Huishang Bank Corp Ltd

Chart & Performance

D1W1MN

P/E

2.26

P/S

1.18

EPS

1.06

Div Yield, %

6.25%

Shrs. gr., 5y

2.70%

Rev. gr., 5y

10.48%

Revenues

29.45b

+5.95%

Net income

15.41b

+6.80%

CFO

-158.87b

Dividend

Jul 03, 20240.16 HKD/sh

Earnings

Aug 27, 2025

Profile

Huishang Bank Corporation Limited, together with its subsidiaries, provides various commercial banking products and services in the People's Republic of China. The company operates through four segments: Corporate Banking, Retail Banking, Treasury, and Others. It offers current accounts, deposits, overdrafts, loans, trade related products and other credit facilities, foreign currency, and wealth management products to corporate customers, government authorities, and financial institutions. The company also provides savings deposits, personal loans and advances, credit and debit cards, payments and settlements, wealth management products and funds, and insurance agency services to retail customers. In addition, it conducts securities investment, money market, and repurchase transactions; and offers online and mobile banking services. Further, the company provides Renminbi and foreign currency deposits; and clearing and settlement, assets custody, and finance leasing services. As of December 31, 2021, it had 21 branches; 478 front offices; 609 self-service banks; and 2,002 cash self-service equipment comprising 1,213 cash recycling machines and 789 smart self-service terminals. The company was formerly known as Hefei Commercial Bank Co., Ltd. and changed its name to Huishang Bank Corporation Limited in November 2005. Huishang Bank Corporation Limited was incorporated in 1997 and is headquartered in Hefei, China.

URL

http://www.hsbank.com.cn

IPO date

Nov 12, 2013

Employees

11,163

Domiciled in

Incorporated in

Valuation

Order:

Title CNY in thousands, except ratios and share amounts	FY	FY	FY	FY	FY	FY	FY	FY	FY	FY
Title CNY in thousands, except ratios and share amounts	2024‑12	2023‑12	2022‑12	2021‑12	2020‑12	2019‑12	2018‑12	2017‑12	2016‑12	2015‑12
Income
Revenues	29,449,872 5.95%	27,795,689 -5.94%	29,549,815 33.35%
Cost of revenue	9,828,634	102,533	8,677,530
Unusual Expense (Income)
NOPBT	19,621,238	27,693,156	20,872,285
NOPBT Margin	66.63%	99.63%	70.63%
Operating Taxes	2,071,874	2,666,356	3,632,072
Tax Rate	10.56%	9.63%	17.40%
NOPAT	17,549,364	25,026,800	17,240,213
Net income	15,414,392 6.80%	14,433,227 7.73%	13,397,600 16.90%
Dividends	(3,267,608)	(6,890,720)	(6,416,624)
Dividend yield	9.52%	20.93%	18.63%
Proceeds from repurchase of equity	(10,000,000)	9,999,546
BB yield	29.15%	-30.38%
Debt
Debt current
Long-term debt	69,414,194		33,623,011
Deferred revenue
Other long-term liabilities	1,749,397,132	1,659,416,708	(33,623,011)
Net debt	44,636,125	(498,076,908)	(605,676,191)
Cash flow
Cash from operating activities	(158,868,609)	90,584,748	50,187,691
CAPEX	(568,839)	(622,980)	(560,068)
Cash from investing activities	(68,995,879)	(60,797,922)	(64,964,733)
Cash from financing activities	227,018,634	(33,632,618)	28,275,488
FCF	28,202,386	45,526,938	47,178,331
Balance
Cash	24,778,069	27,505,678	36,567,408
Long term investments		470,571,230	602,731,794
Excess cash	23,305,575	496,687,124	637,821,711
Stockholders' equity	146,748,153	169,340,237	107,902,461
Invested Capital	1,957,172,912	1,636,803,313	1,445,109,074
ROIC	0.98%	1.62%	1.26%
ROCE	0.99%	1.53%	1.34%
EV
Common stock shares outstanding	13,889,801	13,889,801	13,889,801
Price	2.47 4.22%	2.37 -4.44%	2.48 -4.98%
Market cap	34,307,808 4.22%	32,918,828 -4.44%	34,446,706 -4.98%
EV	83,160,830	(423,881,723)	(568,015,469)
EBITDA	20,701,832	28,772,552	21,743,470
EV/EBITDA	4.02
Interest		36,272,245	32,257,565
Interest/NOPBT		130.98%	154.55%