.cbhb.com.cn

IPO date

Jul 16, 2020

Employees

13,286

Domiciled in

Incorporated in

Valuation

Order:

Title CNY in thousands, except ratios and share amounts	FY	FY	FY	FY	FY	FY	FY	FY	FY	FY
Title CNY in thousands, except ratios and share amounts	2023‑12	2022‑12	2021‑12	2020‑12	2019‑12	2018‑12	2017‑12	2016‑12	2015‑12	2014‑12
Income
Revenues	15,876,223 -38.80%	25,941,672 -5.03%	27,315,834 4.45%
Cost of revenue	2,426,034	2,423,582	2,203,428
Unusual Expense (Income)
NOPBT	13,450,189	23,518,090	25,112,406
NOPBT Margin	84.72%	90.66%	91.93%
Operating Taxes	82,174	403,979	1,674,073
Tax Rate	0.61%	1.72%	6.67%
NOPAT	13,368,015	23,114,111	23,438,333
Net income	5,080,903 -16.81%	6,107,475 -29.23%	8,629,724 2.19%
Dividends	(950,000)	(2,495,294)	(2,459,770)
Dividend yield	4.73%	7.59%	4.62%
Proceeds from repurchase of equity
BB yield
Debt
Debt current
Long-term debt		280,910,667	246,645,628
Deferred revenue
Other long-term liabilities	1,592,081,033	(280,910,667)	(246,645,628)
Net debt	(695,535,569)	(407,878,968)	(373,920,216)
Cash flow
Cash from operating activities	81,308,605	26,830,977	82,987,687
CAPEX	(598,950)	(868,759)	(569,635)
Cash from investing activities	(59,111,588)	(65,245,097)	(76,070,254)
Cash from financing activities	30,934,502	23,405,931	5,877,555
FCF	13,659,928	32,499,443	20,021,797
Balance
Cash	60,847,596	143,044,296	152,258,586
Long term investments	634,687,973	545,745,339	468,307,258
Excess cash	694,741,758	687,492,551	619,200,052
Stockholders' equity	57,919,910	71,631,148	69,603,604
Invested Capital	1,651,876,602	1,558,510,627	1,511,051,209
ROIC	0.83%	1.51%	1.66%
ROCE	0.79%	1.44%	1.59%
EV
Common stock shares outstanding	17,762,000	17,762,000	17,762,000
Price	1.13 -38.92%	1.85 -38.33%	3.00 -40.71%
Market cap	20,071,060 -38.92%	32,859,700 -38.33%	53,286,000 -33.97%
EV	(675,464,509)	(375,019,268)	(320,634,216)
EBITDA	15,191,083	25,146,588	26,510,897
EV/EBITDA
Interest	42,829,067	39,096,625	37,479,856
Interest/NOPBT	318.43%	166.24%	149.25%